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Credit cards

Archives for May 2009

What credit limits are people gettin on a first direct gold card????
Anyone getting around the £7k mark??
Overpaying
Good evening, i am embarking on an 8 month tour of Australia & SE Asia soon and have a question i hope you can answer for me please? You guys seem to know what you're talking about when it comes to credit card rules and knowledge! follow this link: travelindependant.info/b4yougo.htm scroll down to "how do i take all these…
play.com card
Does anyone have any good or bad experience of this card? 1% back on spends to use at play.com seems like a good plan to me - but then am happy to buy dvds, cds etc from them :)
Contacting Equifax
Hi All, This is my first post, as I'm really at a loss of where to go. I have my credit reports from both CallCredit and Equifax, nothing too damaging on there - but I can't get hold of Equifax to find out why I haven't received my report even though they have cashed my cheque, I have written to them with no reply and I…
Ikano Financial (Ikea Home Store Card)
Hi guys I am considering applying for an IKEA home store card to purchase some items from the store. Does anyone have any experiences dealing with Ikano Financial who do the operations on behalf of one of their clients, IKEA. Are they fussy who to give home store card (IKEA) to prospective customers, or are they easy to…
I don't want a solo card!
This isn't credit cards as such, but I see no other suitable section. I'm 17 - 18 in a couple of months - and I've been with natwest for years now, I've got a "solo card" with them, which I'm sick of. It's accepted nowhere online - which is where I do most of my purchasing- and Natwest are refusing to upgrade me. Is my…
Finally paid off credit card or so I thought
Hi I was wondering if someone can help me. Last month I finally managed to pay off my debt of £3000+ on my credit card. However I have just received my new statement which says that I still owe them the grand total of £3.21, I am guessing that this is interest that has been added on between them sending out the statement…
australia and prepay cards
Hi is there a prepaid credit card that can be used in australia oh and a cash passport card too? any help would be really appreciated thankyou:D
Credit card charged but no ticket
hey guys im in a bit of a mess right now. i tried to book a flight with etihad airways in the morning online. when it processed the payment, the mesasge came up that payment declined, so i tried again. apparently citibank had blocked the card. however when i rang them to find out whats the prob, they said that the money…
Chip & Pin fraud- Please help!
Hi all, I recently had a large fraudulent transaction on my aqua credit card. There was a payment made to Louis Vuitton London for just over £1000.00. I only realised this when my statement came through and of course, got straight on to the phone. Aqua said they would look in to it and sent me new card so I thought it was…
credit limit reduced, making you over the new limit?
Has anyone had their credit card limit reduced making their balance then over the new limit? Can credit cards do this? i know an overdraft is repayable on demand and wondered if credit cards are the same. Virgin reduce our limit quite a bit, leaving us just £100 spare, thankfully we were coming to the end of the 0% and had…
Card purchase refund--help!
Please can anyone advise me about a credit card refund problem i'm having???? I bought a laptop from Comet last September, and it developed a fault in April. I took it back to them and they advised me to return it to the manufacturer- which I did. I've only had it back a week and the same fault has returned- (the screen…
Incorrect CCJ on my record!?
Hi, Let me filly uo in. 2 years ago (Dec 07), I was involved in a minor collision with some council scratters 50p nissan micra. In all honesty, it received a 2cm scratch on the bottom of the bumper as it was only a low speed incident. I offered the guy £200 (which in all honesty was worth 4x more than the car!) on the spot…
I'm on benefits is PPI any use?
Hello all, I was just wondering, I'm about 8 quid in credit with Barclaycard credit card ( the really expensive one, classic I think) :rolleyes: I'm on income support and I have Plan B ppi. It's costing me 3pound odd every month on top of all the other charges they have! Is it of any use to me what so ever? It doesn't…
Barclaycard now a Goldfish card without the option
Today I received a new Barclaycard Goldfish card in the post. The covering letter said this was a replacement for my Barclaycard and I should change my details with all the accounts where I have it registered. It said the pin number would follow shortly, although it is dated a valid from May 2009 I have only just received…
Lenders that dont look at credit searches
hi guys, can you let me know lenders for whom credit searches are not important - for both personal loans and credit cards... and what credit agency they use. i have heard tesco personal finance disregard searches and they search exquifax for their loans....... please correct me if i am wrong. any feedback would be greatly…
Credit Card Fraud
Someone changed the address of my Credit Card and used it. Lloyds have changed it back and taken the fraud transactions off my card but I have a question. On my Experian credit report the fake address has appeared 3 times. I've emailed experian and they have flagged these up and are contacting Lloyds about it. So I'm…
Need to do the Shuffle!
My Barclaycard £2500 - 0% till Jul 09 Wifes Virgin CC £5500 - 0% till Sep 09 I am employed and the wife is unemployed. Want to put all her debt to me and get onto a single CC with a 0% BT Rate Cant go with MBNA as they wont transfer her Virgin unless I use a cheque BT which has 4% - which would equate £220 for her debts to…
cash back card Q
Hi guys, When it comes to the cash back cards would the cash back be void if i did the following.. For example: Go to tesco and do my weekly shop and earn cash back then Go home and make a payment for the exact amount i just spent in tesco. Would the cash back still show or does it have to be on there fora calander month…
Is this allowed?
I have a Visa with NatWest (which I've had since forever as I've always had an account with them). They always insist on sending a Mastercard also even though I never ever use it. My question is that on my statements from them there is always a charge against the Mastercard which varies in amount and states Payment…

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Credit cards

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