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Address to send claims for credit cards???
Hi, a would like to claim back my late payment penalties from my old credit cards but am not sure where to send them. They are Marbles, Barclaycard and Halifax, is it to the address where payment is sent? This site is fab! Yesterday we posted the initial letter to claim back my student sons bank charges, started at £50 and…
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reclaiming bank charges
I am keen to start the procedure of claiming back my bank and credit card charges. Can someone please answer these questions to put my mind at rest before I start?:confused: Could I still claim from LLoyds/TSB if I open another bank account, transfer my direct debits and close my LLoyds account now, or does the account…
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Joint names or just myself when claiming on a joint account?
I have done all the preliminary letters to the Halifax Bank and they have refused to reimburse me the 744.00 (offered 200.00 which I declined) Im just in the process on registering my claim on Money claim online but i am unsure if I should put both myself and my husband as the claimants or just myself? It is a joint…
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what do i ask for back
i have sent a letter to the hsbc asking for a statement of my charges and used the letter from this website. now once i recieve these statements what do i look for to claim back anything over £12 that i have been charged for. any help would be gratefully recieved:confused:
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reclaim questions
hello, I am toying with the idea of reclaiming my bank charges but have a couple of questions: 1) I m currenty overdrawn (living on the overdraft) it's about a year, so should I clear my o/d before making the claim or it doesnt matter? I am afraid that once I start the proceedings they will demand all their money back…
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Parachute Account Assistance
Hi This issue is causing me a few headaches. Do I want to set up a new account and then use that as my primary account staright away (i.e all wages in all DD's out etc) Or can I set up an account just to lay dormant for if/when my current bank decide to terminate my current "current account"? I see no need to change it…
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Is it worth it?
I had a student account with Lloyds and only ever used it to pay utility bills as ?i had another student account with Barclays which gave good customer service (my experience only I know). Because I was only using it to pay bills set up as a direct debit I didn't pay attention to the amount in there and inevitably I could…
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Monthly Bank Charges??????
Just wondering if you can claim back the monthly charges the bank has made on an account? Is £7 per month and covers things like phone insurance, a free home car start etc. Have never used these and wasnt explained that this would be incurred at the opening of the account. Have only recently (last 6 months) had it stopped…
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When should I submit the MCOL
It is 14 days tomorrow since I sent the LBA to my bank. They haven't paid up(surprise!!) and I am now ready to send the MCOL. It is all ready and all I need to do is submit it. So when should I do this?? Is tonight too soon, so that it gets processed tomorrow or should I wait until tomorrow so that they can't say I didn't…
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Been offered half - what shall we do ?
Hi all Barclays have offered us about £300 when our claim was for a bit over £600. What should we do - we don't want to say yes too quickly in case they would actually come up with the full £600 later. On the other hand, we don't want them to withdraw the offer if we ask for more. Has anyone else had the same dilemma ?…
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When charges are ongoing during a claim.
Using the master letter on here, after nearly two months of waiting, my bank has offered to give me back £2000 of the £2923 claimed. Since putting in this claim, there have been further charges on my account - the bank have refused to help in any way despite my having a clear credit history, they simply tell me I am at the…
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Allocations Questionnaire
Hi I'm new to the forum and have searched but can't find any advice easily on how to complete the AQ specificaly sections c-g. any help would be appreciated :confused:
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Bank Charges after settlement
My husband has paid some defaults off loan and credit cards on his credit report is" satisfied" and "arrangements" could he claim any charges back we did pay a settlement figure this will be on his report for 6 years. Could we try and claim any charges back even though we have paid. Many Thanks for any replies
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Clydesdale (merged)
Has there been any success stories with the clydesdale Bank in Scotland. I got my statesments back - no problems - 1st letter sent for return of money - they responded saying that I signed a contract and ifi'm not happy i should complete a complaints form and if I didn't they would presume that i was happy and forget it.
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Maniac886 V Shabbey...advice wanted!
This is what I have done so far; 1. Obtained all my statements through DPA request and calculated charges of £366. 2. Sent off prelim and got a reply within 14 days saying they would refund £80 as GOGW. 3. I accepted the £80 but asked for the remaining monies to be refunded within 14 days, written in my LBA. 4. Will fill a…
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can i reclaim credit card charges/closed accounts?
Hi, Is it possible to reclaim charges levied on credit card accounts as well as bank accounts? If so is action likely to result in the cancellation of the credit card account? Also, is it possible to reclaim charges for bank accounts which have been closed? Regards
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Which address (merged threads)
Hi. I have wrote my letter to HSBC Request for repayment of charges and had no reply so i sent the LETTER BEFOREACTION and still no reply with only 2 days letf for them to get in touch. What i want to know is : which bank should i be sending to? When i got my bank statements sent to me (last 6yrs which i requested) i wrote…
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To the moderators........
Why have you clumped together my previous thread with other random A&L threads just because they have the word Alliance and Leicester in them ??! My thread could easily apply to any of the banks and now will get lost in the A&L thread which greatly lessens the number of people who will read it and therefore will answer it.…
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Bank charges may close my business
Hi all I have a small business (Coffee Shop) I have only been trading since April last year and in August, my father was diagnosed with stomach cancer and deteriorated very rapidly, he passed away in January last year. Unfortunately, the business was new and I was new to it, I lost my grip on my finances a little because…
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Bank Charges for Deceased Partner
My Husband passed away three weeks ago. We had a Joint Current Account with an authorised overdraft of £2000. Now I have no income and The Abbey National not only want the £2000 overdraft but also are demanding I also pay charges on top of the overdraft. Then this will exceed the authorised limit and I will have to pay an…
