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won at last
i have just been awarded all my charges over the past 6 years but was not offered the 8% interest has anyone got this far and declined until they have been settled in full, if so what do i do next?
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CCCS arrangement and claiming bank charges
Hi all I am in the same position as the post copied below - I know it was left on a different thread but I have not been able see any reply. Can anyone tell me if it is still safe to claim or will it invalidate the arrangement? "Basically, I am interested in reclaiming charges from my current accounts and some credit…
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Does it include charges for cheques?
I'm just about to start this claiming charges thingie as soon as I get to a printer. Just wanted to ask if charges due to bounced cheques were covered? I was a student from 1999 to 2002 and had some bounced cheques in that time. When I went to the bank to try to sort out a way to pay back my debts, they told me that…
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Data Protection Address for Egg please?
Has anyone got the Data Protection address for Egg? I have charges to reclaim !! :D
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confused and a bit sick
have tried to reclaim charges through money online service and baillifs have posted unfulfilled on my claimant details. any ideas on what to do now????????
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Court Order Against Debt Collector
We got a court order against a large debt collector in UK for costs of atteding court - The judge awarded us costs against the debt collector after they took us to court.. 1) What expenses are reasonable to claim under costs - Can I claim for los of one day work whilst attending, taxi fares, preparation. 2) e have written…
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Reclaiming charges got me out of debt
I suffered serious debt, which was a combination of several genuine unfortunate circumstances. Most of my spiraling debts were due to the charges of 6 major credit cards and 2 high street banks. I was on my !!!! and they didn't give. Eventually I had no choice but to start an IVA agreement. (which is the pits) My debts…
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What is the worst that can happen in small claims court
Everyone is fearful about the courts ....the small courts. What is the worst senario that could happen IF someone was to loose their case against a bank? A heavy fine for waste of court time? Pay the Banks court fees etc? How much ......Max amount? Would we be kept on file.....on a "black list" of sorts....County court…
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Please Help Me!!!
Hi Guys, Please help!!!! I have just started to try and get my bank charges back. I have sent the first letter asking for a list of the charges and received a LOT of bank statements!! I have just been looking at the second letter to send, the 'Preliminary approach for repayment' letter and at the bottom it says 'DON'T…
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Large Claims
After to day I'm due to file my money claim for near £3500 (including interest) which seems to be a lot more than most I've seen. Will they be more likely to fight it out in court? They offered me £1000 but I've turned it down. How much is everyone else claiming?
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Defaulted account & retrospective claim
I had an account with HSBC which I got into some difficulty with when I got divorced. I wrote to the Bank, I visited the Bank but nothing would stop them charging exorbitant charge upon charge upon charge. Eventually, it defaulted and is now with a debt collection agency. I have negotiated to repay what I can, stating that…
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Service Charges
Can any one tell me if service charges are legitimate fees from banks or can these be reclaimed as well? Thanks
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Any Scottish claimants would like to speak to a journalist?
A journalist in Scotland is doing an article on reclaiming bank charges and would like to speak to someone in Scotland who's successfully claimed back a significant sum and would be willing to talk to him about it. If you'd be interested can you call Jack McKeown on 01382 575373 or email him at jmckeown@dcthomson.co.uk…
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DPA Letter - more than one account at once???
Hi board, For various reasons, I have 3 current accounts with the Halifax, all of which have accrued multiple charges over recent years. I've migrated my salary, dds, etc to a (MSE recommended) A&L a/c, and completed the first MSE template letter to request a list of charges. Should I simply fill in all 3 account numbers…
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First Direct - (merged)
Just wanted to say to Martin and all at MSE that I am so inspired by your article. It came at just the right time as I have just gone to my First Direct account to find that they have racked up over £135 in fees for me this month as I exceeded my overdraft. I had contacted them to tell them I was with CCCS and launching…
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HBOS aka Halifax Bank of Scotland
I accept that my Bank my choose to close my Current Account but can they get 'snotty' about any mortgage/loan I may also have with them?
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Yorkshire Bank says NO WAY
I sent my first letter off asking for all my charges back and I received one back politely saying go away and if I choose to take it further they will lodge a conuterclaim against me for damages suffered as a result of the breach by me of my contract with the bank. Any suggestions???
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Reclaiming Bank Charges - Working Lunch
Working lunch have just been talking about this. Apparently there is a case being heard today where a woman is suing Abbey. She claimed for £405 penalty charges. Abbey paid this, however she also claimed for £500 due to the distress caused. Abbey have challenged this and it has gone to court. Interesting to see what…
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Bank of Ireland
Has anyone taken them on yet...Im opening another account as I know they will close mine......
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trade card pro for builders claim
Hi , I have an account with Trade Card Pro. which I have now not paid by the payment due date. In their paperwork it says they willcharge me an administative fee of £30 plus interest on the amount.Should I just refuse to pay the £30 plus interest and let them try and claim it from me ?. Have they a case ?. or should I pay…
