Starting with my Credit Cards, especially MBNA!

Vickicb

We've got 3 accounts with First Direct who probably owe us thousands in charges but as moving soon we thought we'd wait until after that to open new accounts and go after them.

However, while off work sick today I realised through this board I could also go after my credit card charges - and it will give me particular satisfaction to go after those nice people at MBNA.

I was astonished that I only have 5 or 6 statements missing since 2001, and although I suspect I had over limit charges in that time I've decided just to claim on the charges on the statements I have - a total of £697 or £873.08 with interest!! :j

My questions are:
1) Should I go for the interest or not?
2) Is there a link on here somewhere to a different letter for credit card charges?

Many thanks, off to pull out all my barclaycard statements now, and then my OH's Capital One statements!

dexters_mum_2

I would certainly go after the interest after all, they make money on you owing them money!
I'm currently after GE car finance for charges+ interest they applied when I had my finance with them, they applied charges for things such as paying by debit card late when their computers were down so I couldn't pay on the correct date!
Go for it, the charges are excessive and unlawful and the money is yours....