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Halifax online banking Easycash Account
I've just opened a joint easycash account with the Halifax and have deposit £10 and had my card activated in branch, my husband is yet to activate his card. I have registered for online banking and have got my username and password. However it signs me in fine and shows me my e-mail address but doesn't show my account, I…
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HELP-Stolen Money
My sister had her purse nicked at uni. Skint as she is she cancelled all cards and had to fork out for new NUS and provisional licence. She got her statement today and lo and behold. £300 had been withdrawn twice one week after she cancelled her card. She's on the phone to her crappy bank now as I type. What I don't…
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Debit card payment -how long to reach bank account ?
How long does it usually take for a debit card payment to reach your bank account ?? peter999
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recieved a letter from hsbc about a new arrangement for our overdraft
Has anyone else recieved a letter today about thier existing overdraft fee? they are saying the limit wont change but a fee will be applied for use of it. I have had the overdraft for a while using it frequently but frequently clearing it as well. does this mean that i will be charged the £25 for having the overdraft in…
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Unauthorised Payment on Debit Card?
Been on to Citibank online banking this morning and found that I have had a transaction go through to which I had no knowledge of. Basically £70 has gone out to a wine club, we are not members of any such club and needless to say, we have not any wine either!! Rang the company concerned and asked what was going on, they…
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Switching a 'dead' account
Fairly new to the site, although some of the methods I've been using without realising it. Does it cause problems if you switch an inactive account to another bank? (explanation below if I'm not being clear enough about what I mean) I have two current accounts with NatWest. One is from when I was a student and I'm using…
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A&L Current Account
Hello, I've been looking for a current account that would be ideal for me, and I think it is the A&L account (min £500 in per month with 8% on balances up to £2,500). I currently use a Natwest graduate account with a £1000 overdraft (reducing to £500 in June). I'm not keen on the idea of using the limit of my overdraft (I…
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Got 100k in buisiness bank account...should I get a better deal on a personal account
Hi All, Heres a question, I have 2 business accounts with Lyodstsb, one has £95k and the other £11k. There both there basic business accounts, I was worndering if theres a better account out there for buisiness purposes (I only pay a few cheques in a months...1 or 2, but normaly there for a few £1000 at a time). Im not…
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Can you cash a cheque which has no date?
I wrote a cheque out for this years ISA but I'm almost 100% sure I forgot to put the date on it. I was wondering if anyone knows if this cheque can be cashed. I've read other posts which say the date is irrelevant (mostly to do with post dated cheques) however this is a little different as there is no date at all on the…
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Beware of transfering foreign money into the Alliance and Leicester
We have just sold a timeshare interest that we had in Florida, and obviously the money was wired into our account by the agent in the US. We wrongly assumed that we would get the mid-market rate of USD to GBP (About 1.985 at the time), bearing in mind it was an electronic wire transfer. However the A&L decided to steal our…
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applying for overdraft
O K im dreading asking this as ppl will go back to previous posts and say its stupid etc but im asking about this question for a vaild reason so just want to know the pros and cons of having an overdraft ... me and my partner are considering applying for an overdraft on one of our bank account not much just £50 or maybe…
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Chased For Outstanding 12 Year Debt
Hello folks I'm hoping someone can give me some advice, I have been contacted today by an investigations company re an outstanding debt to a high street bank. Allegedly, the debt is connected to an address I vacated in 1996, the investigations company who've tracked me down today state that the bank in question obtained a…
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Joint Account to use abroad
Hi I'm looking to set up a joint account which is good to use in France. Basically there are 6 of us (3 couples) who would like to set up a joint account, either between 6 or 3 people that doesn't attract fees etc when you use it in France. I have looked at the Nationwide Flexaccount mentioned on this website, but the…
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Halifax, problems
A while ago I cancelled my card as I lost it and 6 months later I started having debit transactions go through that I hadnt done. When I rang them I was advised the transactions were on my old card which was cancelled 6 months ago :confused: The fraud department okayed the payment and refused to help me recover my money. I…
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overdraft-help
I currently have an overdraft with HSBC, i have been informed my overdraft is up for review in August. If HSBC, decide to take this overdraft away from me, would it be demanded that i pay back the money in total, instantly? I have a £500 overdraft, and i am pretty much overdrawn by about 490 pounds, also, what would happen…
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Is the account fee worth it?
I currently pay £10 a month account fee with lloyds I signed up with this to start with as it had good offers on mobile phone insurance, travel insurance & breakdown cover. I have been looking around and wondered if it is actually cheaper to just buy these things seperately through quidco and not pay out £120 a year to…
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Cheque Clearing Time
Went into the post office to pay my council tax on 2nd April and I paid via cheque. Today, 4th April the cheque had cleared and money took out of my account. All I can think of is that the post office uses the same bank as I do Natwest or cheque clearing times have been reduced. When you think that the cheques have also…
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How Much Cash??
can anyone tell me if i am likely to to have a problem trying to take £3000 outin cash from my branch?? do they have a limit to how much you can take out without notice?? Its a normal current account with sufficient funds.
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Can you request that an account not be allowed to be overdrawn?
Does anyone know if it's possible to request (Nationwide in this case) not to allow a Flex account to ever go overdrawn? Specifically, I'm wondering if it's possible to prevent anyone who obtained Visa Debit card details from running up debt on the account. Or if not Nationwide, do any banks have this facility? Thanks Fella
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Reccomendations needed!
I'm currently with Norwich & Peterborough building society but the hubby and I are looking to open another account with a different bank. We're both 19 and first time parents who are new to the finanical game so we're a little confused as to what's a good deal and what's not so some reccomendations would be greatly…
