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Credit reports
I posted this originally in the Credit Rating forum but am not getting any answers. I wanted to get copies of my credit report from the 3 agencies, I paid for the triple report from checkmyfile. I have 2 CCJs both satisfied and several defaults some satisfied some still paying. The Callcredit and Equifax reports came back…
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Not claiming back charges.. Just want the bank to stop adding them ..!!!!.
Hi all, My son went overdrawn by just over £ 1.00 last summer. resulting in the usual £28.00 charge. He called Nat West , and explained that it was a mistake, and that because of problems processing his EMA , wasnt in a position to pay it. They refused point blank to waver the charge, & left him no choice but to change his…
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I really need some help with online banking - I think I've gone wrong
Hey, thanks for taking the time to read my dilemma! This morning I tried to transfer a lot (to me) of money from my Natwest account to my ICICI Hisave account and now I am worrying that I have done something wrong and that I was not actually allowed to do that. The Natwest account is not my linked account, so I think I…
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Best Banks for Customer Service
Does anyone know which Banks have a record of good customer service? I'm currently fed up with A&L after being charged £55 this month in fees. My own fault, but they won't give me more than £100 overdraft, as they know this is a moneyspinner. Any other accounts where they look after you a bit more? I have lots of direct…
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Best free current account
I have read a lot about free banking coming to an end in the future but for now can someone recomend a fee-free bank account that has a debit card, internet banking and that will allow direct debits? I currently have a basic workers account and only have a cash card (can't pay in shops) which is extremely inconvenient in…
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Can't Open a business Acc V.Urgent
Hope someone out there can help please. Twenty eight months ago I had to go bankrupt as a result of a string of unfortunate events. I have now started a new business that is picking up well, but! No bank will give me a business account. It looks so bad having a business, yet asking both trade and retail customers to make…
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MS Money Help
Sorry if this is the wrong place. I was wondering what people did regarding Cash spends in MS Money?
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Abbey National
Left Abbey a few years ago, as their interest rate and customer service were both so dire. Moved to HSBC where interest rate is fantastic, and customer service is 2nd to none. Now, Abbey keep sending me post about their accounts, and I have no interest in them what so ever! :mad: I have never given them permission to do…
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Bank account for unemployed?
Hi, I do not work at the moment but want to open a paypal account so that I can commence selling on ebay. I do not want to use my present account for paypal and do not trust internet banking. Does anyone know of bank where I could open a current bank account without having a wage paid into it?
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Abbey bank help?
my partner opened an account and applied for a loan with Abbey bank and loan.The account was approved with like a overdraft of 300 pounds and the loan was not. We got the information on the accounts in the mail and my partners name was spelled wrong so we thought that this was the reason why. We went into the bank and told…
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Extending the use of card readers
I was wondering if anyone knows about banks extending the use of card readers. I have a Natwest account and was sent a card reader to make payments over the internet. I find it very inconvenient to have to have both my card and this machine with me to make any payment or set any direct debts etc up. So what I end up doing…
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Help with Halifax
Ok so basically my problems started with a real petty failed direct debit that I thought I had enough cash to pay for. So anyway the bank charged me for it failing and it came at a time when I had just lost my job. I failed to make another payment so again another charge incurred. I managed to deposit about £20 into my…
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Debit card transaction im not sure about - do you know what is could be?
I have a debit on my statement which shows as: Widnes Debit Card - Hme Rtl Grp Cards It is for £20 It is on a card that I don't really use and I can't remember if I bought anything for £20 that day. Does anyone know that 'Widnes' is. I asume that Hme Rtl Grp is argos or something but im sure i have'nt spend £20 there this…
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Alliance and Leicester Premier 50 Account (over 50s) 8.5% AER - catches?
Anyone looked into this? Advertised in the Times, aimed at over 50s, seems up to £2500 credit balance gets 8.5% interest till end Apr 09 ?!?
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Stolen money (skimmed)
On midlands today news program there was a warning put out about card cloning in Hereford at ATM's, it now turns out my son was a victim and found that £250 had been withdrawn from a bank in Smethwick (he lives in Hereford)the moment he realised this he was on the phone to the Nationwide (the theft was spotted whilst…
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To all Natwest Staff Members
Hello there, Apologies if this is the wrong place to post, but I'm an ex Natwest staff member, need to claim back some tax, would anyone which tax office Natwest use? and does it only use one tax office ? Many thanks in advance.
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Which software?
Hi, My wife I have recently decided that we need to dramatically improve our personal financial management. With two incomes we perhaps have been a bit uncontrolled with our spending. With a young baby now in the house, and the reduced income due to my wife working three days we have realised the error of our ways. The…
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Alliance & Leicester, cheques and unauthorised overdrafts
Hi everyone, Could someone answer a question I've got please? If I was to write a cheque which did not have sufficient funds to clear it, would the bank a) allow the cheque to go through and put me into an unauthorised overdraft. Or b) bounce the cheque, send it back and charge me anyway. I've heard it depends which bank…
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bank account for 14 year old?
My ds is 14 next week and we thought that perhaps its time he learnt some financial responsibility. He has a halifax passbook account at the moment, but I wanted to open him an account that had a cashcard facility. What is the best bank/society for him at the moment? Are there any good offers about?
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Natwest Charge Reclaiming *** Are they scared ***
Ok so this morning I get a letter from natwest advising me that if I wish to i can apply for a monthly management fee option. For the outlay of a monthly £10.00 I can have the charge for going overdrawn (or over my overdraft) reduced from £28.00 (which i believed to be the current amount) to £17.00 per item. This…
