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Contacting Equifax

Hi All,

This is my first post, as I'm really at a loss of where to go. I have my credit reports from both CallCredit and Equifax, nothing too damaging on there - but I can't get hold of Equifax to find out why I haven't received my report even though they have cashed my cheque, I have written to them with no reply and I can't find a phone number for them, can anyone help?

I really need to know why apart from two years missing out of my electoral roll history, I can't even pick up a basic credit card, I even had to jump through hoops for Vanquis!!
«1

Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    Equifax Credit File Advice Centre
    P.O. Box 1140
    Bradford
    BD1 5US
  • fiokins
    fiokins Posts: 4 Newbie
    Thanks seeya, I've written to them without reply, I was hoping for a contact number, I hate the culture of "we won't answer the phone" with these companies, if I want records I'll record the calls!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    You should be able to ask online at:

    https://equifaxuk.custhelp.com/

    In the ask a question on you Statutory Report section.

    I can't remember, but you may need a previous report reference though.

    Last time I had to provide address verification I did it all online through that.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fiokins
    fiokins Posts: 4 Newbie
    fermi, thanks.. that's where it all falls down for me, I haven't ever had a previous report, this is the first one I've been asking for. :(
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    saynoto0870 gives the Equifax numbers as:

    0870 0100583 and freephone 0800 7839421

    bigbum

    x
  • fiokins
    fiokins Posts: 4 Newbie
    bigbum, you are a superstar, I didn't even think to check the saynoto0870 site!
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    LOL - you're welcome, mate.

    Best of luck :beer:.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    fiokins wrote: »
    fermi, thanks.. that's where it all falls down for me, I haven't ever had a previous report, this is the first one I've been asking for. :(

    I had the same thing way back with Experian. If you didn't join and pay their monthly fee it was impossible to get a phone number, let alone speak to a human being.:rolleyes:

    Credit report subscriptions are big business now. They don't really care unless you pay them £X.99 per month.

    Hope the numbers work. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I disagree with Experian advertising their credit report as 'free', only to find it's a trial when you reach the end of the application stage.

    I've seen adverts saying it's completely free, blah blah. Is it too much to ask for no-frills access to your credit report and credit score without monthly subscriptions, for a low one-off fee.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    Not sure if people are aware, experian feeds callcredit and half the time the info is out of date.
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