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Outstanding bank loan
We have heard that Clydesdale bank have demanded full payment of outstanding loans if you pursue reclaim of bank charges....any info about this as we have an amount outstanding on a bank loan which we pay direct debit each month. Do we need to clear this amount first before attempting to reclaim? Any advice?
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Have I messed up?
I've had some other problems unrelated to bank charges which meant my mind hasn't been completely on sorting out the charges :embarasse. On Friday I was going through my letters from Natwest and the Small Claims Court and have just noticed that one of the Small Claims Courts letters asks for the below: 1. "Claiment shall…
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£720 for morage arrears ??
hello I have a £9000 mortgage with TSB . and over some time I have got in arrears £620. I got a letter from them saying they was going to take me court over this on 7 July . I rang them and agreed to clear up the arrears before the court date ( which we have ) and now have a letter from there solicitors saying there is a…
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I need help against TSB.
I sent them a SAR (for the list of charges) on behalf of my auntie on the 8th of last month. They had 40 days to reply. I sent them a reminder when they had 10 working days remaining (I know it's not necessary, but I hoped it would help), and they then immediately cashed my £10 cheque, and sent me a letter claiming that…
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Royal Bank of Scotland
Royal Bank of Scotland took money out of my account illegally. £1200+ over six years. I saw the Martin on the TV and I was inspired.I thought I'll do that! I threatened to take them to court to get my money back, with interest £1500. RBS offered me part of what they took off of me, £1001.00 RBS paid £1001.00 into my…
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HSBC 'The Friendly Bank' - I think not -Read this
I've had an HSBC current account for 5 years. Average balance until recently was £10,000 to £20,000 but as high as £80,000 at times. As I am now retired the account is no longer required. Over the past few months I have been slowly transferring D.D.'s to a Nat West account and have made use of the £1,500 agreed overdraft…
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Natwest Statements Requested?
Hi, I requested the last six years worth of charges and Natwest sent me back statements, but only for the first year and a half, not the full six years. Has anyone had a similar experience and will the rest be following? I must admit they have done this within two weeks of requesting, but dissapointed it is not the full…
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Letter 2
Hello. Just been doing the 2nd letter to barclaycard to try and get £312 worth of overlimit/late payment fees back. I'm on a payment plan with them, so where the 2nd letter says "i have been deprived of this money", doesn't really apply to me cuz i still owe it them! Any advice on another wording or should I just send that…
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Do i have to pay twice
hi i have 2 accounts with the natwest bank, i have recieved my statements from them for 1 account, do i have to pay £10 again to get them for the second account, i have the letter written i just need to post it? thanks;)
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Nearly there with Natwest - help needed
Hi all,did small claims court with Natwest via the internet on the 5th july, the Notice of issue was dated to be served on the 10th of july, and they have until the 24th july to reply. The day after the claim would have been issued to them, i received a letter stating that they will pay me as a gesture of good will and…
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Please help me natwest are doing me over
Hi everyone i really hope someone can help me here i feel i am being beaten down by natwest by a constant battering of letters etc. My account is now something like £378 overdrawn with no overdraft. i signed up for the natwest gold account costing me £12 a month for what i thought would be an entitlement to an overdraft…
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I Got £10,089.00 Back in bank charges!
Bank:- RBS Claimed:- £11,500.00 Received :-£10,890.00 :T If you have bank charges I hope this will encourage you to reclaim them I was horrified to discover that my 2 accounts with the rbs had charges working out to the total of £11,500.00 over the six years!!. We nearly lost our house in that time it was costing us more…
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Do I Accept Bk Offer or continue with Court Action
Hi all, Started court action via Money claim for £500 bk fees + interest (very easy and straightforward £80 fee). Banks solicitor acknowledged, which gives them 28 days to file a defence. I have also this week received offer from bank for £495 made without prejudice, but only have 10 days to respond. Do I accept now or…
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6 years limit - please help!
Hi all I have read Martin's guide and many posts. I understand there is a 6 year limit. Is this a 6 year limit in banks requiring to supply you with details of penalty charges under the data protection act? Or a 6 year limit in banks having to refund charges? Or a 6 year limit in terms of going via the small claims process…
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£500 worth of charges - is it worth while??
I've accrued £500 in charges fro exceeding my agreed overdraft limit since Jan 2007 with HSBC. Is it worth my while trying to reclaim these? Or will it be a waste of time? Any advice is greatly appreciated. L X
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robbo8
I am claiming back bank charges, had a letter of refusal so sent the second letter. Bank charges add up to £3600 but in the first letter i didn't use the charges calculator so made a mistake with the total and put £3300. The banks solicitor have sent us a cheque for £200 :rotfl: so we are returning the cheque. Do we put in…
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£1845 reclaimed - no hassle
2 months ago I was charged £30 by Barclays for them allowing me to go £5 overdrawn! I have requested a £0 overdraft facility and expected my Electron card to stop me going overdrawn. I rang Barclays to complain about this charge, which they refunded immediately. Whilst on the phone I asked if they would look into previous…
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small claims court- contractural interest claim?
The bank has charged contractural interest on my account for any overdraft incurred as a result of their unlawful bank charges. Am I able to claim this back also, since the charge that made me overdrawn was in itself unlawful???? The reason for the question is this... I am trying to claim interest on the charges imposed…
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Quick question - joint account on DPA letter
Hi I'm new here so go easy :) I'm helping my parents go through the process of reclaiming their bank charges, however even at this early stage they are unsure if the letter for their joint account should have both their names and signatures on it or if it just needs the name and signature of one person? pretty small thing…
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Money Claim Website - is it slow?
Hi, I have decided to take Halifax to court. They have not responded to my second letter threatening them with court action. I have registered with the Court, but when I try to get to further pages, it says, either system is busy or something like you are not allowed. Has anybody else had this problem?
