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International Student query
Hi, We have a chinese international student staying with us for 1 year, she is 16 years old and needs to open a bank account. She has approx £6000 that she will spend gradually through out the year. We are after the best savings account + a current account (with debit card). I believe an ISA is not possible as a NI number…
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Budget help!!!
Not sure if this is the right forum, but I feel I am not having enough spare cash after bills and am starting to worry about it. This country is costing a small fortune!! I have 3 children (6, 8 & 10) and I find 75% of the income goes out on bills and food! This is what I pay out every month, am I over paying on anything…
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Barclays Cash Card/Co-op Cash Minder
I've been reading about these basic bank accounts here: http://www.moneysavingexpert.com/banking/basic-bank-accounts Both offer a debit card. But does anyone know if there are any restictions on how you can use the card? Can it be used for any online purchases, and depositing at online bookmakers, as long as you are in…
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Time that Credits show on Sunday nights with Halifax?
I bank with Halifax and now they have gone with Lloyds the times that any credits or debits have changed so just wanted to know what kind of time do credits show up on accounts on sunday nights for the monday credits?
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Basic Bank Account Question
Sorry if this information is posted somewhere but i thought id ask. I need to open a basic bank account for my benefits to be paid into and i dont have a driving license and passport. But i have recently got a Citizen Card Photo ID with a current photo. Would a bank accept this if i took my benefits letter in with the…
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Santander Youth account 16-18 Overdrawn 69p
My son is switching to Lloyds and has moved all his money over to lloyds apart from £25 which was left over to pay his phone contract. Except his network took £25.69(Morning of Saturday or Late Friday night) and he went 69p overdrawn. He then credited the account with 69p later that day. Around 11am. Is he likely to incur…
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Moving Cash to UK
Hello, First off, apologies if this is in the wrong forum but it seemed the best fit of the lot. I'm currently living in the Netherlands but am planning to move back to the UK soon. I have about €1000 in a Dutch bank account and was wondering what might be the best way to transfer it over to my UK bank account. I checked…
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Santander £100 Cashback
Hi, I opened up a Preferred account and receive account opening email on 04/07/11. I haven't receive my £100 cashback yet. Just to confirm I have done this right:- T&C:- * Switch your main Current Account to Santander * At least 2 DD or SO (paid at least once) setup on the account within 11 weeks of opening * Pay in 1k…
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Percentage of Income spent
What are your percentages for things like. Food Rent Mortgage Petrol/Diesel Remaining etc I'm interested to see what the averages turn out to be. Apologies if this has been done before, i've missed it. Just point me in the right direction if that is the case. Also interesting would be what are your intended percentages for…
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Premier Direct & Premier Current Account (A&L) gives free travel insur
I've just had a letter saying my free travel insurance from my bank is due for renewal. Well, that's news to me - I've always taken out my own insurance for holidays. I was originally with A & L, which is now Santander. I have never before been advised that I have travel insurance included. There is no monthly fee for my…
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Trying to reduce overdraft with Santander - nightmare!!!
I have been trying for about 4 months now to reduce the amount of my overdraft facility with Santander, in order to try and bring me back to a positive balance each month. The whole experience has been a nightmare - I have still not managed to convince them to let me reduce this by £100. I've spoken to them via phone,…
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Problems with Egg Money Manager/First Direct Internet Banking Plus & Halifax
Does anyone else have problems with Egg MM and First Direct Internet Banking Plus with their Halifax accounts? For me both show the account with a positive balance when its overdrawn and they also won't pick up my Clarity Card account? Also has anyone been able to link their Post Office Savings account to either of these…
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NatWest silver select - online opening problem UPDATED
I applied online to open a NatWest silver select account. Online everything went fine, account approved, immediately offered an overdraft that I accepted but reduced. I clicked the ID check online and that part of the process failed, but the screen said the application pack will arrive in the post and I would need to take…
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*****Help SANTANDER urgent*****
If i have put in wrong place please feel free to move. On monday of this week i had a letter from a credit card company to say they had not recieved their payment. I always go online and pay that way. I looked on my online account and it had said it had not been paid but on my statement it showed i had paid 2 other credit…
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Co-op bank available funds.
Could somebody please tell me if payments due on a Monday are available to withdraw on a Saturday with the Co-op? I know Natwest and Barclay's do this but I can't remember if the Co-op is the same.
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HBOS/LLoyds system integration 2 weeks on - positive? negative?
Just as the thread title suggests - any particular positives or negatives to come out of the "upgrade" for you? I dislike the loss of payee detail. I dislike the loss of access to "guaranteed" overdraft figure. I do like the text balance service, and I do like quick transfer option (without having to enter password each…
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overdraft
I'm trying to pay off a £1000 overdraft on my natpest current account, but i just havent got any spare cash at the moment, how can i beat this ? You may have already guessed i'm shockingly bad with money ! can i transfer it to a 0 % credit card ? I'm downsizing, moving from one house to another, and need more spending to…
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Bacs Payment from Europe
Hi. Does BACS payments from europe will show in my account on weekend? or i have to wait for monday? Thank you for simple asnwer:cool: BANK: HALIFAX
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Halifax Online Bankline - please check all your accounts are there!
I logged in today, for the first time in a couple of weeks. My ISA account was missing and I had gained a Liquid Gold account I haven't seen for 13 years! It seems that all my contact details have reverted to the details that are on the Liquid Gold account :eek:. They are looking into it, they didn't seem very surprised…
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Which bank account +benefits?
I am already going slightly insane with this. I am separating from my wife. We have a joint account with Lloyds TSB which is a Premier type thing. Because its a joint acc't we both get the benefits of it, but pay only the one "premium". Also as she is staff we get it special price or something anyway. I've never paid that…
