-
Council tax and baliffs.
I don't know if this is the right place to post this but my friend needs help asap and she can't get an appointment at the CAB for weeks so I thought I would ask all you knowledgeable people for advice. Yesterday my friend got a visit from a bailiff because of old council tax arrears, these arrears were partly from when…
-
Help
Hi, Both me and DH have been 'ill' for a while so on income support etc. In total each month we get about £900 a month. " years ago, the DWP messed up and we didn't get the righ amount of benefit for over a year, we got out a loan to help out but now we seem to have spiralled out of control (almost). We now owe Bank 4500…
-
Stupidly in debt and finding it real hard.....
Hi, Both me and DH have been 'ill' for a while so on income support etc. In total each month we get about £900 a month. " years ago, the DWP messed up and we didn't get the righ amount of benefit for over a year, we got out a loan to help out but now we seem to have spiralled out of control (almost). We now owe Bank 4500…
-
My O/H credit file
hi, my husband has exactly the same name as his father, who has bad credit. Were starting to think that is the reason my o/h cant get any credit. We paid for the online credit report, and it had alot of things listed that arent anything to do with o/h and actually belong to his father. ive heard about notices of…
-
Just when I thought I was doing ok!
Is it ok to come on here and growl? I hate this time of year! Everything seems to be going up in price but wages dont change til a few months later!!!!! Electricity prices - up Telephone prices - up Petrol prices - up Dread to think what else - up lol. I just received online bill from Power supplier. They had estimated my…
-
Woohoo - down to single figures! (kinda!)
:j After getting my statement for one of my CCs yesterday, I have now paid it off in full (second card I have cleared in a week!) and now owe less than 10% of my original debt! 9% counts as single figures right? ;) By the end of May I am hoping to have it down to below £3k - and with a bit of effort, should be debt free by…
-
Working hard to pay my debt off, but is there a better way?
Hi guys, this is my first post so please bear with me! I've been browsing the forums for a few weeks now and receiving the weekly emails for months. Anyways, the time for chit chat is later, i'm going to get straight to the point My debt: I have 1x Mint Card @ £3100 (will be £2900 later today) I owe my Dad £4500 I do…
-
I wanna be a debt free wanna be but OH won't stop spending!
Hi guys, Hope someone can give me some advice here! I have recently had my light bulb moment and am desperately trying to organise my life and money so that one day I can eventually be debt free! My OH just don't seem to be remotley interested...the money situation is really started to get me down, and yesterday I was a…
-
Query entry in credit file
I've been having ongoing discussions with Experian (Via Email) regarding an entry in my credit file which I'm not familiar with. Experian have placed a notice of correction on my file, but this has been in-place now since the beginning of February. I've I chase up Experian, the reply I usually get is that they are still…
-
Taking a holiday when in debt?
I've got no-one to talk about this to. My dad bailed me out a couple of years ago and doesn't know I've accrued extra debt since, my friends all have houses, regular jobs and little understanding of my situation and my boyf earns 4 times as much as me. Anyone else says 'wow you must be loaded cos you live in Japan and have…
-
What have you done today thats DFW Stylee? Fri 28/4/06
Thought Id start this today., Just about to do a survey on greasypalm for 1.50 not a bad start to the day! Hope to see this thread full of great ideas today gang!!! :beer:
-
My Debt
Well, I got my first CC aged 17 (Yes, 17! They sent me an application form in the post, I didn't ask them too it just turned up, I filled it in, didn't lie about my DOB & voila) & i'm now 27 with more debt than I can cope with. My problem is, will CCCS be able to help me? I called them the other day & have booked a…
-
I am bloody annoyed now......
I could have sworn I'd logged in earlier, and was posting an update to a previous post..........it was supposed to be a quick update.........but it wasn't:p and it took bloody ages to write..............went to post it and I got the message about not being logged in??? And of course can you get back to the post that you…
-
I got a new phone DFW/MSE stylee!
So, I need a new phone. My current one is not only about four years aold, and was second hand then, it won;t hold charge for more than 24 hours, and gives me about ten minutes talking time if I actually make a call, which is no use. I go on Virgin mobile today to get my e-bill, and click on upgrade your phone. Only to…
-
Hello everyone, here goes............
Hello to all here you are doing a grand job and hope you can carry it on with some advice for me as well :) Wages are £300 a week after tax I will do out goings on a weekly basis(or at least in theory anyway) Week 1 Rent + Bills £75 Dad £30 for a loan he took out for me(finishes Sep '08) Loan £25 Welcome Finance-had to…
-
Experian Reports
Hi, I recently purchased a copy of my Credit Report (the £2 postal one) and noticed a couple of errors on there, namely a default which I was unaware of (it was a very small amount from 3 years ago, which is showing up as settled - the amount was just £12.65!!!). I was informed that I could query this entry online, so I…
-
Admin Fees
Hi I was wondering if anyone was able to advise on Administrative fees etc, basically my mum has fallen behind in payments with certain catalogues she had agreed with them a set amount to pay back every month to clear any monies owing, however sometimes she is unable to get into town to make payments on time n she then…
-
How do you DMP yourself?
Hi guys Hope someone can help. How do you go about doing the DMP yourself? DH has cc debts of about £45k and seeing that so many of you have been so good at reducing your debts, I thought I'd ask. He is not very good at contacting companies etc but I am and will do it on his behalf. Any advice welcome. Thanks.
-
Don't forget...
Spendaholics is on BBC 3 at 9pm. I personally need to top up my fix, as I missed my usual after school hit. ENJOY!!
-
Urgent Help please
Evening all !! I'm not sure if I'm in the right chat area but didn't know where to go??? My Hubby works for an independant electrical retailler as a sales person, he is paid an hourly rate and then gets commission on top depending on what he sells/rents etc. He has informed his immediate manager and area manager that he…
