BoS Court action addess......

The_Aquapanther

Hiya,

Do any of you know what address I should put as DEFENDER when filing a Small Claims Summons against the Bank of Scotland?

And does the below sound fine for the Details of the claim;

The Claimant _______________, has held a bank account with the defendant since before 17/09/2002 the account number being _________. The defendant deducted from the account various amounts of money in penalty charges during the period 17/09/2002 to 03/07/2006.
The claimant contends that these charges were legally unenforceable and the claimant is demanding the repayment of money. The defendant has refused full payment of these monies due (copies of correspondence can be provided).
No admissions are made be the claimant as to the incorporation of any term into the contract between the claimant and the defendant purporting to entitle the defendant to levy these charges. If the defendant is able to establish that the contract did contain such terms, the claimant will contend that these charges are unenforceable at law, being penalty charges designed to penalise the claimant for a breach of contract and generate profit for the defendant rather than liquidated damages designed to compensate the defendant for the actual loss occurring to the defendant as a result of the breach.
The claimant claims from the defendant a sum equivalent to the amount unlawfully debited to the claimant’s account in the period of 17/09/2002 to 03/07/2006. The sums are detailed in the attached schedule.
The contractual provision that permits the defendant to levy such charges in unenforceable by virtue of the Unfair Contract Terms in Consumer Contracts Regulations (1999), the Unfair Contract Terms Act 1977 and the common law.
The defender has a branch in Galston therefore it is under the jurisdiction of this court.


Cheers.

The_Aquapanther

*** Bump ***

The_Aquapanther

*** BUMP *** (again!)

Come on, someone MUST have put in a court action against the BoS!