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Claim made through courts but offered money outside?
I have run through the process that Martin has described, intitially on 9th June asking the bank for fees plus interest £1500 and giving them 14 days to respond. After receiving a standard delaying response and waiting 14 days, I threatened to take Barclays to court and waited a further 14 days. I then used money claim…
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Response to claim letter
I sent off my claim letter stating the bank had 14 days to respond. They have responded but only to say they are looking into it. Do I now push for a decision reponse within the 14 days? Help much appreciated.
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Should I Settle
:confused: hi everyone please help me N/wide have paid money into my acct, but not removed default from credit file as requested also not returned court costs and sar to me by cheque as i asked them to do, should i carry on with court process or accept their offer
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Unclaimed Assets - Martin's Next Campaign?
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Is the law due to change?
this is probably just a ploy but i got a letter from Investor Compensation saying that 'the legal position could change in the next months preventing your from reclaiming your charges' anyone know anything about this? what the new ruling could mean? or is it just a ploy to get you to sign up with them now? cheers
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Court Hearing
I have a problem, well my Mum does. She is trying to reclaim all her charges back from Lloyds TSB and has now entered the court allocation stage. She is, for lack of a better word, terrified. She is not well at the moment and is very worried about what to say in court. The amount if for around £400. Is it normal for it to…
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Help required with compound interest
Hi all,new to this site. An insurance company has been taking premiums by direct debit from my bank account long after the policy was cancelled.They have agreed to refund the overpayments but I need help calculating the interest I have paid as the account from which payments were taken was always overdrawn.Admitedly I…
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Charge help please
Hi everybody, I received my statements yesterday and i'm calculating the charges just now. With RBS, we have 34.00 charges every month, this is made up of a 28.00 over limit fee and a 6.00 royalties fee. Does that mean that we cant claim the 6.00 as it's not an unlawful charge? Also, can we claim back any interest on the…
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Lloyds TSB - Charged for Gambling Transaction
I have been using Lloyds TSB Credit Card since last year.. Recently, I used it to deposit £10 on Totesport Gambling Site. Today, I noticed that they have charged 'Cash Advance Handling' charge for that transaction. When I asked them on phone, they said, they have recently introduced that they will be treating transactions…
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Have I missed the chance??
Hi Everyone I am currently claiming back charges from Lloyds TSB, but feel I have let myself down and they may have won in effect! My claim went into them in about April for around £1600 including interest. My Letter was sent about 5 weeks ago now threatening to take them to court if they did not pay the asked amount. I…
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HSBC Internet Banking
I apologise if this has already been mentioned but I haven't seen it yet, but I have just logged on to my internet banking and not only has the layout etc changed but it is now giving me access to SIX YEARS of statements! This has got to be a reaction to all of the reclaiming that is taking place, and about time too.…
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Court Case Stayed which court? (merged)
hi everyone i've got a court date of the 14th of next month at 10.30 am in cardiff. the question is has anyone been to cardiff if so can you please tell me what i will be up against and what do i need to do to be prepard for it. i have not heard from anyone (solisitors/hsbc) only the courts telling me the date and time to…
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llloyds tsb
hi i have taken tsb to court they have not replied to the court or me , i now have a judgement out against them which is dated july 9th no reply to that iether court says they cant advise me what to do next and have sent me a leaflet has anyone else had the same problem i realy dont know how long to give them or what to do…
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Thoughts on claiming other costs associated with original charges
Good evening all, I have been thinking about this a lot. I originally got into trouble with HSBC, racking up overdraft and credit card charges, when I was a lot younger. They only way I could deal with the debt was to accept their Managed Loan offer. The original loan amount was £2700, and by the time I have finished…
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Natwest, Natwest. They are trying everything...
Hi all I started the process for claiming bank charges a while ago, over the past 6 years I've had 3 accounts with Natwest, I had statements for part of that with charges coming to around #1750, I used the estimate workings out and sent them the first letter stating that I was due more than #3000 in bank charges and gave…
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offer received but...
daughter received offer for first summary cause, do i phone and ask them to pay up for other claims about to go in or just accept payment and serve the next summary cause. What worrying me is accept this payment and they say that was a final offer allowing no more claims on this account or better to phone the customer…
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Urgent Help with MCOL form?
I am just filling in form, and am basing my 'Particulars of Claim' from Post 6 by Rex Mundi from the MCOL thread. it says ' the claimant has an account [account number] with the Defendant, opened [put date opened]. [I have found out the date the account was opened from my bank]. It then says 'Since [Date] the Defendant…
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Help It Went To Court Without Me Knowing
Hi everyone I'm in a right situation now and could really do with some help and advice, I tried to reclaim charges from ABBEY, they wouldn't pay up, so i took them to court, doing my claim on line, I must say i have never been really sure on what i was doing, but plodded on anyway and have since been advised they as i am…
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Daily interest rates.
Hi everyone, After starting my bank charge reclaim on this site and then reading the threads on the Consumer Action Group I have spotted a difference in the rate of daily interest shown in the template letter in the 'Going to court section'. The MSE template shows the daily 8% rate to be inserted in the MCOL claim charged…
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Bank have paid up, mcol question
My bank, halifax, finally repaid all my bank charges yesterday 2 days short of the 14 day period:j plus £120 court fee today, judgement was due tuesday, how do i go about cancelling the mcol??? can it be done by email or does it have to be done by letter or phone call? thanks all :p
