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Get your own back on those who chase you on the phone.
I uaed to get calls on my phone hassling em for moeny etc and at the time used to get really stressed where as now with the help of this forum can handle them much better and put the onus on them to help me but what about getting an 0870 number which is quite cheap and giving that as your new contact and get paid everytime…
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Question regarding cahoot account using Quidco
Is this an account where I have to pay a minimum amount into each month, e.g. my salary? Once opened and money tracked through quidco would I be able to cancel it as I already have an ING savings account and a current account or is it worth keeping open? Sorry for the silly questions, thanks for reading
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My husband...
...has taught himself to plaster and has spent this weekend plastering our hall due to the shock we got when we got a quote of £400 for said work. Our wall is looking fab for the first time since we moved in (2 and a half years ago :o ) and it cost a fraction of what it could have been! Am very proud of him!
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Help needed!!! A long one!!!!
Ok, I think it is time to confess!!!! I am in serious and i mean serious debt.............big debt and i really dont know what to do about it!!! Here's the low down. I am not a complete angel in all of this and i will not try and hide the fact that some of my debt is just too plain old studidness and greed. I like.......I…
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Ladies & Gentlemen, your attention please.
I was 'busy' in work writing this, thought you might enjoy it. *ahem* (Clears throat) Oh, what a great thing it would be to be finally completely financially free. No burden hanging over your head, an overstuffed wallet in you pocket instead. Tight budgets thrown into the trash, and at the end of the week...Joy! Spare…
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My new SOA - any thoughts, slowly getting better!
Okay, so here's my revised SOA... First posted one a few months ago so want to know where I can cut down more... Incomings currently: My wages (on maternity pay) £404 OH's wages £372 Tax credits and child benefit £900 TOTAL: £1676 Outgoings: Rent £395 (shortly to go up to £465) Nursery fees £332 (shortly to go down to…
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Can you help?
Hi DFW's .. I didn't know where to post my query so posted it on the Insurance board instead. I would really appreciate any tips you may have. http://forums.moneysavingexpert.com/showthread.html?t=256810 ta Orchid
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Cookers broken and I am thrilled!
Right, this might sound mad as our oven has completly died the death. However, my husband's reaction, and he loves cooking, was to say well we won't be getting another till we've saved up for it. It's the microwave and hob from now on. He's had his lightbulb moment! Yeahhhhhhhhhhhhhhh!
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can i move ?
Been on a DMP since Jan 06 all nasty letters have stopped and all creditors appear to be ok with my payment plan. My question is however whislt on a DMP can i move house ???? My mortgage is 120k ish and the value of the house is the same, i am looking at moving to another place worth 120k but can i whilst on a DMP? I have…
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some advice please folks
hi guys, on 31st of july i sent off my first letter asking for my bank charges back. i received a stadard type letter from them on the 3rd to say that they were sorry i was unhappy blah blah blah and my complaint would be dealt with and i'd hear back no later than four weeks. exactly four weeks after this letter was sent i…
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Grrr!
Just wanted a moan! I've had TWO parking tickets this week. :mad: I do actually have a season ticket for the car park - just forgot to put it in the window -so, hopefully, I should be able to escape the £60 fine. On my way home from work I called in at Tesco for some milk and picked up a tax disc holder for my season…
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How do you value your loans?
Hi, i know it doesn't really make too much difference in the long run, but when you are making a list of your debts, when it comes to loans do you work on the original value of the loan or do you multiply your payment by the outstanding months? In the long run i know it's not going to make much difference but just wondered…
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EBAY........... the things people will sell
Hello everyone have you recently been on EBAY i did i was writing a review and i came across several people selling "how to reclaim back bank charges" which seriously annoyed me talk about exploit those of us who have not yet found MSE and the help from others with this so i wrote a guide about MSE forum and explaining…
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Sunday morning blues - long, sorry.
I feel so fed up today. I am tired and could do with a break from life for a few days to recharge my batteries and get back into it! Hubby went into hospital on Friday but before that he'd been off work for a few days. On Thurs and Fri I ended up not going to work because I was very worried for him and because he had been…
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How much have/will you spend today Sunday 3/9?
Good morning guys and gals :wave: Another gloomy day down here. Although we braved it and went out yesterday, I feel like snuggling under the blankets and watching DVDs and TV all day today. With the essential hot chocolate of course ;) Food shopping was a success yesterday and hopefully I'll do the pork some justice with…
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Things you're going to do today to save cash...
Today I am going to listen to rugby on the radio (HULL F.C yeha!) rather than go and see them play = £16 I am taking a lunch to work rather than eating their slop:p = 70pence I am walking to work rather than get the bus = £1.70 I need some hair serum but instead I shall use the rest of the ermmm hmmm (whispers very…
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What will your SOA be like?
I've been thinking of 2008 when we are debt free. What things would you put on your SOA that you currently make little or no provision for? for us, it will be over payments on the mortgage, pensions (which neither of us have at the moment so we'll be paying large chunks in to one then) and a rainy day fund. Hmmm, that'll…
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Incentives & Treats
I just wanted to see what things people promise themselves to urge them into paying off their debts quicker. When I'm all done and clear I'm gunna buy myself a saxophone, I've always wanted to learn and the sooner I pay off my debts the sooner I can get myself some lessons! :D
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Urgent help needed!!!!!!
After applying for a job with a bank and completeing 3 interview stages I have recieved a letter saying they would normally at this stage offer me the position, however as they are unable to give me a bank account due to a credit check with Experian they cannot employ me. It did state on the appplication that a bank…
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Feel much better!
Bit of good news for those who are up late or need a good laugh. Out window shopping today with the missus and the 3 kids, when we stumbled across a toy that took my eldest boys eye(4). It was a little Yoda who if you asked him a question and squeezed his hand would give you the ultimate answer. Well my son asked him if he…
