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Who to make cheque out to..?
I know I'm being a bit thick, But who do I make the initial cheque payable to when requesting my charges? I'm sending my request to Nationwide if that help. Thanks in advance! :rotfl:
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question about sending letter
hiya all, ive sent the first letter asking them to give me my money back. i havent had anythink from them say we are dealing with your letter or anythink. So ive been online and printed all my statments out from 2003 do i send all of this to them in letter two or do i just re-right the statments on the comp, with just the…
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sending schedules
how do i send a full schedule of the bank charges. do i photocopy them and highlight them or write them out. thanks corrine
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Building Society
Hi Can l reclaim bank charges from a Building Society?. Also if l have under £100 in my account the Building Society charge me 50p for each transaction that takes place in my account. Nearly every month l pay £2.00. Is this legal, can l reclaim these charges also? Thanks
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Credit Card (£3,900) & loan (£3,500) with HSBC implications
I have a £3,500 loan and £3,900 on my credit card. I have continually been charged for going over my overdraft limit of £250 on the current account and these charges range from £25 -£125 depending how much a go over. If I proceed with trying to claim my charges back (which must be in the thousands!!), I have read on the…
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Can a Community Group claim back bank charges?
My partner has his own hockey team and 2 cheques recently bounced. We got a letter on friday notifying us and charging us £35, we went to go deposit the monday saturday but the bank was shut. Monday morning we deposited the money, returned from work to find another letter with another £35 charge. Today we've got home and…
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Credit card penalty charges and County Court judgement ( CCJ )
I have/had an egg credit card debt that is now a CCJ. The debt is about £3800. Can I still try to reclaim any penaly charges levied by egg against this account over the past 6 years? Thanks in advance for any comments posted.
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Old Account,DCA & Bank charges
I was with HSBC whilst I was at uni and in the end got into a bit of a financial mess to say the least. I know that I had a lot of bank charges/overdraft charges/credit card applied to me at the time....but I no longer have the statements or account details. The account was closed down and then handed over to a debt…
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HELP getting no where
Gonna try and keep my problem short! When I was at uni I opened a student account, when I finished I let them know I was a graduate and was moving house (gave them the details over 10 times), 2 years later they finaly decided to change my address (I had nothing from them in this time, they then started adding major charges…
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First letter asking for charges back
Does this go to the branch or the main office, I cant work it out!
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Bank Offer
Hi My bank have offered me half of the £3,000 I asked for for bank charges. I am unsure as to whether I should pursue this further for the full amount plus interest or accept the offer. Can someone advise on what might be the best option for me. Personally I'm keen to go for the whole amount. Thanks
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Need Clarification On Bank Charges Please
I have sent the first letter off to my bank with a tenner and they have supplied me with 6 years of bank statements, i have gone though them all and filled in the spreadsheet that also calculates the interest. My total claim would be 4302.57 inclusive of the interest. I need to know if i am claiming for the correct…
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Help
Hi, I was with Natwest for about 10yrs but they started really !!!!!!ing me about with bank charges so I called them last March, asked them to cancel all of my direct debits and everything like that with the intention of not using the account again as I was just about to go travelling anyway and had opened a new one with…
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Which Court ?
sorry to be thick but when I submit the 2nd letter - I do put in my local county court dont i? HP
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Letter Templates
Hi everyone Can someone please provide me the link in which you get the letter templates from? I think it's Consumer Action..... any help would be greatly appreciated.
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Is it ok to send a chq from my new account??
I am about to send the reuqest for statements and have a question about the £10 fee. Is it ok to send a chq from my new account which I have opened of would I be best to send a postal order?
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account no
Hi , i am about to send off my letter asking for my statements, do i have to put my sort code along with my account number, also can i send the £10 in a postal order instead of a cheque. thanks Diane.
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This might be contoversial but...
Why do people think they have a divine right to get all this money back. Banks have to manage their money to make money for the shareholders. If their customers abuse their accounts by borrowing from them without permission and spending irresponsibly, then this stops them from managing their business effectively. The terms…
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Downloading Sample Letters
PLEASE HELP!!!!! I am having huge problems downloading sample letters to reclaim my bank charges can anyone help? :confused: Could someone possibly cut and paste a sample (requesting bank statements) here so that I can copy it to my computer. My antivirus settings will not allow me to access the page and I don't want to…
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Accounts are part of an IVA
Myself and my partner had 3 account with the Abbey. The charges on these accounts spiralled out of control and as a direct result of the charges we could not pay the overdrawn debts occured. These account are now part of an IVA which is at the stage of my creditors meeting next month to hopefully agree this action and…
