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Closing account
Me and my ex used to have a joint account and When she has applied for credit in her own name she has been refused because she is financially linked with me. Anyway i went into the bank to close the account with out any account details only id and any other info i could provide but they say that we havent got a joont…
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Panic !
My son is on SSP and he didnt get paid today. His work is "looking into it". All his DD payments come out of the bank tomorrow- which might be Monday now. Will they put charges on automatically ? He banks with the Clydesdale. What should he do ?
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Savings for Non-tax payers
Where is the best instant access place to save for Non-tax payers.
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Names on cheque, please help
Good Morning, Last night we received a cheque from Nationwide made payable to myself and my partner. But we do not have a joint account. Is there anything we can do? We were thinking of us both going into his bank, and me taking some I.D. Do you think this will work? Otherwise it will be ringing nationwide asking them to…
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Creditsaver.org.uk????
Hey guys Does anyone know who these guys are, [TEXT DELETED BY FORUM TEAM] . Wife is fuming right now, whats the best steps she can take to stop this happening again and how can she get her money back? thanks guys
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Barclays amounts vanishing
Hey, I was wondering if anyone on here could help me. I have a barclays current account and check my online statment at least once a week. I noticed 2 weeks ago that my available balance was showing as £2.95 different to my 'last nights balance', this stayed like this for a few days so I rang them up. They told me to wait…
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Lloyds TSB log in
Hi, is anyone else having trouble logging into Lloyds today?.
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Offset Overdraft Account
Is there anyone who does an IF/ONE style account - but instead of offsetting against a mortgage, they offset against your overdraft? Like a standard current account offset against a standard savings account. If not - would it be a viable option for a bank to offer this as an option instead of loading charges all the time,…
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Replacing cheques
I know that the date of 2018 for phasing out cheques is only a possible date and not a deadline. But seriously, what paper based system can they replace them with? I have been thinking about this and I honestly cannot think of what they can do differently to allow secure but easy transactions between private individuals or…
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Simple local Bank Account?
Hi All, The OH and I have a First Direct account and we occasionally want to pay in cash or the odd cheque into the account. This however is a pain because the local HSBC is in a location we rarely visit! We have a CO-OP and Post Office nearby and was thinking of using these? What options do I have? Just looking for a…
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Bank managers
Do bank managers have anyway of over riding there computers.I've ran my account well asked for a very small overdraft and was turned down .would a manager have any powers to change this? Thank you
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Nationwide Flex Account
I'm considering Nationwide's Flex Account and wondered what people's experience of it was? Thanks
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Transfer
I have recently set up a Nationwide Mysave account, and have set up a payment to come out of my Barclays account in a weeks time. I was just wondering if anyone knew if Barclays would charge for this? I have done all of this online. Thanks for any replies, Kev
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One problem with paying bills by DD
We recently moved house and I have discovered what seems to be a flaw in paying utility bills by DD. All of these companies always charge you in advance and always seem to overcharge you, so when I moved house they all owed me some money. The council tax was fine, I e-mailed them and they credited my bank account with the…
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Halifax Cash ISA - Sending Time
Hello, I've opened a Cash ISA online with Halifax on the 6th of February, at the time I was told that I was accepted and that they would be sending the details for online banking along with the details of my account to me through the post. I know it hasn't been a particularly long time since then however I still have not…
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Business bank account with bad credit rating
i have started my own small business. i am a sole trader. but i have yet to set up a business bank account. tried to do so with my bank who i have my current account with, but they said with a bad credit past, if i don't pass a credit check, i would not get the business account. So my question is, which bank can i go to,…
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Co-op Cashminder and Bankrupt
Can anyone help out I'm 8 months into Bankruptcy and looking to get a Co-op cashminder account do you think they'll let me open one?
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nat west cheque
recieved cheque from a london branch of nat west , if i put it into my northern branch nat west account , how long will it take to clear being that it is same bank ? thanks diggerman
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Natwest Current Account - applying online
I just applied for the Natwest Plus account, said I got accepted with £750 overdraft, but the form ended abruptly, after saying something like this offer is kept for 28 days or something along those lines, then the form closed. What do I need to do now? I didn't get an email or text or anything. Do I just wait for a letter…
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I owe £7k do i have a case for barclays being unresponsible lenders.
This is a funny one, as in 2009 i remortgaged from woolwich to c+g, i had a woolwich mortgage reserve account which i had used £15k of. When i redeemed the mortgage, the woolwich reserve changed to a current account, and still allowed me to use the 'reserve limit of '25k' even though in writing it told me it was shut down…
