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Anyone care to post....

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Anyone care to type up a definative list of what charges are able to be claimed along with a list of what can't be claimed?

I could then make it a sticky and the post can be linked to when the question is asked.

This has to be the most asked question, along with what address shall I send to :D

Comments

  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There is no definitive list as each bank calls it something slightly different, but the most common charges are:

    CAN BE CLAIMED:
    Exceeding Authorised Overdraft Limit
    Exceeding Unauthorised Overdraft Limit
    Direct Debit/Standing Order/Cheque returned

    CANNOT BE CLAIMED:
    Cash Machine Withdrawl Fees
    Account Service Charges
  • Larumbelle
    Larumbelle Posts: 2,140 Forumite
    MIGHT WANT TO ADD:

    CAN BE CLAIMED:
    Account / Card Misuse Fee (Barclays use this one occasionally; not sure about the other banks.)
    Late Payment Fee (credit cards, store cards, catalogues etc.)


    CANNOT BE CLAIMED:
    Service Fee / Annual Fee (yep, still some around)
    Charges related to foreign currency transactions and conversions
  • chatta
    chatta Posts: 3,392 Forumite
    1,000 Posts Combo Breaker
    Anyone care to type up a definative list of what charges are able to be claimed along with a list of what can't be claimed?

    I could then make it a sticky and the post can be linked to when the question is asked.

    This has to be the most asked question, along with what address shall I send to :D

    Sorry dont understand the question :confused::D
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can be claimed.........

    Cheque return fee
    Card misuse fee
    Unarranged borrowing fee
    Unauthorised overdraft fee
    Unpaid DD fee
    Unpaid cheque fee
    Unpaid standing order fee
    How many surrealists does it take to change a lightbulb?
    ...
    ...
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    Fish
  • chatta wrote:
    Sorry dont understand the question :confused::D

    I'm not surprised ;)
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Following on from this thread. We have added a list of charges we can/cannot claim in the contact address sticky at the top of the board.

    Could any of the regulars/knowledgable people out there check out the fourth post in that thread, and tell us if we have listed all the charges, or missed any out?

    Cheers
    How many surrealists does it take to change a lightbulb?
    ...
    ...
    ...
    ...
    Fish
  • Mark7799
    Mark7799 Posts: 4,806 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What about monthly fees for accounts such as Barclays Additions and NatWest Advantage Gold in the can't be reclaimed section?
    Gwlad heb iaith, gwlad heb galon
  • bojada
    bojada Posts: 5 Forumite
    Clydesdale list all their charges on statements as - irregular fee
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