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Abuse of Process Tactic
Hello fellow claiments, I've just learned of the lady in Newbury who, upon reaching the Allocation stage of the process decided to report Abbey for abuse of process on the grounds that they won't turn up to a hearing, instead settle at the last moment. She enclosed a list of cases that Abbey had settled 11th hr and the…
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Help with Reclaiming bank charges ?
I have 3 accounts with the same bank do i have to ask for a list of charges seperatly paying £10.00 for each account or can I ask for a list of charges for all 3 accounts at same time and pay the £10.00 once ? Thanks
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Advice on waiting times
Can someone please tell me how long banks need to sort out your complaint for charges.. When I first sent my letter I got my statements, When I wrote back with a list of my charges the sent a letter sayin they would get back to me in 28 days which they did, with another letter sayin they would get back to me in 8 weeks,…
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me v abbey
please help! claiming just under £1,000 from the abbey through moneyclaim online. i have got a court date set for the 17th july. what do i need to do to prepare for court? does any one have any advice please? getting a bit scarey now! thank you.
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Help required with 'self litigation fee'
Hi, I've read on here, but can't remember on which thread, about something called 'self litigation fee'. I would be grateful if anybody could please advise me on exactly what this is and how does one go about claiming it. For instance, do I write to SCuM and advise them to add this fee to my claim? or do I claim it at the…
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going to court
i have just received today a letter stating that the bank is defending my claim and it has been moved to my local court. what happens now. they offered me a partial offer which i turned down, now they are defending it. will i have to go to court and what are the procedures
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Some helpful advice would be appreciated
Hi everyone, I'm new to this site but I've been trying to reclaim my bank charges over the past few months. Without going into detail there were mitigating circumstances to my bank charges which (for me) was a lot of money. Anyhow, I've received a letter from my banks solicitors which states: 'We have been instructed to…
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Abbey don't recognise account number
Had a letter back from Abbey in regards to me reclaiming charges from my mortgage account. Got a letter back today saying they did'nt recognise the account number and that I would have to make a new request with the correct account information. Thing is, I double checked my account number twice and the one I sent them was…
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Gahhh - 2 banks messing me around!
They're driving me crackers! I wrote to A&L and Barclays to reclaim my bank charges...Barclays wrote back and said they'd pay up, A&L waited until the FO got involved. Both have now offered me my money back, and I've accepted. Barclays wrote and asked me to sign a slip, and they'd credit a named account within 10 working…
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risk of account closure - multiple accounts?
hi, i know the banks have been closing some peoples accounts after reclaiming but what about other products within the group??? i have a current acc & business acc, both with overdrafts, credit card and business card with natwest, i also have 2 business accounts with rbs and 2 business cred card acc's. can the bank look to…
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Barclays passed debt on for recovery but they owe me money!
I had banked with Barclays for many years, however recently I slipped over my overdraft limit for many months, Barclays got fed up with chasing me for the money as I simply didnt have it, and they then closed my account and passed the outstanding debt of around £500 onto a recovery agent called Call Serve. Consequently,…
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Calculating Interest!!!
Has anyone screwed up their interest calculation when reclaiming bank charges? I have filed with the small claims court and have now recieved a letter demanding to know how I calculated the interest. I keep getting different answers from the calculator on this site. I am concerned now that the case will be thrown out of…
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Debt with Bank & out of court settlement
Please can you help me. I have started the court process & the bank HSBC, are defending the claim, however they have offered me a settlement. I asked for £2500 & they have offered £1685, BUT as i have an outstanding debt of £1200 approx, (which i am repaying at a reduced rate as i have massive debts) HSBC have said they…
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Statement of evidence
hi can some one help me, i have just recived a judgment order from the nottingham county court asking me to send a STATEMENT OF EVIDENCE to the judge. I have looked through some of the threads but dont know exactly what i am looking for, the bank i am taking to court is nat west. can some please point me in the right…
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Halifax Saying No, Is This Right????
LAST YEAR I PUT A CLAIM IN FOR UNFAIR BANK CHARGES AND IT WENT LIKE A DREAM, I GOT MY MONEY BACK WITHIN 1MONTH.:beer: SINCE THEN I HAVE STEADILY PAID OFF MY OVERDRAFT AND GOT IT DOWN TO ZERO, ONLY TO BE TOLD THAT THERE WAS £40 "INTEREST DEBITED" THAT I SHOULD PAY, I DISPUTED THIS BUT THEY KEEP ADDING ON EXTRA "INTEREST…
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HMCS online claim "judgement rejected"
Hi Guys, I'm new to this forum, but hopefully someone out there can give me some advice on this. I have a claim against Yorks. Bank, and have duly followed Martin's advice in attempting to get my monies refunded. I have used the online HMCS site, and, having waited the requisite 28 days after initially lodging my claim,…
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Court date 18 July...help
Ive claimed charges back for my mum from both a bank and a credit card but they settled long before court, I gave a friend the template letters so he could do it too (this was months ago) He rang me recently to tell me he has a court date and is absolutley bricking it because he doesnt know what he is doing and needs help…
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Lloyds Tsb ..general Form Of Judgement
I recently received a letter stating that my case was being transferred to my local court. i received today a general form of judgemnt of order from manchester which reads as follows:- Before district judge Khan sitting at manchester. It is ordered that 1) The claimant will by 4pm on 31st july 07 send to the court and the…
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what is classed as original request?
Hi I claimed for charges on 2 Lloyds accounts - and recieved their standard reply yesterday and another today.....so i have typed up my second letter - although i was wandering.....orginal letter?? we sent them one along the same lines detailing all charges and requesting they repaid them as they were unfair - back in…
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What now?
I got the letter today saying they are paying me back my money, I went to MCOL to judgment by admission, but it takes me to a page where I hve to specify how I want the money, but I already have it! How do I just close the court case? Chloe x
