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help with lloyds please!
i started the process for my charges back(£1,500) back in may and they received the letter threatening court action on the 24th of may i gave them 2 weeks then spent to days trying to get hold of them and finallyt was told i would have a reply by the 4th july well suprise suprise no reply what sholud i do know i cant…
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going to court
Hi, I could do with a bit of advice. i have started proceeedings against Lioyds TSB in the Kingston-Upon-Hull County Court. i have just received a letter from the solicitors representing the bank stating that the bank will be defending these proceedings. the solicitors then give their reasons on the following grounds.1.…
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Nipping in the bud
Hi I am in the middle of reclaiming my charges from HSBC so i set up an account with Alliance and Leicester and transferred everything over. Due to a mistake with my wages a direct debit wasnt paid and A & L charged me £34 for the privelidge:rolleyes:. Is there any way to nip this in the bud rather than going through the…
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Banks lose in Court
http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2007/07/05/nbanks105.xml
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Using Adobe to fill in the N1 form
Hi Filling in The N1 form with Adobe ReaderI can enter 1 line in the claimant section--how do I get to add a 2nd line-Enter-no effectTab-Jumps to next sectionHelp?????Calc
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interest worked out wrong....
i used the interest calculater on here to calculate the interest on the default charges but i have submited the wrong amout on the court forms....i caculated the whole amount from 2001 then worked the 8% interest on the whole amount instaed of breaking it into individual charges...teach me not to read it doh!!! what the…
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Online Statements?
Hi all,first post so be gentle,I have just printed of all my online statements that contain charges and was wondering if these would be acceptable instead of sending the first letter requesting all charges??:mad: :mad: £865.35 in one year with Lloyds TSB,so went to local branch today and asked for my money back:rotfl: the…
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second letter hsbc
hello people, i've trawled through the forums and can't seem to find an answer to my specific question please could you help ? i have sent the first letter ,on the 8th may, reclaiming the bank charges on behalf of my fiance. she's been a student nurse for the past three years and has been charged a total of £2761.50 with…
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HSBC credit card not paying. Now what?
I have sent the second letter including statements to HSBC asking for £80.00 and this was thier response in a letter. I understand and appriciate your request for the refund of defult charges levied against your credit card account. The OFT has published is findings from thier enquiry into defult charges on credit card.…
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HSBC credit card not paying. Now what?
I sent a letter to HSBC with the amount im claiming including the statements. Asking them for £80.00. They sent me a letter back saying: I understand and appriciate your request for charges levied against the credit card. The office of fair trading has published its findings from thier enquiry into defult charges on credit…
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has the time limit changed...
I sent my request for statements to Halifax on 28th April by RD. I got a standard letter saying they were inundated and that it might take longer than the 40 days. I called to chase it up on sunday, tuesday and then again today. The girl i spoke to said the financial ombusman had extended the response time to 60 working…
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Ringing the bank...
Hey all! Right now, I'm waiting for HSBC to defend the claim I've made against them for unlawful bank charges via MCOL. But I noticed, in my online banking, that they are going to take out ANOTHER unfair/unlawful amount on July 19th! I thought maybe I should ring them, but I don't want to be overstepping any legal…
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Need some advice re: Bank Charges
Hi I realise that this forum might not be the right place for this post but it was the closest match I could find. I need some advice with a problem I am having. About 4 years ago I closed my Lloyds TSB account and Lloyds added about £500 of unlawful charges to the account (for unauth o/d, rtnd dd etc) I coughed up £50 as…
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if your going to court how to get a MSE QC??
if i am gonna be going to court how do i get money saving expert to stick up for me in there or do i have to get my own lawyer. cheers, simmo
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Big Victory in Hull Court :)
I've just put out this press release about todays hearings in Hull. Thought you would like to see what's happened. 5pm Wed 4 July https://www.MoneySavingExpert.com & www.ConsumerActionGroup.co.uk QUICK UPDATE NOTE. Massive victory for bank charge campaigners Banks will have to reveal internal costs in court Summary of the…
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Terms and conditions
Hi all First post. Started claiming bank charges from halifax,bank account and credit card,only started 2 weeks ago. Have had a letter off Halifax card services stating that they cant refund any charges because the charges were clearly stated in the tems and conditions. Is this normal.:confused: Thanks
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Success with NatWest but no longer have the Account
Hi, NatWest have offered me the full amount I am asking for and all have to do is send the letter back accepting their offer. I do not have the account anymore as it was closed before I knew that is was possible to reclaim bank charges. The letter states 'we are prepared to offer the amount of £38.00 paid direct to your…
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Cetelem sold my account HELP!!!
ok cetelem (a company i had totally forgotten i owe) have sold my two accounts to two companies, now as far as i know they aren't debt collection or anything (since found out they are) well anyway i sent cetelem letter1 asking for all details on charges etc and they sent my letter back saying i'd have to contact these…
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Don't know what to do from here.....
Hi, I am helping my dad to reclaim bank charges, but as I have only gotten involved at this late stage I am unsure as to how I should proceed. Let me outline the problem... 1.Initially my dad calculated the charges incorrectly and never included a full statement of charges and interest in his correspondence, just a total…
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nat west
just been into mcol and found that now i am on the warrant side now although not been to court yet is this normal also phoned bank to ask if they would increase there offer and was told as i refused the offer case is now closed should i pay and go for the warrant or start al over again.
