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What if I offered to just pay half?
Hi all, am new to the forum but have been a regular on the site for a while. Basically, Ive gotten myself into a bit of a mess with credit cards & have friends that have had IVA's, who are now debt free & seem to have all of their money for themselves! However, I dont like the idea of being stuck to a particular payment…
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Ex Pat - Credit Card Debt - Help Help
Hi, Does anyone know if a credit card i obtained in the UK whilst living there and which I have not used now for nearly 2 years & which I owe £2000. Can I be persued now that I do not live in the UK?? I have offered nominal payments but they refuse and now say that they are taking legal action. Can anyone help with advice?…
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bank account with statre barred claim
how easy would it be to open a bank account with statre barred claim in place at the moment and what bank would you recomened i ahve not had any letters back since i sent the barred letter 12 days ago if i go to a bank to open a stndard acount to have wages paid in would i get one ?
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"white data" stop or not?
I have read this paragraph in one of your guides; [FONT=Arial, Helvetica, sans-serif]‘Black data’ has always been shared by financial companies but until last year ‘white data’ was only provided by some. Now all share the information, where they have customer consent, meaning that each now has access to all data about you…
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Credit Card for Expenses?
Hi All, I currently do not hold any credit cards. I am in a new job which will from time to time require me to make purchases which I later claim back from the Company I work for, on a monthly basis. I expect these to be around £100 - £200 per month (It will be for things like train travel - Usual on the road Business…
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disputed transaction on card need help !
Hi Last September my mother in law booked a holiday for us all through a travel company the total cost included car hire in america (approx £350). She paid the full amount on her credit card and received an email confirmation which included the car hire. We went on holiday and was talked into upgrading the car to get a…
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Please delete
Answered my own question.thread of no use to anyone else. Please delete
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Confused...please help?!
:confused: just about sums me up. Am new on this site and looking for information which may aid me in my current situation but cant seem to make head nor tail of anything :rolleyes: To cut a very long story short I fell way way behind with credit card payments and now owe £372 for a £200 credit limit to a DCA and a default…
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Just gone self employed... will i be accepted?
Hello, I have only just joined this website and am new to credit cards, etc. so please forgive me for any mistakes or stupid things i may say. Site looks great and i have already learnt some things! Anyway, i have just recently gone self employed and have heard that it is a nightmare to apply for credit/finance without 2-3…
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How long should I leave before applying?
I'm trying to balance transfer the amount on my M&S %More card (see sig) I've applied for the goldfish & cap 1 platinum but been refused both within the last month. I want to try for the Virgin card but I'm unsure whether to apply now or wait a few weeks. The amount on my &more card is going up each month because of the…
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made redundant can i use insurance to clear CC balance
Hi Im waiting to hear if i am to be made redundant this week, i have around £1,000 (i know not a lot) on my credit card, on a 0% interest offer, my question is, if i am made redundant, can i have the balance paid off under the conditions of the payment protection thingy i took out? or are there negatives in doing this?…
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transferring a car loan onto a credit card
I have a car loan with black horse,paying £174 a month over 48 months.Is it possible to pay the loan off with a low interest rate credit card,so i can repay the loan quicker if i want,also as the loan is with black horse im unable to sell it if i wanted.I have looked at martins advice but dont understand how to get a low…
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Halifax One CC: 0% on purchases and BTs for TWO years??
In late Nov I took out a Halifax One CC for the 12 months 0% BT/purchases deal. The T&Cs in the post said 12 months from account opening. But today I've received my 'paperless statement' saying, Note those December 2009 end dates! Do you think they can/will backtrack on this? Or, now I have it in "writing", do they have to…
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Can you do only one balance transfer?
If you get a new credit card with, for example, a 0% offer, can you only transfer a balance to it once? Or can you do an initial transfer from your other card, spend some more on that other card and then again transfer it to the new card?
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Is there a list somewhere that shows which companies are under which "big" company?
i.e. just looking into the Virgin Credit Card and it says So are there details somewhere on this site (I haven't found yet) or somewhere else, that show which Credit Card companies (and maybe banks etc.) are governed by which "Big" umbrella companies?
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Would you credit it? Those stoozing folk are branching out!
The folk from http://www.stoozing.com seem to be branching out from specialist stoozing, where to be fair alot of people have made a lot of money from their expertize, to credit cards in general! The stoozing site is, of course, "proudly sponsored and supported by" this site, an endorsement that is conspicuous by its…
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Is it worth applying for a Virgin CC
Considering applying for a Vigin MBNA card next month to add to my stoozing, not sure if I am likely to get approved though. I currently have an MBNA platinum 0% until December 2008 with £10k CL and 9k stoozed. I also have a Halifax £12k CL for slow stooz with 3k stoozed. Is this likely to mean I will get rejected by…
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Goldfish - 0% on purchases?
I have just applied for a Goldfish card. I got £41 cashback through Quidco, which was good. However I recall that when I applied for the card they were offering a fairly short (3 month?) interest free period on purchases. However, I got the card through the post and there was no mention of either this or the balance…
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introductory balance transfers into your current account.
Hi All, Please bare with me I'm new at this, just wanted to know are there anymore credit cards that offer balance transfers into your current account other than the virgin card and the MBMA card?. Been accepted for Virgin but refused for the MBMA and they will only give me £1500.00 credit limit, need more to pay off a…
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Credit card charges on foreign transactions.
I have used Goldfish credit card abroad for years and have always found their exchange rate reasonable on foreign transactions. However, I have just been charged 3%, i.e. £15.76 (forex commission) on a US dollar transaction - this must be new.:mad: So now I need to find a Credit Card which will not charge me exhorbitantly…
