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Gap Insurance and scrappage deal
Have just decided to trade in my old banger and take benefit of the scrappage deal - I'm lucky I don't need any finance. Was wondering about gap insurance and how it would work in this situation. If I'm going to fork out for insurance I would want it to cover any difference between the car insurance payout and the cost of…
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Tennants insurance for private furnished flat
I have no clue about tenants insurance, so I am hoping someone can fill me in. I am looking for the following: 1) Contents insurance for our own possessions, simple enough 2) Insurance against our liability for accidental damage to property owned by the landlord - i.e. if we bring our own washing machine, and that breaks…
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Car insurance cooling off period?
Hiya, I wonder if anyone knows the answer to this question, I am going to buy a car on Saturday (I have agreed with the guy that I will be buying it as long as it is as described on ebay) but I want to sort out my insurance for it before I go because you can get much better deals and cashback online as opposed to sorting…
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pet insurance help
Hiya, we are moving to Germany next month and trying to find european pet insurance for our puppy, but cant find any for european?? Anyone help me? Thanks Lynsey
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Barclays / Asprea - do they check?
I am currently going through a claim with Barclays / Asprea and have got to the stage where work to be done has been agreed and I am to use my own contactor.I will shortly be sending the estimate in and if it is approved then work will commence.What we want to do is repair the damaged ceiling then in a few weeks do the…
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Mortgage life insurance
Hi All Myself and my partner are currently looking at mortgages and life insurance. Life insurance premiums for a policy over 5 years are half that of a policy over 25 yrs. Does a life insurance policy have to be over the the same period as the mortgage. Or can we take out a life insurance policy for say, 5 years, if we…
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Basic Insurance Principles Taught At School
It seems to me, given the number of fundamentally basic questions which are asked on this forum, and the embarrassingly simple mistakes which are made, that insurance should be taught at school. I'm not talking about a recognised qualification, just a few hours basics towards the end of whatever the fifth year at secondary…
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Direct Line NCD question...
Hi all I recently purchased a new car under a finance agreement in my own name. My dad frequently uses my car and therefore took out the insurance in his name on it as it worked out cheaper to have him as the proposer and me as a named driver. I pay for the insurance myself. He has 4 years no claims on his own car which…
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delte
delete, not very helpful at all, idiots on here that dont know how to answer a question but can talk crap and give u lectures... der
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Karma insurance problems?
Anybody Know about Karma insurance? Their site has been undergoing maintenace since before the weekend.
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Halifax Ultimate Reward Insurance
Hi, I was thinking of "upgrading" my account to get the insurances... especially the travel insurance. Maybe I'm missing something, but has the travel insurance included in this account now sneakily changed into travel ACCIDENT insurance... an entirely different and inferior product?…
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Endowments are they still out there?
I have always had endowment insurance policy's, a ten year one and until just recently a twenty year one. I have always liked the idea of them instead of life insurance as you can look forward to something at the end of its term,the last one was enough to replace our 30 year old boiler. But my question is can you still get…
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insurance advice
hi all, im at the moment a learner driver, who intends to be passed in the next month or two, however, with the car scrappage scheme im wanting to scrap my currently SORN nissan micra and get a new car (looking at toyota iq or hyundai i10) and basically im thinking of getting it insured for 1month on the provisional…
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Q.about Car Insurance
Hello I can't believe that after 15 years of driving im still unsure about insurance. I have had my current car for 4yrs and my renewal came in very high? I have 5 yrs no claims with Tesco So I can prove that to a new insurerer, but I cant remember who my previous insurance was with ,I have never had a claim or conviction…
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Home Insurance & 5 claims in 5 years
I have had 5 claims over the last 5 years and now need to renew my contents insurance. My existing company are offering me £270 renewal but with £300 excess! Meanwhile, nobody else seems to be willing to quote me as I am renting. If I owned the property, then several websites offer me £175 & £100 excess. Anyone know of…
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Information about life insurance
Hi there I am wondering what to do about life and unemployent insurance. My situation is that I am the sole breadwinner in our family. My OH has MS and receives state benefits. I am about to go back to work after an absence of 5 years. When we were both working, we took out cheap term insurance so that we could pay off our…
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Assurant/Adminicle Insurance Price Increase
Just got a letter from these jokers about my accident/sickness/unemployment insurance to say that they are increasing the premium due to the continued economic downturn. Ok, fair enough you might think but the increase has gone from £43 to £87!! Its pretty muched doubled!! How the hell do they justify that?
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Gap insurance and Car insurance
Official MSE Insert: You may also find our fully researched Gap Insurance guide helpful. Back to the original post... Im insuring a new car. I plan on getting gap insurance as it is under finance. However, I need to put an estimated value as the car insurance underwriting value. I am well aware that this is not the amount…
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House insurance and boiler cover
I have a friend who has told me that they took out home insurance which included boiler breakdown and accidental damage cover. I did not believe him or at least not believe he would not have been charged a huge premium. Unfortunately I could not get out of him what he was paying or with which company he was with. So can…
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Drains Insurance claim refused by loss adjuster
I a hoping someone can give me some advice please. We have lived in our house for 2 1/2 years and are insured with L&G, several weeks ago, we discovered sewage coming through a containing wall at 2 separate points and called out dyno-rod. They came and told us that it looked as though we had a collapsed/broken pipe and…