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can some one like me get life insurance ?
Hi, Guys Ill get straight to the point and hopefully someone will be able to offer us the help we desperately need. Long story short is I have a methadone prescription and have had for nearly 15 years (I had a troubled past a long long time ago). Now please don't get the wrong idea I have a job and a mortgage and have had…
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Contents only insurance - why will companies not quote online when property is old?
I've just tried Direct Line and moneysupermarket to get a quote for contents-only insurance. I live in a private rented house that happens to have been built in the 1600's. Why, oh why, oh why, won't they quote for contents-only insurance omline? It seem to me that their systems are only meant for B&C ins and nothing else.…
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Insuring a Cat. D write off, and working in a scrap yard...help?
I work in a scrap yard. I don't buy or sell cars (although I am present for the online auctions) and my actual role at work is advertising parts (anything from engines to indicator arms) on eBay, replying to questions and packaging the goods to be sent out. I'm really not sure what my job description is and whether…
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Temporary Car Insurance
Hi Guys, Just a quick one...my car insuarance is due for renewal on June 20th but I am going away for a year on Sept 5th and will be selling my car before I go. What is the best way to go about obtaining insurance for the next 2 1/2 months...buying a ful years premium and then cancelling when the car is sold or paying in…
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Tesco Home Insurance
Hi All, I've had Tesco home insurance on my home for the last two years. I have just received the premium in for next years quote, and it seems very expensive. I've checked the Tesco site and put in the exact same details as the renewal, and it has come out approximately £80 cheaper. Is there anything to stop me cancelling…
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Car Insurance
Hi, My wife's car is insured for her to drive, and my daughter who has a provisional licence - the best quote to maintain is circa £500. BUT, I can get a policy for my wife, in her name only for £99, and with another company, for my daughter only, for £250. SO, a saving of £150. Is it legal to do this, can the same car…
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Contents Insurance following Loss
Hi, I've recently moved flats and didn't get a chance to get contents insurance sorted (stupid I know!). My flat got broken into the other night and now I really need to arrange insurance. Clearly I won't be able to do this online now so any idea who the best insurer may be given the circumstances? Thanks
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Subsidence/Insurance Issues
Hi All I am currently buying a property which due to some broken downpipes has been subject to some subsidence. A claim to the insurance company was made in 2008, the repairs were carried out and signed off along with a structural assurance certificate in early 2009. The insurance company since then has renewed the policy…
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Plazma TV fell over now broke can I claim?
My 42" Sony plazma TV was knocked over by my 1 yrs old. He is fine but now there are lines coming down the screen, its almost unwatchable. Can I claim on home contents for a new one, if so would they repair or could I buy a new Sony one.
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Albany Assistance Court Case
Right guys, I hope everyone with any knowledge can help me here as quickly as possible as I am desperate to resolve a case with Albany. Grr. Basically, way back in 2006, I was hit by a third party who admitted liability (he simply drove into my parked car). As I was only third party fire and theft insured, I used my legal…
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Claiming no claims as a provisional licence holder - Tesco
First of all sorry if this has been asked before, i cant find anything on the subject though. As a fairly new driver looking to insure a high cat car, I am just wondering the level of no claims i will be entitled to under a tesco policy. It is quite complex so i will try and break the paragraphs down a bit in order to aid…
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Life Assurance & Credit Card Debts
Hi. I'm new to all this but would really like some advice. My Dad died 2 days ago and whilst looking through his papers yesterday I found some credit card bills. It appears my Dad owes nearly £8000 on credit cards and doesn't have payment protection. I have phoned the companies concerned and they say no one is liable but…
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premier league of bad risk postcodes for motor insurance
The football grounds where your car is most at risk By the Editorial Team, BeatThatQuote.com June 05 2009 Living within an easy distance of your club's football ground is a dream many people harbour. What devoted football fan wouldn't want to live round the corner from the home of their team - able to see the stadium from…
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Directline NCD question
Ive just had my 2nd fault accident in the same period, the latest one probably writing off my car. Im with Direct Line and have 5 years (no claims protected) due to be renewed in the next month or so. What will happen to my NCD, and will i lose it all? thanks
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Swinton Cancellation Fees
Hi Everyone, I have just renewed my car insurance on line using the great search engine confused.com, I took my car insurance out with Swinton Insurance, Swinton took a deposit from my bank account on the 18th May of £15.50, I then received all the poilcy paperwork in the post on the 21st May in the mean time my previous…
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Discontinued Insurance = Loss no claims?
A few months back I suggested to my elderly Mum that she discontinued her contents cover for her small house since her valuables wouldn't cost more than a few thousand altogether. However, she has recently rented a flat screen TV and they are insisting on £3 a month insurance cover if her home isn't covered. Has she lost…
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Coach House Insurance
Hello All, I'm just about to buy my first house and have gone for a Coach House, basically a detached flat with 3 garages underneath. I own the freehold to the whole building and garages (and occupy 1 garage), but am struggling with insurance... Some places have told me it's a detached house, others saying it's a top floor…
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I've just blown £350. Can you help?
Hi; Newbie here - feeling rather foolish. Story is. Last night came home to no electricity. Called supply board - who came around & confirmed that it wasn't supply issue -but fuse box had burnt out. So arranged for a electrician to come around, this morning. He replaced fuse box - checked all circuits in house. Nice bloke.…
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Travel insurance - a happy tail!
I'd like to take this opportunity to recommend Columbus Travel Insurance (annual policy worldwide for 2 £75) We went to Mexico on the Sunday before the government said not to travel because of swine flu on the Tuesday back in April. By the Thursday we found out that the Mexican government were closing all public places for…
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AXA dragging their feet!
Whilst on holiday in April,my Wife had her gold chain ripped of her neck by a couple of thieves on a motorbike. We're not claiming a life changing sum,£300 to be precise. We've sent the police statment and the translation,photos,including the scratch marks on my wife's neck. Then I've had to send proof of tickets,a quote…