🗳️ ELECTION 2024: THE MSE LEADERS' DEBATE Got a burning question you want us to ask the party leaders ahead of the general election? Post them on our dedicated Forum board where you can see and upvote other users' questions, or submit your suggestions via this form. Please note that the Forum's rules on avoiding general political discussion still apply across all boards.
Future Bank use after reclaimin
Options
chicken_5
Posts: 26 Forumite
Hi everyone
I am considering claiming back the charges too, as in my student and temping days I was always going overdrawn so must have a reasonable amount to claim back - My question is fine the bank may close your account but then what happens in the future if that bank is offering a great credit card/mortgage or other financial product are you then "banned" from using them and there other banks? I bank with HSBC and I can think what they own but for example Halifax own lots of other banks - would you be banned from using them?
As much as the cash would come in handy now I am not sure it is really worth it in the long run.
What do you think?
I am considering claiming back the charges too, as in my student and temping days I was always going overdrawn so must have a reasonable amount to claim back - My question is fine the bank may close your account but then what happens in the future if that bank is offering a great credit card/mortgage or other financial product are you then "banned" from using them and there other banks? I bank with HSBC and I can think what they own but for example Halifax own lots of other banks - would you be banned from using them?
As much as the cash would come in handy now I am not sure it is really worth it in the long run.
What do you think?
0
This discussion has been closed.
Categories
- All Categories
- 9 Election 2024: The MSE Leaders' Debate
- 343.9K Banking & Borrowing
- 250.3K Reduce Debt & Boost Income
- 450K Spending & Discounts
- 236K Work, Benefits & Business
- 609.2K Mortgages, Homes & Bills
- 173.4K Life & Family
- 248.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards