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Monthly cashback?
Hello all, Just wondering what cards (if any) give monthly cashback apart from barclaycard?
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Settlement Figures
I am wanting to pay off my credit cards in full, one for the Halifax and one for the Royal Bank of Scotland; I was wondering if anyone knew if they would give me a reduced settlement figure for paying off in one go? Has anyone had any experience of this? Thanks.
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Please give me advice
I take a loan from a bank for my new car. after 1.2 year in my accident my car is demage. 10 month are left for pay another monthly cash to bank. There is any procedure to a new car or full repaired my car not paying anything thing.
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Balance Transfer With Barclaycard Denied
Hi, I have just received my new Barclaycard and proposed to do a BT from my Halifax One card because it has just come to an end. I filled out the form online with Barclaycard and have just received an email saying it has been declined. My limit with Barclaycard is 4900 and I was transferring 3000. Can anyone please tell me…
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Balance transfer FEE
hi all, is there any way to get out of paying the fee (2.5% / 3%) when doing a balance transfer. Is there a cards that don't charge a fee on balance transfers. Whats a good way to negotiate with the card lender to waive the fee.
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voluntary arrangements/claiming charges
If you're making voluntary arrangements to repay credit card debts, can you still reclaim the credit card charges? And will it inflame the companies into being less co-operative?
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Plastic Card Credit
Can anyone help. I know if goods are returned, they are credited to the original card the transaction was recorded. If the goods are returned and the original card is present. Does the card holder have to be present to sign for the credit to be returned to the card. (My husband took the goods and card back to the store)…
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Who should i give my money to????
Ok folks give us a hand, I have £10k to play with to pay off some of the credit card debts below, i want to then shuffle to get the debt on to best rates etc, i have spoken to each of them and as there is little if any credit left on them they won't give me any idea on preferential transfer rates. So who is the best bet to…
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Credit Card -best for pounds spent
90% of my purchases are done by credit card, currently i am using MBNA for its pluspoints- trouble is there is nothing in catalogue that as yet appeals to me-(and its cheaper buying the item for cash.) I've decided to use ASDA credit card for fuel as its 2 p off per litre.I'm tempted by Tesco Clubcard credit card - as i…
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MBNA - Platinum Mastercard - cold calling
Hi all, I've an MBNA Platinum Mastercard that I use for retail purchases, and have held the card for about a year. I pay the full balance every month, and have never incurred charges or interest. I have explained to MBNA on numerous occasions that I do not wish to use the balance transfer service that they offer, but they…
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MBNA - Platinum Mastercard - cold calling
Hi all, I've an MBNA Platinum Mastercard that I use for retail purchases, and have held the card for about a year. I pay the full balance every month, and have never incurred charges or interest. I have explained to MBNA on numerous occasions that I do not wish to use the balance transfer service that they offer, but they…
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Credit Card Fraud Help Please
Hello Someone has somehow managed to get our credit card details from Sainsburys Bank and purchased something from Dell for £680!!! We have tried ringing bank and dell and have got nowhere. We have now received a letter from Sainsburys saying they are unable to establish whether we have a claim. And also they are unable to…
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New credit Card - QUESTIONS - any tricks they use ?
I will be applaying for my first Credit card with natwest to start getting some credit rating. I will be appying for the Classic Credit Card. What questions do they ask ? AND are there any tricky questions. What should I answear ? Thanks
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HSBC - gap between credit card applications?
Does anyone know what the gap is before HSBC will issue a credit card to someone who has had one before and closed the old account? Regards Sunil
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Tesco credit card late payment help please
Hi all, I have just got my statement which shows that I have been late to pay last months bill by one day and have therefore been charged £12 plus £3 odd interest. My statement was dated 24 Dec but arrived on 5 Jan. I paid the bill online on the 5th. The payment date was 8th and my payment arrived 9th. I telephoned to…
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Barclaycard OnePulse or Platinum
Hello I am already a barclaycard platinum holder. Barclaycard have sent me a letter saying that they are upgrading me to the new OnePulse card. But I have a choice of not to. Can someone advise if its good to move or stay on the card I am on. I already do have an oyster card. Thanks
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Barclaycard Platinum - sublimit on 0%
Just wanted to warn people that I was accepted for a Barclaycard Platinum with a credit limit on £7800, but then noticed the small print that says only the first £5000 of a BT qualifies for the 0%, the remainder will be at 6.9% ! You'll be fine as long as you read the smallprint but this limit with a 2.5% fee was no use to…
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LloydsTSB airmiles duo
Hi everyone, I've recently found out my LloydsTSB Visa card is being cancelled, and I have to reply and tell them whether I want the Airmiles Duo two-card system (one Amex and one Mastercard), or whether I just want the one Mastercard, and no airmiles. The selling point of the Duo seems to be that you get airmiles,…
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Natwest - Any good those a/c I have ?
I am banking only with Natwest and I have the following accounts : Current Plus Account First Reserve seving account ISA and Step account I am planning to apply now for a credit card to improve my credit rating. What do you think about those accounts ? Is this what I have any good or should I switch ? * Classic Credit Card…
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Will my CC's cover any loss while items are in transit?
Hi, I am due to send my collection of deactivated fireams and inert ammunition from the UK to Italy and I need to have them insured for approx £6000. If I pay the shipper with one of my cards will the shipment be covered for the approx value of £6000 while it is going 'door to door' for loss and damage, partial or whole? I…
