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The best (and worst) music when you are on hold poll
My number one is defiantly the Skipton BS, light Rockabilly soothing my nerves while the 0845 phone number empty my small pennies jar. The worst must be Tiscali with the stupid Electro pop headache on the dreaded 0871.:mad: The longest running tune must be on the NatWest lines, I think it was there in 2000 when I opened…
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Discrepancies in number of digits of account number
I want to transfer funds to my nationwide flexaccount using CHAPS. However it appears that the account number on my flexaccount has one extra digit making it 9, when i should be expecting 8 digits. Which of the 8 digits does it wants? Does anyone in the know have any ideas? Also, can anyone tell me how safe it is to…
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What counts as a current account?
Daft question! My other half and I want to get a joint account to pay the mortgage and all household bills from. I don't especially want to give up my personal current account, so the question is, should we be going for a current account or a savings account? Do current accounts insist you deposit your salary in there?…
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standing orders
Hey and thanks for looking i don`t know if this is in the right thread but here goes. quite simply i just want to know that if you forget to cancel a standing order can you still get your money back from the company it was set up with? thanks kirk
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When to switch from halifax?
i am currently on a halifax student account with 0% overdraft which ends in september. i will be more or less permanently out of my overdraft, if not this month then the next. i want to switch from halifax for a variety of reasons, but don't know whether to wait til september (just in case i do need that overdraft) or…
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Cash card cloned
I have a basic account with Barclays and have just found out that my cash card has been cloned and all my money withdrawn over the last few days. The bank has cancelled my card so no more can be withdrawn (none in there anyway!) Someone has said that I should of asked the bank to honour all direct debits and standing…
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Which banks are related?
I've had a look around the site, but can't seem to find a link which I think I saw on here some time ago. I'm looking for a link which shows which banks are related. Can anybody point me in the right direction please?
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LTSB Account
Hi, Around beginning of March I opened up an LTSB Classic Plus account. I was offered a debit card and cheque but no overdraft facility. Any idea how LTSB assess overdraft applications? Do they have any internal scoring system? Also how long do I have wait to apply for an overdraft? Thanks S
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First direct £100 incentive
Hi Could someone who has switched to First Direct and got the £100 for switching, please tell me how long it takes to get the £100, following your salary/ income being paid in? Nowhere during the application procedure has the £100 been mentioned which slightly concerns me... Any help appreciated
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Information Solo/Maestro Cards
I just thought I would let you know that I have used my solo card on 2 website which say they only accept Maestro or Switch along with the usual Visa/Visa Debit/Mastercard etc. I have successfully registered for a free 30 day with Experian using my Solo Card but selecting the Maestro/Switch payment option (my solo card…
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Opening a US Bank account
Hi, I was hoping for some help on the following matter. Its possible I have all the information I can get but if anyone has anything extra, I would be grateful. I have done a quick search but not been able to find anything on the forums. My employer has agreed to allow me to take a 6 month career break to go and work in…
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Some constructive advice needed :-)
Morning moneysavers I'm after some advice about restructuring an overdraft into a more affordable solution. For a full transcript of my situation, I have posted under Debt Free Wannabe, and my journey into a Debt Free life. Its long, apologies for that, but a lot of detail. My OH and I separated last year, various debts…
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B***dy bank charges!
:confused: I'm trying, really I am! Despite meeting with our new - very nice - bank manager last week to plead my case as to why my bank account went overdrawn last month (by about £50) and she agreeing to waive the charges, I noticed today that I have actually been charged one of the £35 charges on my account. I'm really…
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Debit Card Transactions disappeared overnight
Every month when i get paid I make 2 debit card transactions to a debt collector - I have been doing this for a year now with no problems. On Friday he debited my account as requested for £25 and £10 which showed on my Online Banking (I have a Natwest Step Account with a Solo card) so my transactions are updated…
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Lloyds TSB and the AA
Some TSB account holders get "free" AA membership as a benefit. :beer: It is surprising how many direct members do not realise the double membership. :mad: When I worked at the AA we were told NOT to inform these people because "it's up to them to know what they have" :eek: If you get membership via the bank remember to…
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charged by bank for dd but didn't know it was coming out!
I had just enough money today to pay a longstanding direct debit before I get paid tomorrow. Another direct debit however, 'an initial payment' has come out as well, leaving the longstanding one to bounce and Natwest has immediately issued me with a £38 charge! £38!! Shocking! Anyway, they say its nothing to do with them,…
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Settlement figure - advice needed please
I've also posted this in anything else moneysaving but wondered if here might be a better place for it :confused: Hi, I am posting this on behalf of a friend. She has a £1500 overdraft with Lloyds TSB. She wants to know if it's likely that she will be able to get a settlement figure from them to pay a smaller amount back…
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A & L Hanging me for the vultures
HI Im a full time carer for my wife and therefore im in reciept of carers allowance. I have a £50 overdraft and went £1.69 overdrawn. I didnt know this as alliance and leicester do not have a cash point nor a branch within 60 miles of me! I dont have regular access to the internet. I got a letter telling me that i had gone…
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WARNING-Phishing Email pretending to be Natwest!!
Hi guys, As a dedicated regular of this forum, I am warning everyone of the latest Phishing email that unfortunately I was victim to today!! I was a Natwest customer up until October last year, when I closed my account as I no longer used it and I have been banking elsewhere. This is the one factor that alarmed me into…
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Question about switching current account/history with bank?
Hopefully you guys might know more than me... I've been considering switching my current account, to either First Direct or A&L, based on current offers, interest rates, cashback & quidco deals etc. I have had my current account with NatWest for YEARS. I opened it as a teen as a card plus account, upgraded it to a student…
