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Attempt to get CPAs changed
I was just thinking that while CPA's have a valuable place, allowing you to pay recurring bills on a card, they seem to be lacking the major feature that the consumer can cancel them. Should the system be remodelled like Direct Debits, where the company set the payment arrangement up with your authorisation, but if as the…
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Credit Card Company Won't Refund Cancelled Payment
Hi, I signed up for a free trial subscription of an American comic book site, where you put in your credit card details but you can cancel before the trial ends. Once I had signed up I received an e-mail saying that I would not be charged for my free trial but if I wanted to cancel then I would have to sign up for one of…
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Best pre pay card?
Hello, I am about to apply for bankruptcy, what is the best pre pay credit card which does not go on your credit file and that you can refund money back onto it and also use it at a cash point? Any help would be appreciated.
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Balance Transfer
Can you transfer a balance from a Barclaycard to another Barclaycard? Thanks in advance
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What type of credit card?
Hi all, I am looking into getting a credit card to pay off a sainsburys loan which i have, and just want some advice on what the best type of card would be for me. I dont want to use it for anything else, just to pay off my loan. Any ideas? Cheers.
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Help - Urgent Advice needed
last year I decided to try and reclaim some credit card charges. Initially I was going to use a company called PORTAL CLAIMS. I did sign the paperwork giving them authority etc - however the service was so poor I called them and asked to cancel the authority and decided to reclaim myself following the guidelineds on this…
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3V.ie pre pay voucher credit card ireland
I know you have some ROI members, just wondered if anyone has one of these pre pay cards. From the website they use a voucher system like the mobile phone top ups. They seem like a good idea for someone who doesn't want a card and likes to shop online for the odd bargain! Would welcome any opinions on this one before I…
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The one show - claiming interest
Did anyone see the one show a few weeks ago where this guy claimed charged and interest back? I can't find it on net anywhere and does anyone know about this?
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Whats the best credit card to get if you have a rubbish credit rating?
A balance transfer one ideally. I have £1000 to pay off my barclaycard and they put my rate upto 19.9% So i want one i can pay off my debt without the charge. I know virgin has a good deal (used to work for them lol) but i applied for one 6 months ago and got turned down as i changed my name address and job in the space of…
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Egg card have taken ages to provide statments
Hi guys - egg card have taken over 3 months to provide me with my statments - i have contacted them a few times now and they say "they are dealing with a high demand of requests for statments" what do you guys think?
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Credit card compromised even after the card is cancelled
Hello, I discovered earlier this month my credit card had been compromised and someone had taken £20 to pay for an 02 mobile phone topup. I phoned my credit card provider who started the dispute process and sent me a new card and pin. I have just returned from holiday to discover £30 has been taken out to pay for a…
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Halifax reduceing credit card limits..
I have a Halifax credit card with a credit of 7 pence..not used a great deal hence the 7 pence credit..the card had a £6200 credit limit but for some reason has now been reduced to £500..Halifax have not given an explanation as to why this was done other than we can do it if we want..talking to Halifax customer services I…
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How long before re-applying for the same card?
Hello Moneysavers! I applied for an Abbey Zero (for foreign travel money only) back in early November, and was rejected. Whilst I didn't think my credit rating at the time was bad, I had recently opened a Halifax One which had a large balance on it, had moved home (and maybe wasn't on the electoral roll yet) and started a…
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Co-opertive Bank Members' Credit Card
This card advertises 1% cashback when you use it in co-operative food stores and 0.5% when you use it anywhere else. Does anyone have one of these or know: 1. Is this in including or in addition to the co-operative membership ponts you earn by using any co-op credit card i.e. 1 point for every £5 borrowed? 2. How is the…
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vanquis card help
hi, ive decied its time to get out of debt now...im trying to sort eveyrthing out ive paid all my bilsl this month and i have £413 left for 5 weeks until next payday i owe £280 on a vanquis card...however if i pay this off i will be unable to get to work for the month as my car drinks petrol as if it was…
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Payment Query/Credit Footprint
Dear all, I applied for my first credit card with virgin, they said no to be because of my income, will this impact my credit score, will it get wiped after 12 months. Also im confused with the billing cycle with Capital one. I changed my payment date to the 4th of every month, because i get paid on the 25th of every…
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Vanquis - Not happy
:mad: Finally managed to get a mainstream card with balance transfers. Great news apart from Vanquis dont allow you to transfer the balance. So im stuck with £600 at 34.08% now it seems they are increasing that apr to 41.20%.... has this happened to anyone else? many thanks Amy
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Statement Dates
I was wondering do you accrue less interest if you make a payment onto your credit card the day after your statement is issued, for example. I was just curious as on my Marks & Spencers &More Credit Card it says: Your estimated interest amounts to £35.55 . Estimated interest is based on an amount which would be payable by…
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Is this CCA Egg Valid
HI All I would REALLY appreciate if anyone could look at my cca give me some advice as to whether this is enforceable or not from 2001 The unfortunate thing is i dont know how to attach it PLEAE HELP Thank you so much graceie
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Ikea charging to use CC
I know that my local Ikea charge for using a CC Im just wondering if its a fixed fee or a certain % Thanks
