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Budgeting & bank accounts

Archives for September 2011

Halifax being a nightmare
I could have probably posted this in Praise, Vent and Warnings but I'm hoping for some advice too because I'm gearing up for a battle tomorrow. My mum had a savings account with Halifax which comes with a cash card. She went into our local branch to close it for reasons I won't bore you with and wanted to open an identical…
Debit account with biggest overdraft/least penalizing.
I do consider losing money a form of punishment. My current account with HSBC is about to expire (11/11, according to the front of my debit card) and I'm curious to see what my other options are, I'm currently 18, just left college, I started my account with HSBC when I was 16 I believe and if I'm honest I haven't had any…
Joint/Shared bank account, can they write a cheque to Either ME or HER?
If you want to have a bank account or joint savings account. Me + my sister, and somebody wants to send you a cheque, which name do they send it too? to me? or to her? or they can send it to both names? - have 2 options?
Bank Accounts which DON'T Post you Paper statements?
Which Bank accounts, or even saving accounts DO NOT post you paper statements? (barclays, llyds etc? ) what I mean is Compularily DO NOT post you paper statements? and which ones allow you by Choice Not to receive them, by telling them at the branch? (in other words they allow online statements only)
US dollar accounts in the UK
Hi everyone, I am a UK resident working for a US-based company. My salary is transfered to my UK bank (Lloyds) in US dollars, meaning that I lose a substantial amount of money due to exorbitant exchange rates and fees. A standard £7 fee aplies to all international transfers, which is fair enough, but the exchange rate…
Natwest Purple debit card
Good afternoon all, I Opened a Select account with Natwest who I do all my main banking with. I spoke to someone on the phone last week regarding the type of debit card I will recieve He said It will be the purple version. Recieved my card a few days a go and it's the blue one:(. How do I ensure I get the Purple card and…
If your elephant has died, Nationwide are here to help!
But why? http://www.nationwide.co.uk/search/DisplayArticle.aspx?article=1765
Santander paid £100 incentive just after a month
No kidding. I only opened the account in August and credited my account on 26th August for first time. Havn't credited it yet this month as I'll be getting paid tomorrow. Used their switch service to transfer 1 dd and 1 internal standing order from Halifax. Also set up another direct debit after switching and these have…
Best Bank Account for 17yr old getting first job?
Hi guys. My son is hoping to get a part time job soon and therefore will need a bank account. He will be 17 in December and currently has a child account under my name with Barclays but now needs an independant account. I've checked the forum and have noticed there are threads advising an under 18s account. What I would…
Advising banks after death
Are you legally required to do this immediately? If it was delayed and direct debits (gas, elect, phone) went out, would this cause problems later? These are Mum's sole accounts, the house is empty, but we still need the utilities whilst sorting things out. Trying to keep things as easy as possible now, but don't want to…
Rudeness
Does anyone know why I was asked what I needed my money out of one account to put in another in the same buildo (Halifax) and also asked for i.d. I have had accounts for years in this buildo and never had any bother before. I did ask the two members of staff why they needed to know and was told that they are looking after…
When are funds truly safe? BACS, faster transfer, CHAPS etc
Sorry if this has been answered upteen times before... We are in the process of selling our car and will need to take payment in the region of £6-7k. My preference is to take cash during bank orening hours and hand over the vehicle after it's been counted out and paid in there. I realise that people are wary to handle…
if i take max amount out of cash machine can i still use debit card to pay for things
:oas above really!the max i can take out is 300 at a machine,but then can i still use my debitcard to pay for things?is there a max amount?thanks!!
Switching to First Direct
Hi, I know I have seen this posted somewhere before but can't find the post anywhere! When switching to First Direct do you get the £100 bonus as soon as you pay in the first £1500 or do you have to pay it in for a couple of months first? Also is it just an online saver you need to open so you don't get charged for the…
Disputed Transaction - HSBC Re-debitting Me
Hello everyone, On the 25/08/2011 my HSBC debit care was used fraudulently for the sum on £157.44 the site entropay.com A site I have never used or authorized. I rang HSBC to make them aware and to get my card canceled, the money was debited to my account while the investigation was running, today I received a shocking…
Descrepencies in my Account
I was looking through last years bank statement from the Clydesdale bank & I noticed a few debits from my account which I know where not made by myself. Is it too late to do anything about it and what should I do? Any advice on this matter would be really helpful, as I've just discovered it and its a bit late to contact…
Santander Overseas Fees
Sorry for the long post, I hope someone could help me with this question :) I've been working in France since July so have had to rely on my Santander debit card for cash withdrawals and paying for meals. I've been trying to work out their fees and think I am being overcharged by them on the "exchange fee". I've finally…
Thank you HSBC
I've recently moved from contracted to permanent employment with the NHS which is great. As such, I'm going to be six weeks without pay, so for the first time in a very long time I'll need to use my overdraft in October. Time flies, it's been a year already since I opened my HSBC account. I forgot that they review…
First joint account with OH
Just tried to post this and for some reason it didn't work :mad: Anyway Has anyone got any advice on a good first joint account for me and OH. We do not currently live together but are planning to soon so want to start saving for household bits and bobs. Would preferably like an account with internet banking and a debit…
Which bank
I'm sure there are a fair few threads on this, but can't see anything that stands out in a search! Will keep looking though! At the moment I'm with Halifax, but their overdraft charges are £1 a day, which at the moment is adding up! I've still got a current account with Lloyds TSB, but not happy with the staff at my local…

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Budgeting & bank accounts

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