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Woohoo - down to single figures! (kinda!)

:j

After getting my statement for one of my CCs yesterday, I have now paid it off in full (second card I have cleared in a week!) and now owe less than 10% of my original debt!

9% counts as single figures right? ;)

By the end of May I am hoping to have it down to below £3k - and with a bit of effort, should be debt free by the end of October this year :D That is a full year ahead of the DFD I worked out when first joining this site! (I dread to think how far ahead of my original debt free date it is, probably about a decade :rotfl:)
Highest Debt (Sept 04) -> £41,300 :(
Debt Free - August 2006!! :D

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Comments

  • :T :j :T

    Great news. The hard work is paying off. Sorry fot the pun.:beer:
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • amosworks
    amosworks Posts: 1,831 Forumite
    Hey that's fantastic news Chortle!

    Go Chortle, go Chortle, it's your birthday, it's your birthday... :T:T:T
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    YAY!! You go Chortle!! :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    WOW!! Well done - that is amazing!! :T :T
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • mom23
    mom23 Posts: 746 Forumite
    Well done chortle!!:j :T
  • Chortle_2
    Chortle_2 Posts: 403 Forumite
    Thank you guys, I am a very happy bunny today :j
    Highest Debt (Sept 04) -> £41,300 :(
    Debt Free - August 2006!! :D

  • Bet you are! Well done Chortle!:T :T :T
  • miss_angie1
    miss_angie1 Posts: 457 Forumite
    Part of the Furniture Combo Breaker
    That is fantastic progress well done. It's an inspiration to the rest of us that becoming debt free can realistically be achieved!!!
    Keep up the good work Chortle!!!
    My mantra is "Never pay full price!" ;)
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations Chortle :j

    I have been watching your signature and find it very inspiring to see your debt reducing, the percentage ratio is a good idea :T

    I don't know if I missed in another thread how you have done it, but could you share your top tips etc
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    That's AMAZING!
    How have you done it Chortle?
    Please share your ideas, I'd love to know how you've done it!
    Bunny
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
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