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Natwest Credit card
Hi, I have checked credit card eligibility on Natwest site and it came up I am not eligible for one. I still applied via my natwest app and got accepted straight away with 5k limit. Wondering why this happened?.. Is it because I already hold a Natwest credit card, mortgage and current account iwth them and thwee there was…
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Cancelled Credit Card still protected for purchases
I purchased flights for this June on my credit card last year. I have since swapped credit card providers to a 0% interest one. Earlier this month I cancelled my original credit card account with the provider and didn't even think about my flight purchase that I done on it last year! Now that it is cancelled have I lost…
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Argos Card Blocked
Hello I have applied for Argos card online. I didn’t get the decision instantly but later card arrived in the post. When I tried to use the card it didn’t work, I gave them a call and they said I need to go to the store with id and proof of address and phone them from there which is not possible now. I don’t have any Argos…
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Void football season & S75
If say the football league does decide to declare season null & void like the Dutch, would section 75 cover a refund? Given that I've paid for 23 league games but only received 19 friendlies
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Claiming back off a credit card company
Hi, I wonder if anyone can help me as I just can't get through to the banks! Back in January last year (2019) we paid a deposit for a holiday on a credit card and immediately paid that balance off. Just before the pandemic kicked off we paid the remainder off on another credit card and I'm about to pay that balance off…
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HSBC - unrecognised transaction - tesco
I have just checked my CC statement and it shows something like "Tesco Stores Manchester GB" I haven't been to Manchester for about a year now and I don't remember visiting Tesco last month. There is no store id for some reason, which looks strange to me - normally I go to Waitrose and there is always the unique number. I…
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Virgin Money card cancellation
Hello all Curious about this. It's not outside of the T&Cs, I gather, but I received an email yesterday advising that my credit card was being cancelled, with immediate effect, as there hasn't been sufficient activity. That fits, as I haven't actually used it since applying for it ~ 3 years ago - it was intended as…
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Transfer from credit card
Hi all, Quick one hopefully! I have a barclaycard platinum card, which had £0 balance as I had completely paid it off. Recently because of covid, a music festival i brought tickets to last year has been cancelled, and ticketmaster would only allow redund back to the card used for initial purchase (the barclaycard).…
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Nationwide Select Credit Card
Just after a bit of feedback from others who have this card. I have had my Select credit card since they were first introduced, and it has always been my main credit card. It has been used all over the world, and it has never let me down. I do currently carry a back up, but as yet I have never had to use it, and would like…
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MBNA - How to contact??
I have been trying to contact MBNA for a week now at various times of the day, the only option is their telephone number, i go through the process putting card number in etc only to be told at the end they can't answer my call and i can use contact option in the app (can't find it) then the phone cuts off. I've looked…
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PayPal credit & section 75 cover
Hi I have been searching but the thread I keep going back to is from Martin in 2018, so I have pp credit and looking to buy a tv @ £1600 with 12 months interest free, am I covered by section 75 in the next few years ? Thanks
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Money paid into cancelled barclaycard
Monies paid to an old barclaycard which was replaced by a new barclaycard. Does the money automatically get transferred by barclaycard or do I have to take any action?
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Curve increases 'Go Back In Time' to 90 days
Curve has temporarily increased the number of days punters have to swap transactions to another card from 14 days to 90 days. https://discover.curve.app/a/curve-benefits-were-extending-how-far-you-can-go-back-in-time: I guess this is to help customers juggle their money during these 'difficult times'.
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It's a blank
Hullo, could anyone tell me, please what it means when it says this about credit card payments:Balance: Not Reported Limit: Not Reported Monthly Change: The account is defaulted, however the current status is unknown. Many thanks, stay safe, good health.
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Credit card refund
Prior to the Coronavirus outbreak I had booked a couple of flights on credit cards. I have paid back the money so the cards have zero balance. When I receive the money back will I be able to transfer this money to my current account without charge?
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Credit card purchase refund
I believe that if a debit card expenditure is refunded under the “chargeback” scheme the debit card provider (usually a bank) reclaims from the retailers bank. Does something similar apply to credit card providers if a refund is made under the section 75 consumer credit act I.e. does the provider have recourse to claim…
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MBNA credit card customers wrongly chased for 'overdue' bills after agreeing payment holidays
MBNA credit card customers who agreed a payment holiday because they are struggling due to coronavirus have been mistakenly sent text messages chasing 'overdue' payment. But if you're received one of these texts you can safely ignore it - so long as you're sure your payment holiday has been confirmed. Read the full story:…
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Which card providers let you transfer a balance from a spouse/partner card
Hi, has anybody done this? And who was the provider. Thanks
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Cancel or keep a credit card?
Firstly, apologies if this has been answered before but I'm finding a few conflicting opinions on this. I've had a credit card for the past 2 years or so that had 0% interest on purchases. This ran out in march and I paid off the full amount before the offer ran out so my card now exsists with 0 balance. I'm looking to…
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Virgin Money Credit Card - Sneaky Practice!
I have a Virgin Money Credit Card with a 0% interest balance transfer on it. I recently discovered something which although appears to be in their T&Cs I feel is a very sneaky practice and wanted to hear other people's opinions. If I did not have the balance transfer element I would purchase something and that would be…
