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How long should I leave before applying?

I'm trying to balance transfer the amount on my M&S %More card (see sig)
I've applied for the goldfish & cap 1 platinum but been refused both within the last month. I want to try for the Virgin card but I'm unsure whether to apply now or wait a few weeks. The amount on my &more card is going up each month because of the interest.
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    General advice from other posts on the board seems to be that you'd need to wait a couple of months. Happy to hear of exceptions.

    If your sig numbers are up to date then you look like you've left it to the last minute to arrange a transfer card?

    Try the www.moneysupermarket.com Smart Search option, it might give you some indication of the cards you're likely to be successful with once the recent searches become less relevant.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
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