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Motor Insurance Worries!!!! Help please!!!!
Hi I have registered myself as the main driver on my brother-in-law's van, with every good intention, because it saved him quite a lot of money with him on the policy as a named driver. Now, he has been involved in a minor accident, but the insurance company is asking for the logbook as originally I put I was the…
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Disclosing claims - help needed!
I presently own 2 cars, both with maximum protected NCB. My other half also owns a car on which I'm a registered driver, on which she has 5 years protected NCB. Last December I crashed her car (I was at fault); and claimed through her insurance. My question is, do I have to declare that accident to my insurers now that I'm…
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Car Insurance for student going to Uni
Does anyone have an tips about getting car insurance for my daughter who is going to Uni this September but leaving her car at home? She will only use it in the holidays - I don't think it's really worth paying for all year, as she is young it's expensive anyway. Ideas would be gratefully received. Many thanks.
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Contents insurance
I have been putting off getting contents insurance since I moved, but now really need to sort it out! I will probably speak to Direct Line first as I have my car insurance through them, so they may be able to do a 'deal'. My main question is roughly how much should I be looking to pay for this? I know they all try and beat…
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recovering uninsured losses (aviva)
afternoon all, about this time last year i was locked in a battle with norwich union (now aviva) regarding problems with an insurance claim for a motor bike accident. thanks to a very lovely lady called Rebecca it was all fixed. at the time i didn't think to enquire about uninsured losses (leathers and helmet were not…
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Car Insurance Problem
I have a question about a issue that will arise on my next renewal. What if: * I insure the car at my current registered address ( parents home ), where I sleep roughly 12 nights a month. Location is Wales, insurance is currently set to this address, all my mail and voting is at this address. * I rent in Glossop, but I…
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Car insurance too cheap?! Advice needed.
Hi, i have been researching all day to find the cheapest car insurance for my 2002 VW Polo 1.2 Using all the comparison websites the cheapest i could find was about £1800, bearing in mind that i am male, 19 with a DR-10. Then i checked on churchill and it is only £1160 I checked my details thoroughly, how is it that it is…
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Payment Shield mortgage protection - very good service
Just wanted to say thanks after reading advice and posts on this forum we realised we were entitled to money from Payment Shield for our mortgage protection insurance. We understood we had to have the insurance for so many months, but after reading another post on here I looked and we didn't! My fiance has been out of work…
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Public liability insurance
Hello. I am looking to set up a stall at a few craft fairs and was wondering what insurance I would need to do this and where to get it? I am not trading under a business name or anything, just want to sell some craft items I make from home in my spare time. Thanks in advance Allen
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L&G increasing premium for accident sickness and unemployment cover
Hi, Just after a bit of advice really, we have accident sickness and unemployment cover for my husband to cover our mortgage. Legal and General have just sent us a letter saying that from the 1st July they are increasing the premium from £35 to £49 a month. Obviously we aren't happy with this. However, I'm a little…
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Need to cover Mortgage (and Income P Cover)
Hello, We have a new mortgage of £110,000 but only have existing level term cover for £75,000 (husband) and £100,000 (wife). We pay £28 for both for this. We want to cover ourselves for the new amount. On this site it says level term is best and get income protection cover (in case anything happens). Husband is main…
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ENDSLEIGH HOME INSURANCE - as advertised on this website and quidco
I went through Quidco to get Endsleigh home insurance (20 pounds cash back) was happy with the quote and was about to press submit when I received a phone call from Endsleigh explaining that they have a problem with the insurance policies going through on the internet at the moment. So I could complete over the phone.…
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eu extended guarantee
i read in the daily mail last week that under eu law we all have a extended guarantee 1 year manufacturer and 1 year seller does any one know any more about this thanks
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Travel Insurance - confused what I need
We're thinking of booking a VERY expensive family holiday in the carribean to celebrate my 50th birthday, which will be in November 2010. One of the tour co's is currently offering 50% discounts, which is why we're thinking of booking so early. In the past I've never booked anything more than 3-4 months in advance. We…
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I am a lodger and need content insurance
Hi there I am desperate. I am a lodger. I share a house with one person (the home owner). I have spoken to the landlord about content insurance and he said I would be covered by his, but I am concerned that if something should happen he will pay over just a little and not cover my costs at all. Also, I have a laptop and…
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Insuring an expensive ring
My mum has recently given me my grandmothers engagement ring which is worth quite a bit and as I live abroad I have left it at my parents house in their safe as I'm pretty sure no insurance company would cover it where I live. Firstly I'm thinking that in order to prove ownership I need to get it insured in my name (it's…
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Yes insurance customers - I want a referal. FCFS
For taking out a new insurance policy with yes insurance I can get 13 pound cashback with quidco, however, I've just checked the website and if someone recommends me then we both get 25 pound M&S vouchers. If there is anyone out there who is a member and is willing to send the referal you get yourself 25pound of m&s…
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Broken Sink, can I claim for the suite
Hi all, Our daughter knocked over a glass and it fell into the bathroom sink and knocked a huge lump out of it (the sink that is). So it needs to be replaced! We phoned the insurance company and they said that they will cover the repair under the accidental cover. They will however only cover the sink and not the whole…
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Have i had 3 claims in a year???
Hi all I'm currently with More Than and i'm due to renew my insurance within the next week.The problem is i'm not sure if you report a chipped windscreen as a claim?? i didn't think it affected my no claims as i'm fully comp?? I've had my renewal from More Than which has 3 claims for past year on!!.I've had little chip's…
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Contents insurance help
Hi guys, bit of help needed as I am trying to sort some contents insurance out. I have never had it before but thought it's about time I should, even if it is to start getting some no claims! :) Basically, I am in a flat so buildings insurance is covered in the 'ground rent' as I have been told, so it will only be contents…