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Cheques gone missing on their way to RBS

I run a small business and bank with RBS Business Banking Direct which is a postal account. I sent 4 cheques to them last week which haven't turned up. They very helpfully suggested I check with my customers to see if they've been cleared. One customer has checked as he has online banking, it hasn't gone through so he's stopped the cheque at a cost of £5 which I of course will have to pay.

Does anybody know how I stand in trying to get stopped cheque charges in respect of missing cheques back from RBS?
Make £2025 in 2025
Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
Total (1/11/25) £1954.45/£2025 96%

Make £2024 in 2024
Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
Total £1410/£2024 70%

Make £2023 in 2023 Total: £2606.33/£2023 128.8%




Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Stopping cheques is usually a service charge which you cannot reclaim. The issue of lost cheques is something you need to take up with RBS/Royal Mail.
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