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Have I lost?
Hey can anyone help? When I filled out the online claim form I put my current address, as I believed that is what they were asking for. I recieved a letter from my bank (at my current address from their legal team) asking me to send them my account details as they could not find my account, so I did!:rotfl: I recently…
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Should I take the money and run?
I started the whole process of claiming my bank chrages back about 2 months ago. In total I was trying to re claim £860, and with interest added in, around £1026. After sending the bank the list of charges they owed, they have quickly offered me £655. Unsure whether to take the money gratefully, or risk it and proceed on…
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Interesting read....
Seems things are looking up even if it does go to court, maybe a substantial point in all this..... http://www.fairinvestment.co.uk/banking-news-Lloyds-TSB-ordered-to-pay-more-than-%C2%A34000-in-unfair-bank-charges-173.html
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My Bank has closed my account
Help I am with the Abbey who have closed our joint account down due to being overdrawn through their charges. We are going through the process of claiming them back but in the meantime they are still charging interest and have passed on the debt to a bailiff company who are sending us threatening letters about bailiffs…
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Halifax Credit card - Free phone number
I was wondering if anyone had a free number to call Halifax credit cards on. I requested my statements and they cashed the cheque over 40 days ago but I haven't had anything back from them. Thanks
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What formula do the banks use?
Hello everyone still a relatively newbie poster, so here goes. I'm currently claiming from HSBC and Alliance and Leicester, and have previously received a full settlement before Court from Smile. HSBC have filed their defence and a nudge letter has been sent to their solicitors, so fingers crossed they settle before the…
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Ytt more positive publicity
http://news.bbc.co.uk/1/hi/business/6276214.stm
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How Do I Find Out All Of my OLD account Numbers?
Hi, I know this might seem strange but how can I find out all account numbers I have had with Lloyds over the years (that are now closed)? I have had business accounts, joint accounts and personal accounts and do not have all of the details of the account numbers as some of the accounts are no longer running. How can I…
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Help. Accepted offer, but HSBC now won't pay!
Hi Can anyone help me as I am unsure what to do next. I commenced court proceedings on 21st May, and then on 9th June received an offer for 80% of my claim. I took a day to think about it, decided to accept, and signed and posted my acceptance form. However when the 14 days HSBC said it would take to credit my account were…
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Yorkshire/Clydesdale Bank
Can anyone offer any advice please. Today I received the defence from Clydesdale /Yorkshire Bank. We are claiming back around £700 and they offered £200 which we refused. The defence document we got today states as one of the many defences (YEAH, YEAH, YEAH) that as the bank account was in joint names the 'action is liable…
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phone number for natwest?
hi has anyone got a phone number for natwest? i`ve had a offer letter this morning for £78 but i`ve been charged 2 or 3 times since and going to ask for this back aswell! thanks
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please help! natwest have filed defence & no im panicing!
Hi, Im hoping someone can help me get my ehad around this legal Jargon! Im claiming back £1731.84 + £180 for the court costs. They sent me an offer of £1368 which I refused. They ahve now put in a defence and asked me to send information before the 17th July- WHAT DO I DO NOW!!?? Im in a pickle and legal jargon is not at…
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small amount of charges from lloydstsb
in the past 4 years with lloystsb, i have gone over my overdraft limit only twice. Each time they charged me £30. ARe claims as low as £60 considered? I have already gone ahead with the claim. I have been such a fantastic customer all through, They have refused to refund, so I am planning to go to the Financial Ombudsman.…
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Help with Online Claim Please
Hi, I have just received a letter from capital one in response to my final letter before action, saying that they refuse to refund the charges. I have read into doing an online claim on the moneyclaim website where I have now registered. I have got to the part of the process where I enter info about the claim. Am I right…
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Rule 39.5 letter from Court?
Hi I've gone through the MCOL originally, but as Lloyds TSB are defending the claim MCOL transfered the case to one of my local courts (Guildford). The transfer letter did not say anything about sending in the questionnaire,but did say I'd be contacted by the court in due course. Here's the order detail letter I got from…
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Can The £10 Cheque Be From A 3rd Party?
When sending first letter for 6 years of statements will the banks accept payment by cheque in someone else's name and signature. i only have account without chequebook in my "parachute" and cannot use the accounts i am enquiring about.
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feel dirty thinking this
banks have robbed me for years. if it costs the banks £400 to answer ombusmans claims? then show them how it feels when they rob you. if everytime you get a charge you complain and bank dont pay and you take it to ombudsman the banks will soon be forced to do something i mean every charge you get you make a complaint they…
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calculating interest for second letter !!!
i'm preparing to send my second letter on behalf of my fiance whom is claiming £2761.50 with interest of £439.85. this interest was worked out from the date of my initial letter on the 8/5/07 to which i recieved a reply from hsbc on the 17/5/07 saying they are looking into it !!!! its now been approx 8 weeks and she hasn't…
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what can i claim back from my halifax credit card account?
hi people, i'd like to know what i can claim back from my halifax credit card account. the interest i was charged each month is up there with the bank charges. a list of everything that can be claimed would be much appreciated. thanks ;)
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Help With Address
Can anyone help please going to claim against Bank of Scotland Can I Put two accounts in one letter? do I have to send ten pounds per account? What address do i send it to? Thank you