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Scotland or England Small Claims Court?

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Hi, Can anyone help? If reclaiming my bank charges gets this far I'd like to know whether Scotland or England's small claims rules would apply.

I set up my Nationwide account in June '01 in Scotland where I lived for the following 10 months.

I moved to England where I have lived ever since. I bought my home in Reading 2 years ago.

My employer is Reading-based and my contract states I am a Reading employee. However, I am currently seconded to a project in Sctland.

My Nationwide Account has continued as my only current account with no breaks.

Can anyone tell me whether small claims Scotland or England would apply?

Thanks!!!

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