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Abbey & Capital one make offer
After requsting last 6 years of charges & requesting refunds, i've been offered Abbey - Claim 2k, they paid 350 into my account as goodwill gesture, I have accepted this interim payment, gave them 7 more days then its money claim Cap One - Claim 1.8k, offered me 488 today, they always offer you a refund of all charges…
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Cheques gone missing on their way to RBS
I run a small business and bank with RBS Business Banking Direct which is a postal account. I sent 4 cheques to them last week which haven't turned up. They very helpfully suggested I check with my customers to see if they've been cleared. One customer has checked as he has online banking, it hasn't gone through so he's…
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Would you accept their offer?
I have recently had grounds to complain to Lloyds TSB regarding a fairly serious matter (can't go into details, sorry). I decided to bill them for my administration costs ... £35 for each phone call / letter I've sent in relation to the matter ... and arrived at a total demand of over £100. They've written to me to advise…
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What charges? (merged threads)
can anyone please tell me if you can claim back chrages for returned direct debits
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bank charges
hi just goona post mine and hubbys letters off today to rquest 6 yrs of charges natwest and nationwide doers anyone have any idea how well these banks deal with this
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Egg...
Dear Michael The overlimit charges are imposed as soon as your account goes over your agreed credit limit, which is automatically carried out by our systems. It doesn't assess accounts on an individual basis and applies the charge whenever the limit is exceeded. Therefore I'm able to confirm that the charges on your Egg…
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halifax mortgage charges
Hi dont know whether this is the right thread.Basically my new partner her ex huspand is supposed to pay the mortgage on her house because he left and his kids are still in the house.The court order says if he does he will get 1/3 of the price of the house when the youngest is 17.He hasnt paid the mortgage and the halifax…
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OFT Debt Collection Guidance (merged)
The OFT issued Debt Collection Guidance for all credit licence holders in July 2003 that can be found at http://www.oft.gov.uk/NR/rdonlyres/50F06527-9FC5-4610-B385-999D6E2A8950/0/oft664.pdf and is an extremely interesting document as it sets out what the OFT consider to be unfair business practices in collecting debts.…
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gm credit card
i had a credit card from gm it was a mastercard and i fell into difficulty with payments i tried to repay best i could but they agreed for a short time then hit me with charges of interest more than what i was paying, so it was not worth paying. i went to citizens advice and they agreed a payment plan with them but after…
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40 Days up and nothing....(merged)
I have sent a letter to my old bank with a £10 postal order asking for my bank statements, there 40 days will be up on friday and i've had no contact from them at all except for me phoning my local bank to see if they recieved my letter ( which they did and forwarded it to the main branch that would deal with it), i don't…
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How long does it take?
Hi all, Great message board. Think I will give this a go. How long does it take roughly to get the money back? I'm going after credit crads from Lloyds, HSBC, Egg, A&L, MBNA and Cap One. I also have Current Accounts with A&L and HSBC. Dmo
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Anyone care to post....
Anyone care to type up a definative list of what charges are able to be claimed along with a list of what can't be claimed? I could then make it a sticky and the post can be linked to when the question is asked. This has to be the most asked question, along with what address shall I send to :D
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Statements for Credit Card with Bank?
Hiya, I received statements for current accounts for HSBC and Halifax a while ago, however I have not received statements for Credit Cards which I held with them. Does this have to be requested seperately? I though the SAR was for ALL accounts with that bank? Any ideas? Many thanks
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CSA Administration Charges
This might seem like a strange place to post this but if you read on, you'll see why I posted this thread here. I have had a Deduction from Earnings Order applied to my wages. This means that my CSA contribution gets taken directly from my wages every month before it hits my bank. Now the thing is, I am charged £1 each and…
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Statement Charging
Sorry if this is a repeat post but I couldnt see if it had been placed anywhere. I thought I would start a thread to see what the statment ordering costs are so I will start us off Barclays - 2001 onwards cost £5 no hassel over the phone 6 days delivery Capital One - 2002 onwards cost £FREE no hassel over phone again 5…
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Martin's mug in the Daily Mail!
http://www.dailymail.co.uk/pages/live/articles/news/news.html?in_article_id=419354&in_page_id=1770
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Reclaim bank charges
My bank has entered an 'intention to defend my claim'. Any advice on what I should be aware of with regards to the court proceedings. Pliz help.
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Meridian TV bank charges
There is a feature on unlawful bank charges on Meridian TV today. You can watch in on http://www.meridiantv.co.uk/ To the top left of the screen click on News & Features, a tv screen will appear then to the right of the tv screen, click on Meridian News South to see the full story.
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lost letter
ive started my quest to reclaim my bank charges against Halifax.. i have paid £5.00 for my statements on one of my accounts but Halifax staff told me that there is no notification of my letter for my second account.. the girl in the branch remembers me handing them in but "Head Office" have no knowledge of it... as it's…
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MBNA and charges
Hi there Thanks to the extremely helpful advice and templates on this site, I have submtted a claim to MBNA for over £1700 of charges. Does anyone have experience with them? (Forewarned is forearmed!!) Do they pay up the lot? Will I have to take them to court? etc Many thanks in advance. Fairbel
