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Nat West refusing lasting power of attorney
I do hope someone can help me, as really confused, perplexed, angry and really stumped in what to do. An LPA was registered with the Office of Public Guardian back in Jan 2009, for me to the be in charge/control of my 86 year old father's financial affairs. Since then, have opened two bank accounts, a joint account with…
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RBS - Strange Account
I have a standard current account with RBS - usual payments in direct debits etc. It used to pay about 0.5% interest and now it's more like 0.0000000001%. For the past few weeks they have constantly telephoned me and suggested I put my money into a savings transfer account with 2% interest. They said it works like this:…
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Turkish bank accounts
Hi All, My mum is going to turkey next week and is going to open an bank account, she is going to deposit 10k into it and leave it for a year! I know nothing about bank accounts abroad only that she should use a goverment bank?? Does anybody have any advice to how risky it is..... etc :cool:
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bank account suitable for me
I need to open a bank account, this is what I need: - debit card, I heard that Visa is more accepted so I would prefer it. I will use it both at shops/supermarkets and online. - I applied for the student loan for my uni course, so SFE should be able to put in money but I guess this is possible with all types of accounts -…
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new business acc
hello, i am acquiring a restaurant lease and need a bank account. i will be a sole trader. i mainly do all transactions on-line but will be needing to pay in cash. do i have to have a dedicated business acc or can i open a new personal one.. in the past i was chopping and changing banks to get free fees as paying in cash…
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BACS payment sent but it didn't arrive.
I used online banking to set up a BACS payment from my Santander current account to my granddaughter's Lloyds TSB current account - but it didn't arrive. I know the sort code and account number were correct because they were saved after I'd used them before (and I had checked them again before setting up the BACS). Who's…
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Santander Current Account Shows in my Credit Report.
Hi all, Some years ago i had a poor credit score (as in very poor) and my finances were in a mess. Over the years i have rebuilt my score to 999 with credit expert and have always found it a useful tool. Recently i opened an account with Santander. It was one of the top picks on this site. I understand well that most…
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MSE News: Barclays tops complaints bad-boy table
This is the discussion thread for the following MSE News Story: "The giant was the most complained-about bank during the first half of the year, figures from the regulator show ..." Read the full story: Barclays tops complaints bad-boy table
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opening a bank account/credit
I have a default with a credit card - now satisfied but will remain on my credit file for a further 4 years. I am going through the ombudsman procedure regarding this default - ongoing. I have no other debts, loans, mortgage etc, owe nothing to anyone. But I can't get credit. I have very recently applied for a current bank…
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friend cant open ANY bank account
An aquintance at work cant open ANY bank account. Not the current accounts or any BASIC accounts without overdrafts etc. what do i suggest she does. she applies for banks and then they write back saying they hold information against her and she cant open one for her (but they cant tell her that information!!!)
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Banking complaints story
This is on the BBC website today http://www.bbc.co.uk/news/business-15077344. When Martin next appears on the BBC perhaps he could suggest that rather than lazily regurgitating a press release they could do a bit of analysis first. The raw numbers of complaints are meaningless without knowing how many customers each…
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Debit card fraud HSBC don't care
Hi, When returning from holiday I noticed a fraudulent payment when checking my bank account online. I tried to phone HSBC to report it but the fraudster must have locked out telephone banking and no one would speak to me until I went into a branch to unlock it. So I did on the Monday and went home to report the fraud. All…
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Missing Bank Transfer
On the 13 Sep 2011, I transferred a large sum of money from my Halifax ISA account to my Santander Current Account by BACS transfer. As it was a large amount, on 15 Sep I checked to see that it had gone through. To my horror, I realised that I was 2 digits out on my sort code.:mad:I immediately phoned Halifax and after…
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Best bank account for gap year traveller??
Dear fellow saving experts, I'm 24, I'm goin travelling to south east Asia in march 2012, and I'm looking for the best, cheapest current account for withdrawing money overseas. Abbey national used to do free cash withdraws but I can't see anything like this anymore Can anyone guide & advise me of the best service?? Thanks,…
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Basic bank account closing due to tv licensing
Hi there new to the site so iam not too sure if i have posted it in the right section anyway .I contacted tv licence people via email on the 14/09 to cancel my direct debit for the 22/09 because i couldn't make the payment.As iam unemployed and juggling bills around .So they sent me a email(which i still have) back saying…
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Banks compensation tariff for sharing personal information without permission.
What is the compensation tariff when banks share a piece of your personal information with another financial institution without your permission (before or after FOS decision)? Replies only please from fourmites who have experience of this and if possible state what type of information was shared and any laws. Thanks for…
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Thieves attempted a 'cash trapping' fraud on me at an ATM yesterday......BEWARE!
It was a Post Office bank machine (I think the actual machine belongs to Bank of Ireland?), but I suppose that a different version of the device could be made for any bank machine. Anyway.... Until now I'd never heard of 'cash trapping' in relation to ATM fraud so I'm starting this thread to increase awareness. Here's what…
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Halifax Online Issue
I've been trying to set up a new standing order this morning, I know Halifax are following Lloyds TSB with a return phone call for security but the Halifax site is saying I have no phone numbers on my account when in fact there are three. Anyone else having the same issue? It's the same with trying to set up a new payee.
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HBoS-online accounts been missing 3 weeks
Wondering if anybody else's accounts are missing online? My Current account, easycash account, two ISA's and another savings account have been missing online for 3 weeks now. I went into branch twice, they can't do anything but told me accounts are still up and running. I phoned online helpdesk, they logged problem, but…
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HSBC - accidentally went overdrawn - credit report?
Hi, We have a joint account with HSBC for bills which doesn't have an overdraft and which we've never gone overdrawn before (nor have I ever gone overdrawn on my own current account, also with HSBC). I normally check my accounts everyday and am 100% on top of things. However I made a mistake and got some dates mixed up,…
