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Can I still get the "new customer" credit card deal?
Having just being turned down for the Capital One "no transfer fee" card, I feel my best bet may be to look towards my bank - HSBC - to see if I can get a card through them. About 10 years ago when i opened a student account with them, i took out their credit card. About 3 years ago I closed that card down. I have since…
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Harasement
What is classed as harasement , Ive had 8 missed calls from egg , no message left but same number was recorded on my phone just because im over my limit ! What do you advise ? thanks
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credit/debit Card with money (US Dollars) on it.
I have hunted through the forums and Im no doubt looking in the wrong place :confused: but there are sooooo many places to look :huh: for the information I need. I want to take advantage of the exchange rate and want to take a card to the USA with Dollars already on it. I have had a look at the credit cards listed on this…
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Debit Card fruad
I looked online today to see a charge for £60 to Covergirl on my account. I had phoned my bank the day before to say that I had either lost or had my card stolen after I made a transaction before going to the gig. They said that nothing else was going through at that moment. I phoned them today about it as I had no clue…
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Advice needed about old credit card
i hope someone can give me advice here. i have just had a letter from lowell group stating that they have just bought a debt off barlaycard qwuoting the number etc. but i dont remember having it. i am already paying off 2 others one to lowell and another to fcm. i have been paying them for years. but at least i am doing it…
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Egg card balance transfers...
Hello everyone, this is my first ever post so bear with me! I was watching Martins slot on LK today on Monday morning and he mentioned that most credit card companies will allow you to transfer funds from another card to them for a lower fee and he said that Egg do this at 2%. I contacted egg yesterday and they say this is…
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Should I close empty cards?
Hi all, I'm after some advice here as i've been told different things by different people. I have two empty cards and others with balances on. I am going to approach the zero balance cards r.e possible balance transfer offers first but.... If they can't offer anything am I best cancelling the cards and closing the…
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Lists of cards that do/do not use Rate of Risk Policy?
Is there a list somewhere of which cards use a Rate of Risk policy (such as Barclaycard) and those that don't (such as Virgin)?
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Does anyone know why I've been offered a Barclaycard Initial?
Hi there I've had an MBNA credit card for nearly a year now, and am coming to the end of my free interest period for balance transfers. I applied for a Barclaycard Platinum for the 14 month interest free period. I have an excellent credit rating, but have been offered a Barclaycard Initial instead. They can't tell me over…
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Payment troubles with Abbey credit card
Hi folks, I wondered if I could run something past you all about my Abbey credit card, which I opened with them in November 2007. For a long time I didn't receive my first statement then, after Christmas - January 2nd to be precise - my statement turned up. They wanted a minimum payment due by DECEMBER 29TH!! Which was…
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Am I better.....?
leaving some money on a credit card for a couple of months if I know I cant pay it all off in one go or immediately transferring to a 0% card despite the fee involved? My maths with this kind of thing is awful. basically I have a mastercard with halifax with no offers on which I use for my general spending. I have about…
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Am I a victim of ID fraud?
Hi there, I received a letter from CitiCard last week asking for ID & address proof before they processed my card application. The strange thing is I havent applied for a credit card in the last 6 months! The first thing I did is to use the Citicard reply envelop to post back telling them I had not applied fro any card and…
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Taking on the big guns!
So, I've had some debt hanging over my head since the age of 18, at the age of 18 I had 3 credit cards with a combined limit of £24k!:eek: Like any other 18yr old, I spent it. Bad move - I then at the age of 21 tried to enter into an IVA which my creditors would not agree too and it was through a 'get ourselves rich off…
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Halifax/B.O.S. took money without permission
Just had a letter - they took over £160 out of my current account without permission. I have not paid for december or january as they lowered my credit limit so I could not use the card, then I needed my wages to buy food. I have asked for final settlements as I want to close but the money they took was for my mortgage…
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Halifax corrects address typo, increases APR, lowers credit limit
What to do? Applied for a Halifax One card. Application granted, they said online instantly, just sign paperwork and send it back to us. Didn't get paperwork. Rang to query, they said they'd resend. New paperwork arrived. Credit limit was same as what they'd stated online, APR was given as 15.9%. Address was a bit of a…
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Switching, not adding cards
After moving about a little bit and going self-employed, I doubt I'm eligible for any *extra* credit cards... my bank threw limit increases at me for I guess being a good customer and staying in my job with regular salary increases for over two years. I realise what I may have to do is effectively transfer my whole…
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transfer to bank account list?
is there a list somewhere of which cards allow you to transfer to a bank account? thanks for info
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Any 0% Credit Cards Out There With No Handling Fee?
Hello, does anybody know of any 0% Credit Cards without any handling fee?
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Direct Debit minimum payments
In this week's email Martin :money:recommends using a direct debit to pay the minimum payment on your card as a good way to ensure you never forget/miss a month. Then you "top up" whatever you can afford by phone or online to avoid only paying the minimum. Forgive me if anyone else has already brought this up but I had a…
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MBNA - Transfer into CURRENT Account
Calling all Players - Yes 0% p.a. on cash transfers into your current account until January 2009 O.K. 3% handling fee applies so on a £3500.00 transfer into your current account you pay around £110.00 then pay around £30.00 per month until December 2008 when you would pay it all off.…
