Can you cash a cheque which has no date?

I wrote a cheque out for this years ISA but I'm almost 100% sure I forgot to put the date on it. I was wondering if anyone knows if this cheque can be cashed.

I've read other posts which say the date is irrelevant (mostly to do with post dated cheques) however this is a little different as there is no date at all on the cheque.

Thanks.

Comments

  • BenL
    BenL Posts: 3,189 Forumite
    I think if it gets past the original member of staff or the back end ISA cheque inputter person you will be fine as it is automated from then on in big machines.

    The procedure for the ISA admin staff in head office will likely be to return the cheque though if they spot it.

    Just hope the volumes will be too high, trainee, bored staff member or Friday afternoon.
    I beep for Robins - Beep Beep
    & Choo Choo for trains!!
  • Mikeyorks
    Mikeyorks Posts: 10,377 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gillbee wrote: »
    I was wondering if anyone knows if this cheque can be cashed.

    Yes ..... they just put the current date on it, if they notice.
    If you want to test the depth of the water .........don't use both feet !
  • thespudman
    thespudman Posts: 24 Forumite
    If the cashier didnt notice it or the staff where the cheque is received didnt, it will go through fine. I have known post dated cheques still be processed as the clearings machines dont check the date
    Future FirstDirect CSR // Current CCCS (Consumer Credit Counselling Service) Advisor // Past HSBC CSR (Branch)
    **Although I work for CCCS I am not an official company representative**
  • Depends if it is returned on a technicality or not-if someone manually checks it, or the clearing machines pick up that there is a field missing, it may be returned but this is rare!
    Loan-£3600 only 24 months of payments to go!!!
    All debt consolodated and cards destroyed!!
    As D'Ream would sing 'Things.....can only get better'!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.