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Claim Advice With Natwest Please
Greetings, i took out a claim against Natwest through Money Online, i received my first correspondence informing me that the claim would be defended, given a week or so ive just received a second letter informing me that i do not have reasonable grounds for the claim and that they are going to move to have the claim…
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Lloyds Tsb Solicitors/review account
Ive Had A Letter Today Off Lloyds Tsb Solicitors Saying The Bank Will Be Defending On The Following Grounds, The Fees Are Properly Incorporated Into My Contract With The Bank And By Making Payments By Cheque, Debit Card Etc And Going Over The Overdraft There Are Penalties As Im In Breach Of Contract, And They Are Asking Me…
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Question about Interest
Hi there, I am helping my brother reclaim his bank charges with Woolwich (now Barclays). We are at the stage where we have threatend court action. He is claiming £4800 and they have just offered £3400). We are proceeding with court action as my brother wants to get the full amount. (my decision would be different though!)…
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Halifax Direct Debit Repayment
Hey, just messaging to get some advice. I have £8 taken out of my account at the start of each month for Shelter. Last week I went on holiday, and ended up having to exchange money while I was there. Trying to understand how much getting the money cost, with card charges, exchange rates, commision, etc, I was left not…
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Real cost to the banks
Hello all, only one of a few posts on here and just wondering your thoughts. We are claiming bank charges as they are supposedly illigal and dont reflect the cost of going overdrawn to the bank. Question is, Where will this stop though... I mean, today for example I bought a sandwich from a very well known sandwich chain…
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my banks charges can i claim??
i have done all my letters for my bank charges and have been told my charges are not default charges. they are not the usual £35 or so charges but for more money going into the 100's. if i have ever had a cheque/direct debit not payed i get charged the full amount of the cheque/direct debit, then im still left with the…
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Are you reclaiming bank charges? People newspaper
The People newspaper is doing an article about bank charges, and they want to interview some people who are halfway through the process. They’re paying £50 to people who take part. If this sounds like your cup of tea, please PM me with:<O:p</O:p Your name<O:p Telephone no How much you’re reclaiming (the larger the amount,…
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Quick question
Hi all first time post,just a quick question.1.if you have both joint acc and own acc is it better to reclaim both at the same time. cheers:beer:
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Help needed
Hi all <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p> </o:p> I need as swift a response as possible. <o:p> </o:p> The mother in law has had £500 put into her account re:her re-claim, she’s owed another £508. <o:p> </o:p> Does anyone have a pro-forma for accepting the £500 as part payment…
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Missing Charges
Hi I received a 'Charges Summary' from Nationwide this morning exactly 40days after them cashing the £10 cheque. Funny that... anyway. I routed through old paperwork recently and found about 6 months worth of statements for this account so i checked through them and tallyed up the charges so i had a rough idea of what to…
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Problems with Lloyds
I have opted to go with Lloyds as my parachute account so that I can claim from my Barclays account. I opened the Lloyds account online, took i.d to my nearest branch to confirm my identity then today I recieve 2 letters from Lloyds. The first one told me I was £2 overdrawn!!!!!!!! I've only just opened the account so…
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Can anyone advise me?
I have written to my bank to reclaim my charges using Martin's site advice. I wrote the second letter to HSBC about three weeks ago. I gave them 14 days to respond. They did reply within the 14 days saying they were looking into my request. How long should I give them to respond now? Has anyone else had experience of this.…
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hull
<TABLE class=tborder id=post5654382 cellSpacing=0 cellPadding=4 width="100%" align=center border=0><TBODY><TR vAlign=top><TD class=alt1 id=td_post_5654382>well done hull i just wondering if anybody is in the same position as me i have been waiting for court date from hull country court for 6 weeks i understand this is…
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Arrogant Judge...HELP!!
Hi all, just been to my county court for my case, as soon as i walked in judge said "most have settled already" and "yours is a strange case as they are defending all the way" He didnt give me chance to say anything and said its going to another court?? any ideas?? also said they will send through all the directions i will…
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HSBC has now entered a defence
Hi everyone! Having ackknowledged my claim of over £2,000, HSBC have now entered a defence just before the time was up. On claim line in says:- "You are unable to take any further action online on this claim. The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred…
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Success with HSBC
Received letter yesterday saying they are going to pay me £3500, original claim was for £5500 inc. interest and court fees. I am going to accept the £3500 as it is more than i thought i would ever get and also was not looking forward to the next steps of court process!! HSBC solicitor defended whole amount so was surprised…
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Quick question regarding statments
So just about to start doing this but was just wandering if the banks actually send you back 6 years of statements that we have to go through or do they just send you a list of al charges against you? I am with natwest. Thanks
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Bit of advice needed
Hi there Last year i helped my oh claim back his charges, we successfully claimed back all £6k from RBS no problem, the whole thing took about 3 weeks and was suprisingly painless As this went so well i thought i'd help my best friend who has been suffering serious financial difficulty since being made redundant 2 years…
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Llyods Tsb can any body help me
Hi All Can any body help me . I have had a letter from mcol saying i am being tranfarred to an appropriate court for continuation, as Lloyds tsb dispute the full amount , they have filed a acknowledgment of service , and they now have 28 days to file a defence . so what do i need to do , can ant body tell me please .i am…
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Unfair Bank charges - urgent
Hi there Under what peice of law has it been deemed that these charges are unlawfu? Would Section 25 2d of the CCA 1974 apply to it if so has anyone used this? SFx
