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Woolwich Bank Charges (merged)
How can I get the Woolwich to give me my statements for the last 6 year so that I can get a figure to get my bank charges back they want me to pay 5.00 for each month that would add up to 360.00 is this a way of stopping you gettting your money back. Galaxy 266
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How do you go about court action
After you sent your third letter how do you go about applying to the court can anyone tell me please
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Articles about charges...
I thought maybe we could start a thread with links to articles so everyone can read more about it for themselves. Guardian. 9th September 2006 Fell free to post your own here.
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very worried
hi am new here can anyone tell me if my claim has to go to court can i do a on line claim without a charge as am on benfits or do i have to go to my local court :confused: please help thanks
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norwich and peterborough
Hello there can anyone advise me of best course of action? I have sent my first letter stated charges etc and asking for them back. norwich and Peterborough Building Society have replied denying the charges are unlawful and [I]"we have simply enforced the advertised charge structure, to which you agreed when entering into…
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£250 natwest charges??
Basically some scammer got into my paypal account, ordered £300 pounds worth of items spread over 6 payments, My paypal account was set up to withdraw funds from my bank account and a debit card as back up source, I notified paypal today as I got a letter in from Natwest with charges of £250 of unpaid item charges as I…
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lloydtsb charging student!
Hi i have a normal current account with lloyds tsb, i did have an overdraft with them which i eventually managed to pay off. However i kept a £300 overdraft just incase i may need it again to pay for uni fees etc. I have gone into this overdraft and to my horror have been charged £3.99 on two occasions, £3.23 and £35 on…
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Scotland or England Small Claims Court?
Hi, Can anyone help? If reclaiming my bank charges gets this far I'd like to know whether Scotland or England's small claims rules would apply. I set up my Nationwide account in June '01 in Scotland where I lived for the following 10 months. I moved to England where I have lived ever since. I bought my home in Reading 2…
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Online claim
What address do you enter as the court address on the template letter when making an online claim - is it your nearest court?
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interesting news
an acquaintance of mine will be suing a major bank (won't name the beggars yet otherwise they might make for the hills on their horses) for bank charges illegally applied. however, not in common with all other claimants, i am told that a claim will be made additionally for: 1. A Declaration that Bank Charges are unlawful.…
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Forgot £10 !! (I think)
Hi all, I sent a letter to Halifax asking for details of charges over the last 6 years and another letter to the RBOS in my Mrs name asking the same. I used the letter format mentioned in Martins tips back in early Aug. Anyway, I have not heard a thing from either since and fear I may have sent them without the £10 cheque.…
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Calculating The Charges
Hi all, I am just about to send off my claim to the Abbey, this maybe a dumb question but having used Martin's interest calculator do you deduct the £12 recommended fee before inputting the charge value? i.e. you would input a £35 charge as £23?
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claiming charges if im overdrawn
Hi, can you help me, I have had an account with barclays for as long as I can remember. In 2003 I went back to university and arranged with Barclays a student overdraft of £3000. I am know a teacher but travel each week to work, so am almost always strapped for money - too much month at the end of the money!! I regularly…
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Starting out? Please read this.
The following is a PM'd conversation between myself and emylou. With permission I am reproducing it to hopefully help everyone starting out. Remember: you are not alone, and we are here to help. I have a lot of faith in the wonderful people on this site, they can help with most things if you ask! Re: Barclays claim Quote:…
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Fine for late return of Corporation tax form - could a claim be made?
Totally support reclaiming unfair bank charges. However, this has got me thinking - my husband is a one man band with a Limited Company. He doesn't have a huge turnover at all. Last year, he forgot (and it was a genuine mistake) to return his Corporation Tax return. The actual return was NIL. However, because this return…
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Starting with my Credit Cards, especially MBNA!
We've got 3 accounts with First Direct who probably owe us thousands in charges but as moving soon we thought we'd wait until after that to open new accounts and go after them. However, while off work sick today I realised through this board I could also go after my credit card charges - and it will give me particular…
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Reclaiming Charges If.....
You paid the charges through a debt collection agency and they closed the account? Been chatting with a close friend who is in the midst of sorting her finances is out following a seperation. She had an account with Barclays in 2002 not sure what type this was but she set up DD's from the account and due to an error with…
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Does this apply to agreed overdraft
Hi, im new here, I was wondering if above really i have an agreed overdraft with 1st direct and get charged monthly for the service, can i claim this back?? I also get charged the amount again for going over the agreed amount, i know i can claim this back, its the other that i want to claim. thanks
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Barclays advice needed quick
Hello can someone please help me I'm in tears I have an account with Barclays and they have charged me £120 for going overdrawn in the last two months my account is now £570 overdrawn which is £170 above the agreed limit. Three months ago I made a claim of £130 for charges they had given me, they wrote to me and and…
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Fight them on the Beaches!!
I can't believe that I can actually claim those extortionate bank charges back! I know I signed the contract with my bank, but as my Husband gets paid monthly, we needed the overdraft. I think that £35 is a wee bit high a charge to have to pay when you go a few quid over. Why can't they send you a reminder letter first and…
