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Sole trader and busines account
As a new sole trader do I need a business account as opposed to a personal account and if so what are the best one about. thanks Ant
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Missing person, where is he ?
Yes, I'm getting a little concerned for Howard Brown a.k.a the buffoon from the Halifax ads. Not seen him since the big crash of 2008 and fear he may have been shut in a cupboard and forgotten about. If you know of his whereabouts please let me know or else I will have to get onto http://www.missingpeople.org.uk/ He used…
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RBS account opened then declined & closed the next day!!
Hi all, I applied for an RBS Key account online and then went in to a branch on Monday with the paperwork and ID etc to complete the application. This was all done with and I was given a letter stating that my application was successful and my account was now open - the letter also had my new account number and sort code…
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Halifax online banking flooded with adverts?
Has anyone elses halifax online banking been flooded with adverts? I opened the account almost exactly a month ago and found the online banking to be fine, but simplified and lacking a bit on what I had been used to with RBS. Logged in last night to find a message inviting me to apply for a clarity card before I could…
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Bank accounts that don't charge for using an overdraft
I've never really needed a overdraft, and don't use it generally, although it is helpful to have that extra £50 towards the end of the month. At the moment my main account is with Halifax, and I would be charged £1 a day for using my overdraft, so I try not to with them. My second account is with Lloyds TSB, where I'm…
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Show the bonus Bankers with our feet/money
OK so unless you lived on the moon you can't have missed how much these big bounses the bankers are getting at the moment , right after they have been bailed out with our money! So my wife said to me last night after seeing the news on the governments climb down over curbing these bonuses, "I feel like taking all our money…
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Santander: New "simplified" overdraft charges
I don't know if anyone has posted this already but I got my Santander statement this morning with a booklet about "simplified" authorised overdraft charges. It seems that, from 16/3, they will be doing a Halifax - though not as severely. The main change seems to be that they will now be charging 50p a day. The number of…
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Opening Halifax Account
Hi, I'm hoping people who have opened a Halifax current account before can help me. To get the account opened, to receive a debit card you have to have £100 transferred to the account. My current bank is Smile, and being internet only, I transferred the money online to my new online account. It appears that the money is…
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Coutts Cheque
It sounds very sad indeed but I have always wanted a Coutts Cheque before they disappear later this year. Anyone know the best way of getting one? even if its for a penny! (it wont be cashed anyway!)
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Help! Barclays hounding me!
I had a current account with Barclays a number of years ago, which had a substantial overdraft on it. I got into financial difficulties, and the upshot was that the account was frozen and passed to a debt collection agency called RMA. I had a payment agreement with them, and eventually managed to borrow some money from a…
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lloyds tsb 80 pounds free!!
rang lloyds and said i was going to cancel my account because they have introduced a 5 pounds charge (as well as interest) for using an agreed overdraft. They said they didnt want to lose me (gee i'm touched!) and are sending me m and s vouchers to the tune of 80 pounds- no catch they are like cash. Even had a choice of…
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Wire Transfer help please
Hi everyone, I'm after transferring about 3100EUROS to Holland. Firstly wire transfers are totally secure yes? Secondly how much roughly would this end up costing me in total with fees etc? (I assume must be some fees along the way)
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whick bank
hi am about to come out of a iva last payment march 1st, now question is how do i go about getting a normal bank account. With a debt card,:T
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Can you bank a cheque in RBS if you are a Halifax customer?
This may be a silly question but if you are a Halifax customer and need to put a cheque into your account, can you do so in an RBS branch or is it not possible? Thanks
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Lloyds TSB Premier Ac
Evening all, I used to have (around 5 years ago) a Lloyds TSB Premier Banking account. Between changing jobs and the cost of the account I gave it up maybe 3 years ago. I have read previous posts re these types of "fee accounts" but one thing I did like particularly was the premier banking phone service. Day or night I…
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Is FP broken tonight?
hi, Sent payment from CO-OP to Lloyds, payment of under £10.00 to an account that has had payments sent many times before. didnt hit receiving account instantly as usual so went back to CO-OP to check and its not gone via FP. then tried sending a small amount from Lloyds to Tesco, again done many times and this time i get…
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Barclays vs Halifax - which is best?
Hiya, I am currently a customer with Barclays and have their Additions account, costing me £15 a month and which gives me mobile phone insurance, breakdown cover etc. When I went into the Halifax yesterday to speak to them about my credit card with them, they told me that I was automatically guaranteed acceptance on their…
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Defaulted bank account on credit file
I have a defaulted bank account from about two years ago which has a balance of £286 I recently obtained my credit report and its listed as a defaulted account, my question is, if i pay off the outstanding amount in full sraight away, what will be displayed on my credit report, will it stay defaulted for 6 years? or will…
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How to allow others to access you account
Hi, My parent are visiting me in the UK from New Zealand for a month, staying on and off with me but mostly travelling about alone. To save to withdrawal fees etc the plan was for them to transfer "all" their holiday money to my UK account in one go (low fee and known exchange rate) and then access it when here using a UK…
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Payment Between Accounts - Same Bank
I'll need to transfer some money to my solicitor to pay for the deposit on a house purchase. Both the source and destination accounts are with Barclays. Does anyone know if it'll be possible to avoid paying a CHAPS fee by going to the counter and making a simultaneous withdrawal and deposit? So in effect it would be like…
