-
what can i do to stop them?
hi everyone, due to start my DMP with CCCS on may 1st, the thing is my creditors have now started to ring my place of work asking for me can i stop them from doing this? as it's really quite annoying! Best Wishes Luke;)
-
DMP useless. My world is falling apart
I've been with allclear finance since February and made £200.00 payments to them everytime I get paid. Strangely enough even now being nearly into May some of my creditors have heard nothing from them. On signing up with allclear finance I had 2 CCJs. Only today did I receive the court forms from allclear and guess what I…
-
Is This Legal?
Hi I live with my parents, and a debt of mine has written to my step dad (the home owner) about how they can get in touch with me about my debt. Is that legal? My step dad does not want the worry, and i feel they shouldnt of written to him. Thanks Matt
-
What Have You Done Today that Is DFW Stylee? Thu 27.4.06
Just starting thread for us all....
-
Yay i have an interview thursday
FInally the company that wanted people have arranged interviews, however i just found out it was for a Credit Management company :S How my morales and money needing senses are conflicted at the moment Good job im greedy so common sense will prevail, but im wondering wether i should mention this forum at the interview lol
-
Agghhhh
And it was all looking so good on the DFW front. I had managed to budget everything well so that I had money for all the bill and repayments and petrol money. I felt really in control and you know what - it felt good! Unfortuneately my toothy pegs have other ideas. I have one wisdom tooth coming through. It's not coming…
-
day from hell just got worse - CCJ advice please
My OH had his own limited co, went bust and one of his employees has persued him personally for £1200 - he thought his accountant had dealt with it and wrote letter to the court (which they have done) got a CCJ today for it today (Order for recovery costs award?!) for over a year ago what on earth can we do. panicing is an…
-
what have you spent today 27/4/06
hello....apologies if this thread has already been started...couldnt see it! spent £5.38 in macdonalds and £1.20 in hospital carpark....took daughter to eye clinic and she had to have drops in her eyes to enlarge the pupils, she screamed a lot so took her took macdonalds as a treat afterwards, she was soo good really as…
-
Bailiff company breaking data protection?
I have just returned from the shops to find a letter from 'drakes bailiffs' sellotaped to our front door and two copies of the same letter posted through the letter box without envelopes. We share our hallway with neighbours and it is in the name of the couple who live downstairs from us. It is very threatening looking and…
-
loan approved - should I haggle with CC companies?
Just had my £3k loan approved with a very low APR compared to my Credit cards and recieved my funds. I have 3 companies to pay off. Capital one : £1300 approx. Aqua £ 1200 approx. Next directory: £500 approx I was going to pay them off and be done with it, but do you think it`d be cheeky to ask them for a lower settlement…
-
Just another DFW saying thanks...!
Hi everyone I originally started a thread in the loans section but didn't get much interest (poor me...!) but I did want to post this again in the DFW section as I have found so much inspiration in here over the last couple of weeks... to be honest, I never believed that my debt was a big problem - I earn a decent salary,…
-
Doorstep Lenders
It's not just us who think so then! This from BBC. The Competition Commission says that home credit customers are being overcharged on loans. The Commission's been investigating the industry and has released its provisional findings this morning. It says that doorstep lending is not a competitive industry, resulting in…
-
Advice please
Hi all Looking for some advice, I am on a DMP and have 3 months of mortgage arrears from the last 2 years, and want to change my mortgage for better rate soon. Also i am employed by an agency and am finding it hard to get quotes because "agency work is not regular work" i have been told a few time... apart from the fact i…
-
Feel like i have been totally conned!!!!
Hi peeps, Finally, after about 6 months of trying I have finally got my Cahoot Details reset. It turns out my "flexable" 6.5% loan has ballooned to 13.5% :eek: :eek: So of the £50 a month I was paying, £23.30 was going in interest, so that leaves me with more to pay off than I thought. So of the 3K I borrowed 4 years ago,…
-
CCJ help
Hi everyone I have recently reciaved a copy of my credit report and it says I have no CCJ's etc and I have succesfully applied for a mortgage, credit cards etc, however I am worried that I may have one from an address that is not listed as an associated address from when I was a student four years ago (we did not pay any…
-
debt SOS
I am a Freelance Television Producer/Director. In 2001 I moved from Leeds to London and from a secure rolling conract to the freelance sector. Looking back on it now I can see that I was incredibly naive. All went well for the first 8 months - I got jobs and they went well - but then there was a 6 month gap between jobs…
-
having the day from hell
im dreading 2moro. payrises are due to be announced and im dreading it not being enough to make an impact on my debt! also it is my first month next month of being really sensible and my first £100 a month food shop! I really want to do it, but i think it is going to be SOOOO hard! eeeeek also skightly OT but my mums…
-
stop the world SOA
Hi all, well this is it as far as i can see at the mo Incoming £230.60 jsa p/m outgoings p/m rent 7.60 finishes 2008 dss 21.28 finishes jul elec 38.00 tv licence 20.00 c/tax 10.00 owe 400 travel 10.40 n.t.l 50.00 owe 211 food 60.00 including 1 son self and 2 cats £15p/w is pushing it total £217.28 leaves £13.32 p/m Owe…
-
Grumble!
Just when you think you're doing well... My car is due its 40,000 mile service on Monday. Still within its warranty so I have to take it to the Citroen dealer. Booked it in and was told it will cost £350 as it's the first 'major' service! So this month, not only will I not be paying off my debts, I'll be adding to my…
-
if someone would help you out......
Just wanted to tell you guys a bit about my situation and see what you think........ My boyfriend lives abroad and and although nothing is planned in great detail the idea is probably that I'm going to move out there in 6 months/1 year. Now as you can see from my signature my debts are not the hugest ever but I don't earn…
