Downloading Sample Letters

kashie

PLEASE HELP!!!!!

I am having huge problems downloading sample letters to reclaim my bank charges can anyone help?

Could someone possibly cut and paste a sample (requesting bank statements) here so that I can copy it to my computer. My antivirus settings will not allow me to access the page and I don't want to interfere with them.

I would be extremely grateful for this. THANK YOU!!!!! :beer:

roxorx

[name]
[address]
[contact number]


4th October 2006


Dear Sir/Madam

Re: Data Protection Act 1998 request for

[name], Acct No. [account number], Sort Code. [sort code]

Please send me the information which I am entitled to access under Section 7(1) of the Data Protection Act 1998 (the ‘1998 Act’) in relation to all charges which you have applied to my above noted account within the last 6 years from the date of this letter.

If you require any further information please let me know as soon as possible.

I enclose a cheque in favour of your bank in the sum of £10 with respect to the maximum statutory fee for processing this request.

I look forward to your response within the maximum 40 day time limit under the 1998 Act.




Yours sincerely





[name]

kashie

Thank you loads and loads!!!!

kashie

Hi and thanks again for that.

Sorry to be a pain in the backside, but could you possible do the same for me by posting the next sample letter for me requesting the repayment of charges.

THANKS

roxorx

your address

18th October 2006

banks address

Dear Sir/Madam,

Request for repayment of charges for Account Number : xxxxxxxx

My request
I am writing to ask you to refund to me the charges which you have levied from my account over the last 6 years.
I now understand that the regime of fees which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent consumer regulations. If you say that they are not, then will you please demonstrate this by letting me have a full breakdown of the costs to which you have been put by as a result of my breaches, in order to reassure me that your penalties really do reflect your costs.
Additionally, it has now been confirmed that your particularly high level of penalties are considered to be unfair per se by the OFT who reported on the 5th April 2006 and are therefore presumed to be unlawful in the absence of specific proof to the contrary.

Your responsibilities
I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.
I consider that your repeated representations that your charges are fair and reasonable are deceptive and that they have deceived me into agreeing to pay them.
Your concealment of the true nature of your charges has prevented me from asserting my right until now.

What I require
I calculate that you have taken £xxxxxx plus £xxxxx which you have charged me in overdraft interest for the sum which you have taken. Total £xxxxxx .
I enclose a schedule of the charges which I am claiming with this letter.


My targets to resolve this matter
I hope that you will enter into a sincere dialogue with me about this matter and I am writing this letter to you on the assumption that you will prefer to do this than merely respond with standard letters and leaflets.

I will give you 14 days to reply to me accepting, unconditionally, my request in principle and letting me know a date by which I will receive payment.

If you do not respond, or you do not respond positively, within this time period, I shall send you a letter before action giving you a further 14 days in which to reflect. I believe that these targets are more than sufficient for a large company such as yours with dedicated staff and departments.

After that, there will be no further communication from me and I shall issue a claim at the expiry of the second deadline.

Yours faithfully,



[name]

kashie

Thank you very much for your co operation.

durham_girl

Hi Guys,

Can someone please email me a copy of the two letters to send, as for some reason I can't open them.

I would be eternally grateful!

Louise x

i_am_really_rich!!

PM your email and i will do it

achtunglady

Have sent you a PM

durham_girl

Hi Guys,

Would someone be willing to email me a copy of the letters in step 4 of Martin's guide please?? Its the ones that threaten to take the bank to court after an unacceptable offer. For some reason, when I open or save them it all comes out as gobbledegook!!

I'd really appreciate it if somebody could help me!!

Louise x

sweetpeas_2

hi louise let me know your email address, not sure if there is a way of me pulling it up on here? ill email them on to you.

nichola x