-
Do mortgages apply to this?
Hi everyone, My mum has a mortgage with Woolwich and they always heavily fine her if she doesn't have enough money to pay her monthly mortgage. She sometimes forgets to pay in the money on time. I've heard banks of closing accounts if you claim for your money back. Can they do this to mortgage accounts? Please help. Jasmine
-
Two accounts, one letter?
Just sorting out the start of my husbands claim. We have a joint account and he has his own account with the same bank - can we (he) do it through just one letter asking for statements, and then money or is it best done as too separate asks?
-
claims OVER £5000
Hi I have read loads about people taking banks to court for less than £500 to the small claims, but not much if you wish to claim more, and certainly no success or failure stories, yet the GMTV site said there was a record of someone winning back over £17000... any news would help, am currently trying to claim £6500 plus…
-
posted 1st letter
Posted 1st letter asking for list of charges i had a look on my online bank account and have worked out the last 4yrs of charges for my sole account and they add up to £4165 and that is only for 4 yrs i still have 2yrs to look up yet and my joint account fingers cross i will get a replie by next week i will keep you all…
-
Claiming back bank charges by limited companies
I own a small limited company and was wondering whether the same 'claim back' principles apply. Does anyone have any experience?
-
Anyone had a court claim thrown out?
I filed a claim against Lloyds TSB, followed all the rules and used standard letters. However, when it came to the court papers, it was thrown out at the last hurdle on grounds that there was "no grounds for a claim". :confused: Lloyds TSB still coughed up, but I'm just curious! It was Peterborough Court btw.
-
Bank charges - benefits
Morning Halifax are in the process of taking out 5 separate charges at the end of this week. I am worried sick because the day they are gonna take these out I only have my benefits. Can they still do this ?? Means I won't have any monies at all. Rang on saturday and said they would get back to me. Rang 9.00am today and…
-
Clydesdale Financial Services/Barclays Partner Finance
hi all does anyone know if you can claim unfair charges from a loan company in the same manner as a bank? these monkeys have charged me £87.50 in late payment charges in 3 months, even though i keep sending new dd setup forms to them. had enough now so want to claim it back. cheers steve
-
Reclaim after warning?
Hello Last year I opened a student account with Abbey, but didn't use it as my main account. Consequently, they sent me a letter stating that if I didn't credit my account within 30 days, they'd take away my 0% interest overdraft. So me being me, I didn't get round to crediting my account, and my overdraft was removed.…
-
Cheesed off vs Barclays Business Acc
Hello to all, my first thread so please go steady. I recently sent my first action letter to Barclays Business Acc looking to claim back £1648.00 in account control fee's and unpaid cheque charges. I also included £676.26 in interest they charged me over a four year period, should i have included that as i am now thinking…
-
i need some help ?
well i have sent my letter of complant to abbey and Lioyds i have recived a letter back from abbey to say that thay can not show any manual intervention on my account and have made arrangrments for the information i require to be sent to me ,,so far so good what i need to know when i recive the statments from abbey or…
-
NatWest - 87p overdrawn, but didn't realise (now charging £400)
I have a NatWest current account that was passed to me by my late mother in 2001. A benefit payment (child benefit for my brother) went into the account each month, so I kept it open. I used it occasionally for small purchases. My wage has never gone into this account...I am with Barclays. The benefit ceased in late 2003…
-
Hi I need some help
Hello everyone, my name is Aaron and I would like to try and reclaim my bank charges from halifax as everything just snow balled out of control and i had to get a part time job along with my full time job just to manage. I am going to try and reclaim charges from my Halifax account, I have the template letter printed off…
-
So who have we won against? Check In!
So I was bored and went through the Success Stories thread to see who had won against which bank\credit card company\store card\catalogue company and the results are in! Remember these are only indicative and doesn't mean some banks are worst than others at paying up! Also it's not 100% accurate as some posts where just…
-
Sample Particulars too Long for Moneyclaim
I've just submitted my claim on the moneyclaim website, and used the sample template of what to write that Martin has on this week's updated 'how to' page. I ran into a bit of difficulty - the moneyclaim site will only let you type in 1080 characters and no more than 24 lines. The text supplied in the sample letter listed…
-
Bank address - think I have been stupid!
Hi peeps, Started process off for claiming charges from Abbey. However I send the letter to the address that was on my bank statement. Haven't heard from them so was going to send the Second letter. However I have now realised i used a different and possibly worng address in the first instance. Would it be best to start…
-
Repercussions
We have 2 personal accounts and a business account with HSBC, OH also has a credit card. We also have a Flexaccount and savings account with Nationwide and I have a credit card with them. I, personally, have a current account, and a credit card, and a sizeable loan with Cahoot. All the credit cards have an outstanding…
-
Claim interest v not claiming interest
Hi Guys I am just about to send my first letter to claim my charges back from HSBC, can anyone advise if its better to ask for the interest as well in the first letter or wait? The interest is just over £50 in total. Just want to give myself the best chance of getting the charges back. On another note my partner introduced…
-
Bank charges from more than 6 years ago
Hi I was charged alot of bank charges from the abbey about 9 - 10 years ago. Whats the likelyhood of me being able to claim??? Thanks
-
Lloyds TSB addresss
I have just worked out all my unfair bank charges thanks to the site and want to know if I send it to my own branch or does it go to a different address. Anyone help here ? Thanks S.:T
