Panic !

mardatha

My son is on SSP and he didnt get paid today. His work is "looking into it". All his DD payments come out of the bank tomorrow- which might be Monday now. Will they put charges on automatically ? He banks with the Clydesdale. What should he do ?

johnmoney05

Go deposit some cash in account today.

Tupperware_Queen

johnmoney05 wrote: »

Go deposit some cash in account today.

I would have thought that if they had the cash available they wouldnt be posting here for advice

I would get him to ring the bank ASAP and explain what has happened. They may be able to give him a temporary overdraft until the money goes in.

johnmoney05

Tupperware_Queen wrote: »

I would have thought that if they had the cash available they wouldnt be posting here for advice

I would get him to ring the bank ASAP and explain what has happened. They may be able to give him a temporary overdraft until the money goes in.

How much you would think of her son needs for the DDs? Get his friends, relatives to give him a hand? I am sure it will be much easier than to talk to the bank?!

Cmdr_Bond

Agreed - talk to friends/family to see if you can get the cash - BUT - speak to the bank as well. If the bank know the circumstances, they may well agree to temporary measures.

Tupperware_Queen

johnmoney05 wrote: »

How much you would think of her son needs for the DDs? Get his friends, relatives to give him a hand? I am sure it will be much easier than to talk to the bank?!

I don't know, but my DD's for rent, council tax, utilties etc etc comes to almost a grand...and no-one I know could help ME out with that much cash :eek:

coolesticeking

Cancel the Direct Debits with the bank today before the close of business - It's a lot easier just calling them up again and either pay by Card or re-setting up another Direct Debit than paying for the bank charges.

mardatha

Ok many thanks for all fast replies ! His DD only come to £100, if it was a grand then I wouldn't have offered am not that good a mum LOL !
His work said they will have it int he bank on Tues and meanwhile I will give him £100 to put in today. I love this site - thanks so much !

johnmoney05

coolesticeking wrote: »

Cancel the Direct Debits with the bank today before the close of business - It's a lot easier just calling them up again and either pay by Card or re-setting up another Direct Debit than paying for the bank charges.

This is NO NO. Too late to cancel the DDs today.

johnmoney05

mardatha wrote: »

Ok many thanks for all fast replies ! His DD only come to £100, if it was a grand then I wouldn't have offered am not that good a mum LOL !
His work said they will have it int he bank on Tues and meanwhile I will give him £100 to put in today. I love this site - thanks so much !

It is not easy to be parents as always. But hey, you have done a good job! Hope all go well with your son and you! Cheers.....

coolesticeking

johnmoney05 wrote: »

This is NO NO. Too late to cancel the DDs today.

Should of been OK if it was before close of business? - But guess it all depends on the banks procedures.