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Sorry if I'm on old ground but...
I was wondering if anyone can answer my question. I ended up in a dreadful financial state a while ago with 1000s of £s of credit card debt; most of the companies took settlement offers that I made but a couple are still ongoing with me paying regular small payments. All of the cards had large amounts which had built up…
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Claiming Charges from Argos Card
I bought something from argos at the start of the year 3 times they attempted to take money from my account but i had no funds to cover it. Argos promptly charged me £35 each time. My question is, can i claim this money back as unlawful charges as most people here are doing against the banks, and if so how do i go about…
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help please
do i need to send my letter to my branch do not live near my branch or can i hand it in to my local branch or does it go to head office or customer services ?
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Royal Bank of Scotland (merged)
Hey, Sent my first letter asking for them back two days ago, got a letter today from RBS saying 'we're sorry that you're not happy, somone will write to you in 14 days' oh wells tis a step closer. Matt
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Getting credit card statements
Hi I'm new!!! I've sent off to barclaycard for the last 6 years statements, I included a postal order for the £10.00. Had a reply saying they can only supply statements back to May 2004! If I want the other one's back to Novenber 2000 I will have to pay £3.00 for each statement.....:mad: They say this is because the older…
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More Success- Halifax reclaimed £180 BUT condition - all future charges stand
Bank: halifax Amount Reclaimed: 180 Amount they paid: 180(charges due to be applied after I wrote first letter) The story: They paid up after first letter BUT they wanted me to sign a form saying 1. this is full and final settlement in regards to those charges 2. I accept that charges will stand in the future- I WAS STUPID…
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Bank Address?
I'm sure this has been answered before but I can't find it. I'm trying to claim back 78 pounds (two returned cheques!) which is nothing compared to some but would allow to buy some christmas presents this year. Do I send my letter to my local branch or the Head Office? I'm claiming back from the royal bank of scotland…
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Whats the deal on consumer recovery specialists?
I would like to know if anyone has used the services of a third party to recover their bank charges, has anyone used the services of a company called Robertson Holbrook, who claim to be such a company.
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Cahoot
Hiya Does anyone know what I should put in my cahoot secure message to ask for a list of all charges. Can I just ask them to send this to me or should I use a specific wording? Thanks
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Barclaycard
I am just in the process of sending a letter to my Bank to find out what charges may of been on my account and i have seen the address for Natwest. But I have also had a Capital One Card which i have just recently cancelled but i would like to still ask for any late payment fee charges. Would i still be entitled to ask for…
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Good parachute account?
I realise there is a risk of having my Halifax account closed down after I've claimed, but as my claim concerns a housekeeping account (with lots of DD, standing orders etc), I really don't want to move it unless I absolutely have to. However looking for a decent parachute account is proving quite difficult, as I don't…
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help me please,what do i do next ?
hi,sorry if i'm being a bit thick,but have just recieved a reply from capital one in regard to my request for a refund of charges.anyway they have only offered £90 but my claim was for £230,now, as i have no intentioin of accepting this what is my next step ? do i need to write to them,if so does anyone have a letter…
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Future Bank use after reclaimin
Hi everyone I am considering claiming back the charges too, as in my student and temping days I was always going overdrawn so must have a reasonable amount to claim back - My question is fine the bank may close your account but then what happens in the future if that bank is offering a great credit card/mortgage or other…
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Which letters
Hi guys, this is my thread numero 2!! I have so far just been using the template letters on the CAG site, I have sent the 1st request to Barclays for £350 back. Do you think it is ok to use these templates (obviously filling in the blanks) or should i really write my own? cheers y'all!! simon.
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Abbey (merged)
and I have a couple of questions. 1) Assuming i'm successful, would I be liable to pay tax on what I recover? 2) What do I tell any other bank when I go to open another account?! 3) Is there an upper cash limit on the charges to be claimed? Cheers Richard
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Claiming in a DMP/IVA (merged)
Just starting a DMP and will be finishing with Lloyds TSB ( Good Riddance !) Can I reclaim still or not..also HSBC loan is being taken in on the DMP and we were with them prior to Lloyds. As they are both implicated by the DMP can I still reclaim..Please say "YES" !!
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Halifax not sending statements
Hi I originally requested my 6yrs worth of statements on the 12th October. My partner did the smae on the same day and received hers within a few days whereas I, am still yet to see them! I've been in touch with Halifax several times over this and each time they promise to get it sorted and send them out, they've even…
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Quick tip and a question....
Question first.....Ive just been looking though my bank statements online and have found, what i think are, all the charges that i can reclaim. The bit im confused about is whether i can reclaim them or not, they are listed as 'Total charges' (which im pretty sure i can claim) and also 'Charges'. Can i claim both? A little…
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can i claim the admin fee from catalogues
Does any one know if you can claim charges back from catalogues?
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Nationwide (merged)
hello all , this is my 1st post so hope i do ok , must say this site is BRILLIANT and i have already benefited by joining the holmes place health club via martins pruhealth loophole , anyway i am interested in reclaiming bank charges but want to know if anyone could shed some light on my problems, i recently went through a…
