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Help with new account
hey there i was wanting to open a new bank account that i would be able to use whilst i am travelling in thailand, i'm also becoming a student in september and was wondering if there was an account that would be good for both cheers
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Business Current vs Personal Current
A query on business accounts. I opened a business current account (for this small business) and I transferred some money from my personal account to this business current account. In my business current acount, I got charged for this transfer (£0.50). Is this fair and the norm for business current accounts?
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Please help I want out of joint account!
Hi I was hoping someone can help, a few years ago I set up a joint account with a friend and I no longer have anything to do with this or the friend. I have stuck my head in the sand and never got out, but now she is abusing it. I got a snotty phone call from the bank saying I had to sort it out, and get out before she…
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BACS - is there an upper limit?
Is there an upper limit to the amount that you can transfer via bacs? My son needs to pay his solicitor about £22,000. He planned to transfer it via bacs from HBOS to solicitor.
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Credit crunch hit?
Is this a sign of the credit crunch hitting home? Applied for a citi access account recently after several people on here recommending them I have had 1 ccj and a default all satisfied Recieved a letter from citibank today, my application was unsuccesful:confused:
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Can somebody help me with transferring money online? (Halifax)
Hopefully this is the most suited section for my topic. I would just like to know if anybody could help me with sending a money transfer with Halifax to Alliance & Leicester as i'm unsure of what i'm to fill in on the following. Organisation = Alliance & Leicester ? (I've tried to enter it in but it seems to be to large…
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Proof of Disassociation for credit agencies?
When I was at university I had a joint account with someone I lived with for house bills and have been trying to close it for ages. Barcalys want us both to go in and sign the paperwork which I am trying to arrange (up to now haven't been able to track the person down). My question is how do I let the credit agencies know…
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USA Citizen wanting to open UK Bank Account
Hi All Don't know if this is the right forum for this - first timer. My husband is American and moved over to the UK last year (June). He is on a married persons visa. Also he was awarded a place at the local college. He is now nearing the end of term and looking to open a bank account. He has no UK identification except…
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where to put 9k with decent interest & withdrawal facilities
Hi all My twin sister and I have just closed our account with Nat West and want to find a new home for it. My sister lives in USA and I need to use the account occasionally for her. Because of this we need an account with a decent interest rate but also be able to withdraw money quite easily. The high paying current…
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Which Current Account Is Best For a 16 Year Old?
As the topic says - what current account would be best for a 16 year old? It MUST be able to checked via the Internet and it must be able to work with Direct Debits.
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Been given a payment twice - what to do?
Hi all, Reclaimed my bank charges back from CapitalOne - £237. They sent me a cheque for this amount and on the same day wired it direct into my bank account. Now, I presume they're able to claim this back? What are my options? I presume that if I didn't give it back, could they legally charge one lot of £237 to my…
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A&L Verified by Visa
Recently while using my visa debit card online, Ive had these pop ups when checking out for Verified by Visa. The first time it came up and after doing some research on it I entered my details to register my card. I got an error message back saying that the details I have entered dont match those that are held on the…
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Joint Account
Hi. My OH and I are in the process of buying our first home and need to sort out some new financial arrangements. My thoughts are: * Would it be wise to set up a joint current account and get both our wages paid into it and all bills / mortgage etc to come out and left over being spending money/ transferred to savings…
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Affect of current account on your credit file
I have searched on the forum for a bit but couldn't find much. What is the effect of a current account on your credit file? I was interest in the HSBC account (generally wanted a new one but i could get £20 cashback) however some people have said about being rejected? I'm only a student so i have no income, expcept a part…
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Alliance adn leicester direct current account
i've just been accepted to have one opened up. I have not used the switch facility because i'm happy with Cahoot. Ive just opened the account for the interest rate, how can I used it efficiently. place £500 each month until 2k then just keep withdrawing and placing the same 500 each month? is any one this using this as a…
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Budgeting with different pay days?
Best way to budget if we're paid a week apart? The wife 20th Me 26th Until now we've both been paid within a day of eachother, so no problem, but now?
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Struggling to make a withdrawl from Lloyds TSB
I have banked with Lloyds Bank since the seventies. Yesterday I tried to transfer £35,000.00 online and was unable to due to a £10,000/day limit - fair enough. So I contacted them and was told I couldn't do it over the phone either but if I went to a branch in the morning they would do it. Today I went to the branch and…
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First Direct ADMIT it couldn't cope with it's daily sweep facility
I have a business account with HSBC which operates an automatic overnight 'sweep' facility between the savings account and current account. A min balance is kept in the current acc and it makes no difference whether money is paid in/out (irrespective of the amount); overnight the debit/credit amount is transferred between…
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Natwest.
Hi there, I am hoping someone here can shed some light on what we were told and what is happening with our natwest account. We phoned up Natwest on Saturday about upgrading our Step Account to a Current Account. We were told that we can do this now on the phone which is what we wanted to do anyway so good news we went thro…
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Halifax....cant pay in!
The Halifax continue to amaze me. TOday I went into the branch and queued to pay in £140....£20 in a cheque and the rest cash....and was told sorry you cant pay in under £250 at the counter any more you have to use a machine...so off I go to the machine and queue there for another 10 minutes and lo and behold it wouldnt…
