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Linking two existing HSBC accounts to make one joint account???
Hi everyone, My Husband and I each have an HSBC account with an overdraft. Mine £700, my husband's £800. We pool our cash together, rather than having my money, his money but find that moving money between accounts is a bit impractical and we are often getting charges for exceeding our overdrafts simply because we haven't…
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Best place to keep loan
Hi, I've recently received a professional career development loan (just short of £5000) which will have a sole use of paying for my rent for the next year. Now I would like to keep this money away from my other money so that I dont go spending it on booze on a night out etc, but i figured I might as well try and get the…
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So just how many bank accounts can you manage to juggle?
Evening All, Looking and weighing all the options of taking advantages of the various offers on accounts and savings (such as salary in one current account, then move the chunk to another current account, then DD to 2 other savers and on and on), it's led me thinking how can a family manage all the clutter that comes along…
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Standard Chartered Bank!!
I was just wondering if this bank offers banking services to consumers e.g. current accounts/savings. Would appreciate any feedback. Thanks:)
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Can you have 2 First Direct Current Accounts?
One for Bills, One for Spending? but only one gets paid yourr salary into?
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Santander overdraft charges the best?
Sorry if this is elsewhere or in the wrong place!! I am wondering why Santander is still coming out as top on comparison websites when the overdraft rates are so ridiculous. My husband has just spoken to customer services and they have refused to remove the charges as he has been overdrawn so.... tough, basically. I hate…
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Made a big overdraft mistake ! Advice please
I had a Natwest overdraft of £2100. Up till last month I didnt have an overdraft but was in a sticky spot and decided to use it on a temporary basis...... Decided to increase it online by £200 to a total of £2300 and was advised this can take up to 48 hours to show. After 48 hours went to get cash out and it was declined.…
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Imminent takeover.
Doing my regular witdrawal in the Royal Bank of Scotland today,at the next desk a woman come in and said to the cashier " I am a totally fed up customer of Santander and would like to swap my account to you" The cashier replies I have to draw to your attention we are shortly also becoming Santander. Oh god no says the…
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Santander made standing order twice!
I have a standing order from my Santander Preferred In Credit Rate Current Account, but today they took it out twice (once at midnight, and once this afternoon.) Has this happened to anyone else? I sent them a message on online banking. :mad: Thanks,
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First Direct withdrawing overdraft
Ive been told today that my £1000 overdraft is not going to be renewed tomorrow - I can either repay the £1000 up front or they have offered me a personal loan at 17% APR payable over 12 months. we went through my money and we reckon I have just over £100 disposable income a month - they didnt take into account christmas,…
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First Direct: match overdraft?
All, Before I contact First Direct about their current account, do you guys know if they'll match an overdraft limit of up to £2,500? Cheers, Richard
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Overdraft problems
Yesterday, I went to draw some money out of my account to find that I couldn't get the money available. Thought nothing of it and left it over night. I have just renewed my student overdraft with the coop today for £1700. The limit has gone up on my card (minus what was left in the overdraft to start with) but when I log…
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Where The Money Goes
I can across this fun video and it made me laugh as I am trying to educate my kids about money at the moment... Youtube-SchoolHouse Rock - Where The Money Goes http://www.youtube.com/watch?v=5Z8uw1zjjiE&feature=feedlik There appears to be a lot on the web about 'making a budget' but in reality every one has a budget…
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bank account with no credit checks
Hi i am looking for a uk bank account that does no credit checks and ideas please
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Nationwide mortgage DD instruction --> Flex Account
A week ago I requested my Nationwide mortgage monthly payments to be taken from Nationwide Flex Account (for years they were being taken from Halifax). The DD instruction still doesn't show on my Nationwide Internet banking site. So I rang Nationwide and ask about it and they told me that it wouldnt show until I actually…
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Post Office Fixed rate 2 yr bond
I applied to open a Post office 2yr bond.I had to enter my bank details so they can draw the funds.I placed a large sum from a savinbs account into the current account and some 6 days later its still there.If it takes 10 days this will cost me nearly £80.In this day and age ridiculous.I opened a Skipton account and all…
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Lloyds TSB branch sale
Not sure if this has already been posted, but I came across this list of all the branches of Lloyds TSB and C&G being sold off. http://m.guardian.co.uk/news/datablog/2011/jun/08/lloyds-banking-group-selling-sold?cat=news&type=article Don't think a buyer has been found yet though
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Better bank accounts?
Hello there, I'm new to the site today, so sorry if I have posted this in the wrong section. My question basically is - Which banks do you personally think are good to go with? I'm 19, I work for my local council as an Apprentice Landscaper, my wages are not great but I have a second job at my local Sainsbury's. I earn…
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Call from Barclays asking me for security information
I received a telephone call from Barclays on Friday. This was in response to me sending them an email relating to my lack of pre-approved offers. Anyway..they asked me for the first and last digit of my mothers maiden name and the 7th digit of my password, plus my date of birth. I gave them this all quite happily. The…
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Lloyds TSB under 19s
Hi, I just opened an under 19s account. I'm currently 16. I was wondering does the Visa debit card work on planes and on trains etc? My last card never seemed to work in places like that.
