We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Future Bank use after reclaimin
Options

chicken_5
Posts: 26 Forumite
Hi everyone
I am considering claiming back the charges too, as in my student and temping days I was always going overdrawn so must have a reasonable amount to claim back - My question is fine the bank may close your account but then what happens in the future if that bank is offering a great credit card/mortgage or other financial product are you then "banned" from using them and there other banks? I bank with HSBC and I can think what they own but for example Halifax own lots of other banks - would you be banned from using them?
As much as the cash would come in handy now I am not sure it is really worth it in the long run.
What do you think?
I am considering claiming back the charges too, as in my student and temping days I was always going overdrawn so must have a reasonable amount to claim back - My question is fine the bank may close your account but then what happens in the future if that bank is offering a great credit card/mortgage or other financial product are you then "banned" from using them and there other banks? I bank with HSBC and I can think what they own but for example Halifax own lots of other banks - would you be banned from using them?
As much as the cash would come in handy now I am not sure it is really worth it in the long run.
What do you think?
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards