Monthly cashback?

wayoflife

Hello all,

Just wondering what cards (if any) give monthly cashback apart from barclaycard?

PM

I have CapitalOne and that gives it to you the following month.

btw its like 4% for first 3 months and then 1%. Have a look at Martin's best cashback card article.

Stephen_Leak

PM wrote: »

I have CapitalOne and that gives it to you the following month.

Are we sure? My Cap1 cashback is paid annually, in early January.

My Abbey 5% food supermarket card, though, does deduct the cashback from the total of each monthly statement.

lisyloo

I have CapitalOne and that gives it to you the following month.

I think you are wrong.
Capital one is paid annually.

I think you just got the card in Decemeber and then received your ANNUAL cashback in January and have assumed it's monthly.

You will have to wait another 12 months for the remainder.

King_Of_Fools

The Nectar Amex card (although not technically cash) gives you your reward points each month.

gillbee

I've had Capital one for a few months now and the account I hold pays annual cashback.

wayoflife

Ok so we have

Barlcaycard
& Abbey so far!

any other takers?

rbrian

My Smile card pays 0.5% cashback monthly. I haven't used it since I got the Capital One 4% card.

goldcroft10

I am looking for a credit card with cashback, as I pay off balance via direct debit monthly before charges occur.

I do not want an Amex card because of problems I have had in using my Lloyds Duo Airmiles cards (one of which is an American Express card). I have checked with Martin and Which? It would seem that my choice is between Capital One and Egg.

Can anyone help me to chose please or give me any drawbacks etc.

Milarky

goldcroft10 wrote: »

I have checked with Martin and Which? It would seem that my choice is between Capital One and Egg.

Egg [Money] is limited to £200 annually - Capital One is 1% for unlimited spending at present. Egg did have a loophole that allowed cashback to be earned without spending - but that has since been closed. Egg allows you to move balance transfer amounts from other cards without the need to have any existing (or matching) debt - in other words it is a 'mule' card (no BT fees) whereas Capital One isn't a mule and charges for all standard BTs (3% I think) Egg only has up to 51 days interest-free on purchases - with Capital One it's a bit longer - 56 days

Egg has better overall standard features IMO unless you are spending over £20K per annum

goldcroft10

Thanks. The other aspect which I neglected to include in my original post was what they charged for use in Europe?