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Monthly Bank Charges??????

Just wondering if you can claim back the monthly charges the bank has made on an account? Is £7 per month and covers things like phone insurance, a free home car start etc. Have never used these and wasnt explained that this would be incurred at the opening of the account. Have only recently (last 6 months) had it stopped after threatening them with ombudsman. So was wondering if you can claim these back aswell?? Any help??

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