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Mbna Scam
It seems MBNA have already found a way to deter people from doing this. They are asking for a £180 charge for a copy of of the last 6 years of statements. Is this legal?
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My bank account has been passed to debt collection
My bank account has been passed to debt collectors, previously i had sent a letter and they offered me 450 pounds for a 1500 debt in charges, but now its been passed for collection, can i still claim? if so do i address to debt collectors or the bank?
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What about charges for setting up loans?
What about loan arrangement fees? can these be reclaimed as they are technicaly a charge that the bank as made to you and I can remember paying arrangment fees of around £100+ to arrange a car loan. I can't see how it costs a bank £100+ to set up a loan so are these charges concidered unlawfull?
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Joint Account with ex partner (merged)
My bank account was previously in joint names with my ex-husband, now in my own name. Can I only reclaim charges from when it became my account or can I go back to when it was held in joint names? Thanks.
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What abouth mutual societies than run bank accounts ?
Eg, places like Nationwide. They stay a mutual society, but still run regulay type bank accounts. Can penalty charges be claimed back from them as well ?
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Can i claim more then once
After two months of sending several letters to Abby National recieved £750 pounds in bank charges. But in the last two months they have charged me nearly a hundred pounds more, Does anyone know if i can claim again??
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Yorkshire Bank
Hello Everyone, Im new to this site and can only say how fantastic it is. Im currently in the process of working through bank statements and i am amazed at how much this bank has taken from our account, one small mistake last year ended up costing us around £300 and im sure the bank were grinning when we told them we…
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Banking in Northern Ireland
Hi. I'm new to this so bear with me. I bank with the Northern Bank and am considering reclaiming charges. Has anyone else had dealings with them on this subject? Also when I have been overdrawn it has generally been more than the bank has charged me. Does this mean that I can't claim as their charges have been…
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Where do I submit 2nd letter to?
Do I write it to the head office like I did with the first one? Or do I reply to the address I've had my refusal letter from? Many thanks HP
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reclaim charges
Hi guys, so glad I've found you, I'm sorry if this question has been asked before but I can't find an answer. OK! I've received a full list of the last 6 years charges made by MBNA, late payment and over limit charges. Now I'm ready for the next stage.But, should I ask for a full refund, or a full refund minus the now…
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Bank Charges Poll
Thought you may be interested in this weeks site poll http://www.moneysavingexpert.com/#vote
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Submitting Court order - Advice needed
Hello Making a claim on my OH behave against HSBC. Sent second letter and had nothing back so now going to take it the next step. Do i just go through to that website (sorry I have forgotton the name and work have blocked all parts of this site apart from the forums :mad: )??? I have seen this letter (below) Do I need to…
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Story in the Sun
http://www.thesun.co.uk/article/0,,2005300000-2006520817,00.html
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14 Days??
Hi, i recently filed a claim against LloydsTSB with MCOL. The claim says that it was issued 06/11/06 and under the Judgement heading it says 'start' when i select this and request 'Judgement by Default' it says unable to yet as the defendant has 14 days to admit/defend my claim. By my calculations 14 days would be…
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how long do i wait
hiya all, ive sent first letter off to hsbc (i added my charges up on online banking.) i sent the letter on the 14th of nov, i phone the bank yes to see if they had goting my letter and she said yes its getting looked into if i havent hird anythink by a week n a half i should fone back. After reading this site it seams…
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virgin, beneficial credit cards, reclaiming charges
hi am just about to send off my first letter requesting a list of all default charges on these two credit cards, does anyone know the data protection addresses for these please? thanks
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What should I do?
I had a young student account with Lloyds since I was 11. I dont know if they do them or not, but it was automatically changed into a current account as soon as I turned 18. After I got a job, and was getting £1000+ income every month, I applied for overdraft. After I had my first baby, I splashed out on the essentials and…
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Natwest Credit Zone
Does anyone know if you can file a claim for overdraft charges when they have been charged by Natwest to customers who use their Credit Zone? I set up credit zone with them years ago and pay a lower rate of charges on my overdraft, but also pay a fee to benefit from this. I am doubtful I will be able to claim back any…
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Opening new account
Hi, does anyone know if when you open a new bank account before claiming back penalty charges you should transfer all your direct debits etc, effectively closing the offending account?
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Barclays Business claim please advise
Hi to all, I posted my first letter to Barclays last week looking to claim back £1648.00 in account control fees and unpaid cheque charges, i also included £626.76 in interest they charged me over a four year period, can i claim for that? I recieved a letter back stating all the charges are in the terms and conditions etc…
